How Does the Auto Quote Process Work?

It's easy to save on auto insurance:

Save time and money today by shopping for car insurance at Insurance.com. Here's how to start a quote, compare your rates online, and purchase a policy online or over the phone. You can start any time by calling the toll free number or clicking the big green "Get Quotes" button.

1. Answer Quote Questions

Fill out a single application for multiple online quotes.

  • It's easy to get a quote online. To start, enter your ZIP code, answer the question about currently having auto insurance, and then click "Get Quotes."
  • Next, enter information about the drivers, vehicles, and coverages you'd like on your quote. Yes, there are a lot of questions, and it's not always clear how the information relates to car insurance, but all of it does. Our carriers use this information to give you accurate prices and to apply any available discounts. Filling out the forms accurately and completely will ensure that you get the most accurate rates possible.
  • Help is available along the way... each help button (the question mark icon) provides information to assist you, and you can always call or chat online with one of our knowledgeable licensed agents for help during business hours.
  • As you continue to enter your information, keep in mind that you can save your quote at any time. If you don't have time to finish today, you can return to your quote to complete it or buy a policy.
  • Feel safe knowing that your information is secure. Your privacy is very important to us. You can learn more about how we protect your information on our Privacy and Security page.
  • When you're done entering your information and agreeing to the terms and conditions, clicking the rates button will get you instant quotes online. Your information will go directly to the rating computers of multiple insurance companies to provide you with instant, accurate online comparison rates in less than 45 seconds.

2. Compare Multiple Rates

Receive instant, accurate competing rates.

  • Once you've entered your information and clicked the rates button, you will receive up to four instant rates from some of the nation's top insurance companies. We compare the rates of all the companies we offer in your state and then show you the best.
  • Choose the rate and company you like and start your purchase online or over the phone. Or, learn more about each company to help you decide. When you're ready to purchase your policy, just continue online or call the toll-free number.

3. Buy Your Policy

Buy online or over the phone with one of our licensed agents.

  • Buying a policy online is simple. First, you'll have a chance to review and confirm your policy information again.
  • You'll enter some quick additional information specific to the insurance company you chose. Remember – you can always call our licensed agents if you have any questions, need help, or if you decide you'd rather complete your purchase by talking to a real live person instead.
  • Next you'll choose your payment method and click the button to complete your purchase.
  • You'll receive a confirmation page so you know your purchase is complete. You can print this page and carry it with you in your wallet or car as proof of insurance until your new policy and/or insurance cards arrive in the mail.
  • That's it! You're done!

Quote & Compare

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  • Sunday 10 am to 9 pm Eastern

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