Insurance.com Articles

5 ways your boss is downsizing your health insurance

2012-02-02T06:02:00Z

Learn the strategies employers use to cut health insurance costs and what they mean to you.

Owner of a broken part: recalls and car insurance

2012-01-31T09:01:00Z

Mini and Kia recalls highlight the importance of knowing the defective parts drill.

Super Blow: Student-athlete health insurance covers concussion testing

2012-01-27T08:01:00Z

Wells Fargo's concussion care policy treats youth athletics like the big leagues.

I'm not buying it -- life insurance

2012-01-25T13:01:00Z

Why is individual life insurance ownership at a 50-year low?

Report: 10 tips for getting a fair car insurance settlement

2012-01-23T09:01:00Z

A Consumer Federation of America guide provides advice for navigating the claims maze.

Report: The cheapest (and most expensive) states for car insurance

2012-01-19T07:01:00Z

Find out which states are the leaders and which are the laggards in offering affordable car insurance.

That'll cost ya: 7 deadly insurance sins

2012-01-17T06:01:00Z

The 7 deadly sins are transgressions fatal to your spiritual progress -- but they can also cost you more in insurance.

Report: Weak highway safety laws result in $750 'crash tax'

2012-01-12T09:01:00Z

The nation pays for lacking highway safety laws with more than lives.

'Boomerang' kids and insurance: ensuring many happy returns

2012-01-10T10:01:00Z

When adult children flock back to the nest, it's time to re-evaluate your insurance coverage.

Would you buy insurance from Facebook?

2012-01-06T11:01:00Z

Research firm Gartner says social media sites may sell their own insurance products in the future.

Resolution to get Finances in Order for College Students

2007-01-10T17:01:00Z

Start the New Year right and get smart with your money.

3 things you don't know about pay-as-you-go car insurance

2012-01-04T09:01:00Z

Be sure to read the fine print on these new auto insurance plans.

What is an accountable care organization and why should you care?

2012-01-04T09:01:00Z

Find out why ACOs may be the next big thing in health care.

'Silver tsunami' of seniors making roads unsafe?

2011-12-28T06:12:00Z

Motorists should reassess car insurance coverage to prepare for a wave of aging baby boomers.

Cellphone ban hang-ups to ring in New Year

2011-12-21T07:12:00Z

Will 2012 usher in a brawl over a nationwide ban on all phones while driving?

6 New Year's resolutions that could lower your insurance rates

2011-12-20T06:12:00Z

Accomplishing these goals could lead to a better quality of life -- and more money in your pocket.

DUI and car insurance: What happens next?

2011-12-19T00:12:00Z

Answers to three common questions about DUI and car insurance rates.

Top 20 cities for drunken driving offenders

2011-12-19T00:12:00Z

Reveling like a rock star during the holidays is common--and so is getting cited for drunk driving in California.

String of tuba thefts amplifies instrument insurance issues

2011-12-15T08:12:00Z

Typical homeowners insurance hits a sour note on covering musical instruments.

Driving in Mexico: Am I covered by my car insurance?

2011-12-15T00:12:00Z

Be sure to know the auto insurance implications when driving south of the border.

Hello stranger! Here are the car keys

2011-12-13T14:12:00Z

Should you pimp your ride for extra bucks? Here are the auto insurance must-knows of car renting.

5 signs your house is a firetrap

2011-12-08T06:12:00Z

Fire safety measures can help reduce your homeowners insurance premiums -- and save your life.

Lawmakers target New Yorkers illegally seeking cheap car insurance

2011-12-07T14:12:00Z

Beware if you are registering your car in other states to save on car insurance.

IRS and insurance rules for charitable car donations

2011-12-06T08:12:00Z

Donate a vehicle by Dec. 31 for a tax deduction--but be sure to reassess your car insurance coverage.

Cars that predict red-light runners coming soon?

2011-12-02T11:12:00Z

An MIT research team's technology could be used in future cars to prevent intersection collisions.

Allstate's new script: The bundle ultimatum

2011-12-01T05:12:00Z

The insurer drops North Carolina homeowners who don't buy its auto insurance.

Insurance smarts during a layoff: 3 must-do moves

2011-11-30T06:11:00Z

There are ways to keep your health and life insurance coverage intact after losing your job.

Improved Kelley Blue Book may help net fatter car insurance payouts

2011-11-28T07:11:00Z

Kelley Blue Book has refined its pricing bible, which could ensure more accurate payouts if your car is totaled.

4 reasons why AD&D insurance won't cut it

2011-11-23T06:11:00Z

Accidental death and dismemberment insurance is no replacement for standard disability and life insurance.

Drumstick drama: Does homeowners insurance cover food poisoning?

2011-11-21T11:11:00Z

Find out what your insurance policy will cover if food poisoning taints your Thanksgiving feast or your guests experience other holiday mishaps.

Hybrids safer -- unless you're not driving

2011-11-21T05:11:00Z

Hybrid cars are safer for drivers and passengers. For pedestrians? Not so much.

5-alarm Thanksgiving: filing insurance claims when Butterballs become fireballs

2011-11-16T15:11:00Z

We list the top 10 states for cooking-related insurance claims on Thanksgiving Day, and offer tips for mitigating grease fires and filing an insurance claim should your feast turn into a fiery fiasco.

Smokeout: How much life insurance your cigarette money could buy

2011-11-15T08:11:00Z

The 36^th annual Great American Smokeout is the perfect occasion to assess how much life insurance you could buy if you quit smoking.

Wrong way! 5 outdated driving tips parents teach teens

2011-11-14T07:11:00Z

To keep your kids safe and your car insurance rates low, make sure you're not teaching your teens old-school driving methods.

Take care or pay a higher share of your health insurance

2011-11-11T06:11:00Z

Employers are increasingly dangling incentives – cash, gift cards or lower premiums – for you to get in shape, and docking you if you don't.

Why you should 'like' your insurance company on Facebook

2011-11-09T09:11:00Z

Policy-holders are using the social network to air complaints, enter contests, get advice and to get prompt customer service.

Can insurance protect against a decline in your home value?

2011-11-07T10:11:00Z

If you think the real estate market hasn't yet bottomed out, you may want to consider a new homeowner insurance policy that will pay you if you sell your home at a loss.

Burgled bling: adequately insuring gold jewelry

2011-11-04T13:11:00Z

Escalating gold prices and a sour economy are making the precious metal a hot commodity and a favorite target for thieves.

Is iPhone insurance worth it?

2011-11-03T10:11:00Z

A comprehensive guide to iPhone insurance plans.

Call waiting: Guide to helping parents with Medicare open enrollment

2011-11-01T00:11:00Z

It's time for Mom and Dad to review their Medicare and supplemental coverage. Use this guide from Insurance.com to help answer their questions and concerns.

Scary insurance claims: Are Halloween tricks covered?

2011-10-26T07:10:00Z

We outline the types of insurance that cover five typical Halloween pranks and mishaps, as well as offer advice for preventing them.

5 group disability insurance myths

2011-10-20T12:10:00Z

Five reasons why disability insurance provided by your employer may not provide enough coverage to make ends meet while you're out of work.

The town that lived off speeding tickets

2011-10-19T08:10:00Z

When cash-strapped towns fine motorists for speeding, where does the money go? What laws are in place to protect drivers from becoming municipal cash cows?

Don't let your teen driver become a crash test dummy

2011-10-18T07:10:00Z

The first month of unsupervised driving is dangerous for teens, so parents should stay involved even after their children are licensed.

Stucco-eating snails covered by homeowner insurance?

2011-10-14T05:10:00Z

Insurance experts weigh in on property damage from the giant African land snails invading Miami.

5 reasons to get life insurance if you're single

2011-10-12T09:10:00Z

We highlight five reasons why single people should make a date with a life insurance agent.

Key change could screw up your 2012 Medicare

2011-10-11T07:10:00Z

A change in the Medicare open enrollment rules means you need to take action earlier this year than you have in previous years.

Could my home insurance company cancel my policy after I file just one claim?

2011-10-10T12:10:00Z

Will my homeowner's insurance company cancel my policy if I file a single claim?

Would you buy health insurance from your drugstore?

2011-10-06T00:10:00Z

Imagine walking into your corner drugstore to pick up aspirin, toothpaste and health insurance. It soon may become reality.

Oh, deer: Repair costs climb even as deer collisions fall

2011-10-04T10:10:00Z

Which five states put you at the highest risk for a deer collision? Find out.

Term life insurance: the option 99% of policyholders ignore

2011-10-03T00:10:00Z

Converting term life insurance to permanent can be lucrative, but very few policyholders do so. Find out why.

How much liability car insurance should I buy?

2011-10-01T15:10:00Z

Wondering how much auto insurance coverage you should buy? Find answers to this topic and more with Insurance.com's auto insurance FAQ guide.

Study: Nearly two-thirds of working single moms own life insurance

2011-09-30T00:09:00Z

A recent report shows that although most single mothers have life insurance, often they are underinsured.

Why a $469 car repair now costs $9,051

2011-09-29T00:09:00Z

The cost of repairing minor vehicle damage has soared over 30 years. How does that fact impact your car insurance rates?

Cities that spend most, least on health care

2011-09-27T00:09:00Z

There are major differences in medical costs among large U.S. communities, a new study shows.

How life insurance can save your heirs a bundle

2011-09-26T00:09:00Z

Buying a life insurance policy can protect your heirs from having to sell off assets to pay taxes when you die.

Nervous? Buy your own unemployment insurance

2011-09-22T00:09:00Z

One company is selling private unemployment insurance designed to keep you afloat in stormy seas. Is it right for you?

Auto repair insurance pays your breakdown bills

2011-09-20T10:09:00Z

Unexpected car repairs can derail your finances. Mechanical breakdown insurance can cover car costs for many years.

The sky really is falling: Insurance for satellite debris

2011-09-19T13:09:00Z

A bus-sized defunct climate satellite is expected to make a fiery free-fall to Earth. Will insurance cover anyone who ends up in its way?

Will your home insurance really 'replace' your home?

2011-09-16T00:09:00Z

If disaster strikes, will your home insurance cover the true costs of rebuilding or repairing your dwelling?

Waiver of premium life insurance riders provide disability safety net

2011-09-13T00:09:00Z

What happens to your life insurance policy if you become injured or sick? With this type of rider, you'll never have to find out.

As economy sinks, pay-as-you-go car insurance soars

2011-09-12T00:09:00Z

More drivers are warming up to cost-cutting "pay-as-you-go" car insurance programs.

5 types of cars that slowly leak money

2011-09-08T00:09:00Z

That car with the low sticker price could become costly over time. Here are five red flags to avoid.

Fund your child's retirement now with life insurance

2011-09-07T00:09:00Z

Financial experts say buying a life insurance policy for a child can provide a financial cushion later in life.

Ain't love grand? Unmarried couples get car insurance discounts

2011-09-06T00:09:00Z

As states recognize domestic partnerships and civil unions, car insurance companies are responding by offering discounts.

New rankings spotlight cities with the best drivers

2011-09-01T00:09:00Z

A Colorado city takes top honors for having the nation's safest drivers. Find out more about how cities keep their streets safe.

6 types of insurance you may not need

2011-08-30T00:08:00Z

These six policies prove that having extra insurance sometimes can be too much of a good thing.

How a roommate could trigger an insurance headache

2011-08-29T00:08:00Z

Make sure your roommate has proper insurance coverage – the wrong move could spell trouble.

The $30,000 dog: How a biting pooch costs you

2011-08-27T00:08:00Z

The cost of dog bites is soaring in America. Here's why you should be concerned even if you don't own a pit bull.

5 ways flood insurance may soak you

2011-08-26T00:08:00Z

Hurricane Irene may cause massive flooding on the East Coast this weekend. Here are five circumstances where insurance might not protect you.

Insurance.com in the news

2011-08-25T06:08:00Z

Insurance.com regularly is mentioned in stories by some of the biggest news organizations in the nation. Below are links to some of these features.

The $5,000 gap in your hurricane coverage

2011-08-24T00:08:00Z

Hurricane deductibles can cost a lot more than the standard $500 or $1,000 of home insurance claims.

East Coast earthquake: Are you covered?

2011-08-23T00:08:00Z

A 5.8 magnitude earthquake struck the East Coast on Aug. 23. Would your home insurance cover quake-related damages?

The end of the rear-end collision?

2011-08-22T00:08:00Z

New technology promises to make some accidents a thing of the past. But will drivers embrace the concept?

Are good deeds bad for your insurance rates?

2011-08-20T00:08:00Z

Before you volunteer in your community, consider how your kind heart can put you at financial risk.

How to make sure your cash lasts as long as you do

2011-08-17T00:08:00Z

By purchasing longevity insurance now, you'll ensure a steady money stream in your final years.

6 shady behaviors that kill insurance claims

2011-08-15T00:08:00Z

Mom was right – you should never lie. Otherwise, your insurer could pull the plug on your policy.

What a steal! Anti-theft devices zap car insurance rates

2011-08-12T00:08:00Z

Installing an anti-theft device can protect your sweet ride while also lowering car insurance rates.

Why are car insurance rates falling?

2011-08-10T00:08:00Z

Car insurance costs have declined steadily in recent years. California may offer some clues about what is driving rates lower.

How missed insurance payments put home at risk

2011-08-08T00:08:00Z

If you have a reverse mortgage, beware the danger of missing a tax or home insurance payment.

5 worst cities for towing hassles

2011-08-04T00:08:00Z

Towing problems can be a nightmare for motorists. Find out how to avoid them.

Insuring your historic home

2011-08-02T00:08:00Z

How can you put a price tag on American history? To find the answer, ask owners of these homes and their insurers.

Are you driving a time bomb? Car recalls go unheeded.

2011-08-01T00:08:00Z

About one-third of cars recalled for repair never make it to the garage. Is the used car you just purchased among them?

The true cost of insuring your pool

2011-07-29T00:07:00Z

In a hot summer, you may dream of installing a cool swimming pool. But don't overlook the insurance costs.

Small violations with a big impact on car insurance costs

2011-07-28T00:07:00Z

Seemingly minor violations can put a big dent in your plans to get cheap car insurance.

How to uncover a home's insurance claims secrets

2011-07-25T00:07:00Z

Before you buy that dream home, make sure you catch a C.L.U.E. – or you could be sorry when the insurance bill arrives.

Uncle Sam slashes PCIP health plan premiums

2011-07-21T00:07:00Z

If you have a pre-existing health condition, your insurance costs now may be less expensive.

Uninsured driver? No payday for you

2011-07-20T00:07:00Z

More states are passing 'no pay, no play' laws aimed at punishing uninsured motorists. What does the trend mean for you?

Strange reasons states may snatch your driver's license

2011-07-18T00:07:00Z

Deadbeat dad? Litter too much? In some states, you could lose your driver's license.

Driverless cars: Coming to a road near you?

2011-07-14T00:07:00Z

First, it was hands-free talking. Now, hands-free driving appears to be on the way.

Motor scooters: Do you need insurance?

2011-07-13T00:07:00Z

Motor scooters are cute and fun to ride, but that doesn't mean it's OK to take insurance issues lightly.

The danger of canceling your car insurance

2011-07-11T00:07:00Z

Canceling the insurance on a car you're not using sounds like a clever way to save money. But beware the pitfalls.

GM to offer free car insurance to some buyers

2011-07-08T05:07:00Z

General Motors plans to offer free auto insurance to new-car buyers in two states. Find out where.

Will a health condition kill your life insurance options?

2011-07-07T15:07:00Z

A health issue may present hurdles to securing life insurance. But you have the power to improve your odds of approval.

Can using social media cause your insurance rates to soar?

2011-07-06T15:07:00Z

Friends aren't the only ones interested in your Facebook and Twitter activity. Insurers may be keeping an eye on you, too.

How to avoid 5 costly summer driving hazards

2011-06-29T14:06:00Z

Ignoring these risks could cost you in terms of cash or car insurance claims – or even your well-being.

Car insurance rates jump for drivers with policy lapse

2011-06-27T00:06:00Z

Allowing your insurance coverage to lapse can cost you dearly, according to an analysis of Insurance.com data.

5 ways to snuff out wildfire risks

2011-06-23T00:06:00Z

A recent spike in dangerous wildfires should remind you to take steps to decrease the risk to your home.

Will new hurricane model raise your insurance rates?

2011-06-22T00:06:00Z

An updated storm damage model contains bad news for homeowners who buy a home away from the coast.

5 signs fraudsters have targeted you after a disaster

2011-06-20T00:06:00Z

Tornadoes, hurricanes and other natural disasters bring con artists out of the woodwork. Here's how to spot them.

Motorcycle insurance: What you need, how much it costs

2011-06-16T00:06:00Z

Motorcycle coverage options are similar to those for car insurance, but typically cost less.

Why does everyone hate no-fault car insurance?

2011-06-14T00:06:00Z

No-fault car insurance is under attack. What does the future hold for drivers in a dozen states?

No dental insurance? Here are 3 options

2011-06-10T00:06:00Z

There are three main options for dental care if you don't have employer-based coverage. Find out more.

Funeral insurance: Your final policy

2011-06-03T00:06:00Z

Death is inevitable – and expensive. There are several options for making sure loved ones aren't on the hook for your funeral expenses.

5 questions to ask before buying a vacation home

2011-06-01T07:06:00Z

Many people avoid thinking about home insurance until after they purchase a vacation property. That can be a big mistake.

10 new health insurance freebies

2011-05-25T07:05:00Z

Health insurance reform requires new plans to provide preventive care at no cost. Find out which tests and treatments now are free.

Who pays when the government floods your home?

2011-05-24T00:05:00Z

Looking for help after the government intentionally floods your land? Unless you have flood insurance, you may be out of luck.

Car Insurance Rates Jump 53 Percent for Drivers with 3 Violations, Insurance.com Analysis Finds

2011-05-23T10:05:00Z

Car insurance rates soar for drivers who have one to three violations on their record, and the news is especially bad for motorists 65 and older.

Car insurance rates soar as tickets pile up

2011-05-23T00:05:00Z

Auto insurance rates soar an average of 53 percent for drivers who rack up three violations, according to an Insurance.com analysis of claim data.

Sneaky ways a home remodel can torpedo your insurance

2011-05-19T15:05:00Z

A home remodel is supposed to add value to your house, but failing to ask three questions could put you in financial peril.

Single parents: Don't skip this insurance

2011-05-17T00:05:00Z

Most single parents do not buy life insurance, but that critical misstep may threaten their child's future well-being.

Tornado! 6 types of insurance that can help you start over

2011-05-12T00:05:00Z

In mere seconds, a twister can turn your life upside down. These half-dozen policies are crucial to getting you back on your feet.

Will insurance cover you if terrorists strike?

2011-05-11T13:05:00Z

Osama bin Laden is gone, but the threat of attack remains. Find out which acts of terror are covered by your insurance policies.

Job-loss insurance pays your mortgage after layoff

2011-05-06T00:05:00Z

Some lenders and home builders now will pay your mortgage for a limited time after you lose a job. Find out more.

Denied! 6 foolish moves that destroy a car insurance claim

2011-05-05T00:05:00Z

Sometimes, your car insurance company can deny a claim because of something stupid you've done. Here are a half-dozen examples.

Hasta la vista, baby: 5 reasons your insurance will be terminated

2011-05-01T06:05:00Z

From telling fibs to filing too many claims, here are five things you shouldn't do if you want to keep your car insurance company happy.

To save a buck, let your insurer be a 'Peeping Tom'

2011-04-28T00:04:00Z

Enrolling in a telematics program can save you a bundle on car insurance. But what are the risks to your privacy?

How an empty home could kill your insurance

2011-04-27T00:04:00Z

Going on a long vacation or vacating your house during renovation work? You could put your home insurance at risk.

Car insurance confessions: Americans admit bad driving habits

2011-04-26T00:04:00Z

An Insurance.com survey finds that although U.S. motorists engage in scary driving behaviors, they are honest with insurers.

Does your pet need car insurance?

2011-04-21T00:04:00Z

Several car insurance companies are now paying out when Fido is injured in an auto accident. Find out more.

How much are your shoes worth? Find out before disaster strikes

2011-04-20T00:04:00Z

New tools can make it easier to inventory your possessions and eliminate potential home insurance headaches.

Prom and drunk driving: How a teen's mistake hurts the whole family

2011-04-14T04:04:00Z

When your teenagers drink and drive, the consequences can be serious for them – and for the rest of your family.

5 easy ways to cut your health care costs

2011-04-12T05:04:00Z

Health care costs continue to climb. Fight back by taking advantage of tax breaks and other health insurance incentives.

5 driving innovations that save lives, and 1 that doesn't

2011-04-07T00:04:00Z

New technology is saving drivers' lives and lowering car insurance rates. But one change hasn't paid off as expected.

Will AD&D insurance pay these freakish claims?

2011-04-05T07:04:00Z

What disqualifies you from collecting on an AD&D policy? Find out the surprising answers.

Wedding insurance and you: The perfect match?

2011-04-04T13:04:00Z

If the big day turns into a big dud, wedding insurance can provide a silver lining. Find out how.

Feeling tipsy? Hire a designated driver

2011-04-01T04:04:00Z

A new service turns your car into a cab for a few hours. What are the insurance risks?

8 spring insurance hazards: Are you covered?

2011-03-30T12:03:00Z

Your insurance may not cover damage discovered after a long winter, or new spring problems. Find out what slips through the cracks.

Insurance.com Launches New Tool to Help Drivers Save Money

2011-03-30T06:03:00Z

Insurance.com debuts a new insurance coverage comparison tool that helps drivers save money by choosing the right amount of insurance coverage.

What car insurance coverage do people like you buy? Find out

2011-03-30T03:03:00Z

This online tool shows how your car insurance coverage choices stack up against others just like you.

Man's best friend, your insurer's worst enemy

2011-03-23T12:03:00Z

Will your insurance company come to the rescue if your dog or exotic pet hurts someone or damages property? It depends.

Follow the advice of auto insurance agents

2011-03-23T07:03:00Z

From etching a number into your windshield to changing professions, here are seven tips from agents that can cut auto insurance premiums.

Poll: Life insurance first to go in hard times

2011-03-22T13:03:00Z

Many people would cut back on life insurance after financial setback, a poll finds. Others wouldn't dream of cutting any insurance.

Surprise! Guess who wants to end mandatory car insurance?

2011-03-18T00:03:00Z

Car insurance companies say laws intended to keep uninsured drivers off the road don't work and create unnecessary hassles.

Earthquake insurance can put you on solid ground

2011-03-17T00:03:00Z

Horrific earthquakes in Japan, Haiti and elsewhere have American homeowners wondering if their insurance will cover them. Find out.

Home insurance meltdown: Is nuclear radiation covered?

2011-03-16T00:03:00Z

Would your home insurance cover radiation damage from a nuclear meltdown? The answer may surprise you.

Europe slams brakes on lower insurance rates for women

2011-03-14T00:03:00Z

A European court stops insurance companies from charging different rates based on gender. Will the ruling roll across the Atlantic and onto U.S. shores?

5 ways Mother Nature undermines your home insurance

2011-03-11T05:03:00Z

Spring rains and other natural disasters can damage your home. In these five instances, your home insurance may not protect you.

Are home warranty policies worth the cost?

2011-03-09T00:03:00Z

Service contracts promise to protect your appliances for a flat fee. But are you better off putting your money elsewhere?

My bossy car: Will 'smart car' features kill the joy of driving?

2011-03-08T00:03:00Z

Technology may soon take driving out of your hands. But is that a good thing?

Risks and rewards of renting out your own car

2011-03-07T00:03:00Z

A few companies will help you make money during your car's downtime by renting it out to others. Find out if you should take the plunge.

Looking at your car through a car thief's eyes

2011-03-03T00:03:00Z

Car thieves are always watching, waiting for the chance to rob you blind. Knowing what they look for can help you foil their plans.

Pros and cons of catastrophic health insurance

2011-03-01T14:03:00Z

Many people are turning to high-deductible health plans, often known as "catastrophic health insurance." Is it the right choice for you?

7 health insurance options when COBRA runs out

2011-02-24T11:02:00Z

After 18 months, COBRA benefits usually end. But your family has other health insurance options, from Medicaid to CHIP coverage.

Hybrids, electrics and the cost of car insurance

2011-02-24T06:02:00Z

Hybrids and electrics are all the rage these days. But how expensive is auto insurance for these vehicles?

Is mortgage life insurance your best buy?

2011-02-22T12:02:00Z

Mortgage life insurance can help pay off your house note after you die. But there may be better insurance options.

Find cheap car insurance in 8 easy steps

2011-02-18T00:02:00Z

Looking for cheap car insurance, but don't know where to get started? Here's a few ways to save big money.

How smoking torches your term life insurance rates

2011-02-17T00:02:00Z

Smokers may pay 50 percent to 65 percent more for life insurance than nonsmokers. But there are ways to reduce your rate.

Will AD&D insurance help protect your family?

2011-02-16T00:02:00Z

Experts say accidental death and dismemberment insurance may make sense if you are young or have a high-risk job.

Alphabet soup: 6 home insurance policies and what they cover

2011-02-15T00:02:00Z

Knowing what HO-2, HO-3 and other similar policies cover can steer you to the right home insurance plan for your needs.

5 surprising ways to save on life insurance

2011-02-14T00:02:00Z

From buying early to finding volume discounts, there are ways to lower life insurance costs -- even if you're not young and healthy.

Bad diagnosis: Health care reform myths and your FSA and HSA

2011-02-11T00:02:00Z

Here are four myths – and the facts – regarding 2011 changes to savings accounts tied to your health insurance plan.

Why your new car may be a ticking insurance time bomb

2011-02-10T00:02:00Z

A hidden danger can blow up your finances after you drive off the dealer lot. Fortunately, gap insurance can defuse the danger.

Is your insurance company trying to low-ball you?

2011-02-09T00:02:00Z

Critics say insurers are using software to cut auto insurance liability payouts. Here's how to fight back.

What do you want life insurance to accomplish?

2011-02-07T14:02:00Z

How much life insurance do you need? Ask yourself why you want the coverage and then calculate the amount you need to accomplish your goal.

Insurance.com Finds Average American Pays More Than $84,000 for Car Insurance Over Lifetime

2011-02-07T00:02:00Z

The amount of money the average American spends on car insurance over a lifetime adds up to a sizable chunk of change. Insurance.com explains what consumers are paying for, points out where they may be overpaying and provides advice on how to keep that lifetime average to a minimum.

Where's the beef? Avoiding auto insurance fillers and extenders

2011-02-04T13:02:00Z

A famous fast-food restaurant has been accused of using fillers in its menu. Car insurance companies may be guilty of a similar practice.

Dig deep! Car insurance will cost you $84,000

2011-02-04T11:02:00Z

Car insurance will cost you tens of thousands of dollars over your lifetime, according to an exclusive Insurance.com survey.

Winter woes: Don't let contractors bury you in home insurance claims

2011-02-02T18:02:00Z

Hiring a contractor to clean up after this winter's storms could lead to home insurance headaches. Find out how to avoid trouble.

How hoarding can jeopardize your home insurance

2011-02-02T08:02:00Z

A home packed to the rafters is more than an eyesore. Find out how a huge mess can undermine your home insurance.

4 reasons you need renters insurance

2011-02-01T00:02:00Z

Skipping renters insurance could put your financial future at risk, even if you have few valuables. Find out why.

Home insurance tips for the 'accidental landlord'

2011-01-31T00:01:00Z

Can't sell your house? Make sure you follow these insurance tips before converting your home into a rental.

Super Bowl partying can lead to insurance fumbles and stumbles

2011-01-28T07:01:00Z

Whether driving to the big game, watching it in a bar or hosting a party, follow these tips to keep from dropping the ball on insurance.

Defensive driving classes offer way to save on car insurance

2011-01-27T13:01:00Z

Taking a defensive driving class can slash your auto insurance rates, make you safer driver. Find out how.

How much disability insurance do I need?

2011-01-24T05:01:00Z

Disability insurance can replace your income if you are hurt or become sick. Find out how much coverage you need.

7 things you must do within 30 minutes of a car accident

2011-01-21T10:01:00Z

Taking these seven steps immediately after a car crash can prevent headaches when you make your insurance claim.

How much life insurance do you need?

2011-01-19T18:01:00Z

Four simple steps can help you zero in on exactly how much life insurance you need to protect your family.

Should you hire a public insurance adjuster?

2011-01-19T00:01:00Z

Public insurance adjusters may help you settle a claim for more cash. Here's how to find a good one.

Will credit card insurance really cover your rental?

2011-01-18T05:01:00Z

Some credit cards promise to insure your rental car. Find out if they truly deliver.

Smartphones offer cutting-edge car insurance help

2011-01-17T00:01:00Z

Have some unfinished car insurance business? Pull out your smartphone and everything you need may be clicks away.

How to insure your fancy bicycle

2011-01-14T00:01:00Z

After you invest in high-end bicycles and accessories, don't forget to insure those pedal-powered splurges. Here's how.

Home insurance: How much is your stuff worth?

2011-01-12T00:01:00Z

When deciding how much home insurance to buy, it helps to think like an an insurance agent.

Should I buy car rental reimbursement coverage?

2011-01-11T15:01:00Z

Should I buy car rental reimbursement coverage?

Hidden dangers of filing a home insurance claim

2011-01-11T00:01:00Z

Home insurance is supposed to protect you in the event of a disaster. But could filing a claim cost you down the road?

Does your insurance make you a lawsuit magnet?

2011-01-11T00:01:00Z

Some people worry that having too much insurance makes them a target for liability claims. Find out if this fear is justified.

7 silly ways to waste money on auto insurance

2011-01-10T00:01:00Z

Millions of drivers waste money by falling prey to these careless mistakes. Are you among them?

4 steps to finding a good insurance agent

2011-01-07T13:01:00Z

Insurance agents are everywhere, but a little detective work can help you find an expert who puts your needs first.

Life without collision and comprehensive insurance

2011-01-05T16:01:00Z

It may make sense to drop collision and comprehensive auto insurance. But make sure you take these four steps first.

The right auto insurance for your classic car

2011-01-05T15:01:00Z

Standard car insurance can leave your classic car unprotected, so use these tips to find the right policy.

Condo insurance: How much is enough?

2011-01-05T05:01:00Z

Association fees cover some of your condo insurance burden. How much insurance do you need to cover the rest?

Don't get bamboozled by cheap insurance prices

2011-01-03T00:01:00Z

When is saving money a mistake? Following are four situations where buying low-priced insurance can lead to expensive lessons.

What is the health insurance 'birthday rule'?

2011-01-01T21:01:00Z

Find out what you need to know about health insurance and the birthday rule. Insurance.com explains this topic and how it applies to you, your family and your coverage.

Glossary of health insurance terms

2011-01-01T17:01:00Z

Could someone secretly take out a life insurance policy on me?

2011-01-01T17:01:00Z

Find out what insurable interest means and why it is a required disclosure when you are purchasing life insurance on someone.

Take advantage of car insurance discounts

2011-01-01T17:01:00Z

Take advantage of some of the best discounts available.

What is long-term care insurance?

2011-01-01T16:01:00Z

Learn about long term care coverage at Insurance.com. Find out how this coverage can help you pay for the high costs of long term care, and get answers to other health insurance-related questions.

Don't own, but still drive? Look for nonowners car insurance

2011-01-01T15:01:00Z

Don't drive a car regularly but want protection when you do? Nonowners auto insurance might be right for you.

Affordable Car Insurance

2011-01-01T15:01:00Z

Find affordable car insurance when you compare car insurance rates at Insurance.com. From discounts on auto insurance to auto insurance comparison shopping tips, get the advice you need to find affordable rates and save money on your next policy.

What do I do if my Medicare HMO goes out of business?

2011-01-01T15:01:00Z

My Medicare HMO is getting out of the business. What should I do?

Do I need title insurance if I'm buying a condominium?

2011-01-01T15:01:00Z

I'm buying a condominium. Do I need title insurance?

What is stop-loss insurance?

2011-01-01T15:01:00Z

What are the pros and cons of stop-loss insurance? Do I need it?

How can insurance protect me if my luggage is lost, stolen or damaged?

2011-01-01T15:01:00Z

What do I do if my luggage is stolen?

The laptop my company provided to me was stolen recently. Whose insurance policy pays?

2011-01-01T15:01:00Z

What to do when you realize that your employer's property has been stolen while in your charge. Who's insurance is responsible for this loss and are you covered?

What is an umbrella policy? How much coverage do I need?

2011-01-01T15:01:00Z

Personal liability insurance isn't just for wealthy or reckless individuals. Find out how much is enough and what it should cover.

At what age am I no longer eligible for coverage through my parents' insurance policies?

2011-01-01T15:01:00Z

When am I too old to be covered by my parents' insurance policies?

What insurance do I need to cover my laptop computer?

2011-01-01T15:01:00Z

How do I insure my laptop computer?

Will insurance cover my valuable coin collection?

2011-01-01T15:01:00Z

Do I need to worry about additional insurance coverage for my growing coin collection?

What is an independent life insurance agent?

2011-01-01T15:01:00Z

What does it mean to be an independent life insurance agent?

How does funeral insurance work?

2011-01-01T15:01:00Z

I would like to take care of my own funeral arrangements before I die. What can you tell me about funeral insurance?

My housekeeper is "bonded and insured." What does that mean?

2011-01-01T15:01:00Z

What does it mean if someone that cleans your home is "bonded and insured?"

What is an annuity, and who should buy one?

2011-01-01T15:01:00Z

Annuities are a unique product. This contract with an insurance company is not an insurance policy. Find out what you need to know before investing in an annuity.

Will a roommate's renters insurance policy cover my possessions, too?

2011-01-01T15:01:00Z

Does sharing an apartment with my roommate cover mean my possessions are covered under her insurance policy? Find more information on Insurance.com.

A creek flows through the back yard of a home I am purchasing. Do I have to buy flood insurance?

2011-01-01T15:01:00Z

I am buying a home and there is a creek in the backyard. Does this mean I need flood insurance?

What are the insurance issues to consider if I decide to rent out my home?

2011-01-01T15:01:00Z

I want to rent out my home. Are there insurance issues to consider?

Are new manufactured homes safer than older models?

2011-01-01T15:01:00Z

Is it true that manufactured homes are safer than they used to be?

Will my home insurance policy cover an in-law apartment in my house?

2011-01-01T15:01:00Z

My house contains an in-law apartment. Does this raise any issues with my homeowners insurance?

I'm building a house. How do I insure it while it's under construction?

2011-01-01T15:01:00Z

I'm building a new home. Do I need to insure it while it's under construction? How do I insure it?

I own a historic home. Do I need special insurance?

2011-01-01T15:01:00Z

Do I need special insurance if I own a historic home?

Do I need to buy flood insurance even if I don't live near water?

2011-01-01T15:01:00Z

I don't live near water--is there any reason why I would need flood insurance?

Can I buy insurance to cover my new diamond engagement ring?

2011-01-01T15:01:00Z

I just got engaged, and I'm worried about losing my diamond ring. Can I buy insurance to protect it?

I need health insurance coverage between jobs. What kind of benefits can I expect from short-term medical insurance?

2011-01-01T15:01:00Z

I am in between jobs and need short-term medical insurance. How broad is the benefit coverage under short-term medical insurance?

What is prescription insurance and how much does it cost?

2011-01-01T15:01:00Z

Get all of the information you need to know about prescription insurance from Insurance.com. Explore this topic and more with the online health insurance FAQ guide.

I cannot cover my prescription drug costs? What are my options?

2011-01-01T15:01:00Z

Find answers to your questions about prescription medical coverage at Insurance.com. Explore this topic and more with the online health insurance FAQ guide.

Can I buy health insurance for my pets to cover vet bills?

2011-01-01T15:01:00Z

If your pet becomes ill and you need help paying vet bills, consider a pet insurance policy.

If I have health insurance, should I buy Medical Payments coverage?

2011-01-01T15:01:00Z

If I have health insurance, should I buy Medical Payments coverage?

How would a life insurance company find out that I'm a smoker?

2011-01-01T15:01:00Z

Do life insurance companies really check out if I'm a smoker? How?

How should I prepare for my life insurance exam?

2011-01-01T15:01:00Z

Find out what a life insurance medical exam is and what you should expect or prepare for.

Do I need life insurance if I am single?

2011-01-01T15:01:00Z

I'm not married. Do I still need life insurance?

What are the pros and cons of obtaining life insurance through an employer versus buying an individual life insurance policy on my own?

2011-01-01T15:01:00Z

What are the advantages and disadvantages of buying life insurance coverage through my employer vs. buying through a separate company?

Is it possible to donate a life insurance policy to charity?

2011-01-01T15:01:00Z

Can I donate my life insurance policy to my favorite charity?

Can I name someone other than a relative as the beneficiary of my life insurance policy?

2011-01-01T15:01:00Z

Thinking about choosing someone other than a relative as a beneficiary on your life insurance policy? Find out if you can do it on Insurance.com

How do I change the beneficiary on my life insurance policy?

2011-01-01T15:01:00Z

Don't know how to change your beneficiary on your life insurance policy? Find out how to do it on Insurance.com.

I plan to retire soon. Will Medicare be enough to cover the cost of my medical care, especially prescription drugs?

2011-01-01T15:01:00Z

Get the information you need about Medicare coverage if you're planning to retire soon. Insurance.com answers this and your other health insurance-related questions with the FAQ guide.

Do I need to buy special insurance if I live abroad for several months?

2011-01-01T15:01:00Z

If you plan to live abroad, turn to Insurance.com for help in determining if you need special health insurance coverage. Insurance.com explores this topic and more to provide the information you need.

I'm self-employed -what are my options for disability insurance?

2011-01-01T15:01:00Z

If you're self-employed, get the information you need about disability insurance coverage. Learn about this topic and other health insurance-related questions.

Is my credit history important when I get a quote?

2011-01-01T15:01:00Z

Is my credit history important when I get a quote?

Why is credit information necessary on a car insurance application?

2011-01-01T15:01:00Z

Want to know why your credit report is important when applying for auto insurance? Discover the answers to this and other questions with the auto insurance FAQ section at Insurance.com

What are some tips for insuring my first car?

2011-01-01T15:01:00Z

Thinking about purchasing your first car? Find out what to look for in a good insurance company to protect your investment and your life.

How does gap insurance work?

2011-01-01T15:01:00Z

Find out what gap insurance is and when you need to add it to your auto insurance policy. Explore this topic and more with our auto insurance FAQ guide.

Should I buy Uninsured Motorists coverage? And Underinsured Motorists coverage?

2011-01-01T15:01:00Z

Should I buy Uninsured Motorists coverage? And Underinsured Motorists?

What is an SR-22 form?

2011-01-01T15:01:00Z

Find out answers about what a SR-22 form is, why it is important to maintain your insurance and how this is affected when moving.

My son enters college this fall. Are there insurance issues I need to consider?

2011-01-01T15:01:00Z

What types of insurance should a college student have before setting foot on campus? Get the facts so their focus can be on their studies.

If someone borrows my car, are they covered under my auto insurance?

2011-01-01T15:01:00Z

If someone borrows my car, are they covered under my auto insurance?

I'm buying a beater that's worth next to nothing. Must I insure it?

2011-01-01T15:01:00Z

If you have a used car that's only worth a few hundred dollars, find out whether you should buy an auto insurance policy. Get answers your frequently asked insurance questions with Insurance.com's helpful online guide.

Whole Life Insurance

2011-01-01T14:01:00Z

Whole life insurance coverage lasts as long as you pay the premiums. It costs more than term life insurance, but it also accrues cash value.

How do insurers decide whether to total my car?

2011-01-01T13:01:00Z

If your car is totaled, find out how to get a bigger settlement or get your car back at Insurance.com. Learn more about this topic and more with the auto insurance FAQ guide.

How can I insure my teen without breaking the bank?

2011-01-01T13:01:00Z

How to find the best ways to cover your teenage driver and get the most cost effective policy and find the discounts from an auto insurance carrier.

How does marriage affect car insurance premiums?

2011-01-01T12:01:00Z

Learn how your spouse's driving record can affect your own. Insurance.com explains how your record and rates may be positively or negatively affected based on your spouse's record.

What's included in collision coverage, and what should my deductibles be?

2011-01-01T10:01:00Z

Learn about collision coverage for your auto insurance policy from Insurance.com. Learn about this topic and more with auto insurance FAQs.

Do I need to buy travel insurance for my upcoming vacation?

2011-01-01T09:01:00Z

I'm planning a vacation, and my travel agent is trying to get me to buy travel insurance. Do I need it?

What is the difference between HMO health insurance and PPO insurance?

2011-01-01T09:01:00Z

What are the major differences between HMO and PPO health insurance? Find out.

What is no-fault auto insurance and which states have it?

2011-01-01T09:01:00Z

Understand what no-fault auto insurance coverage is and if your state has it. Insurance.com answers your frequently asked auto insurance questions with this helpful online guide.

Why do certain vehicles cost more to insure than others?

2011-01-01T00:01:00Z

Find out why some vehicles have higher auto insurance rates than others. Insurance.com explores this topic and more with our auto insurance FAQ guide.

Will missing a car insurance premium payment for one month cause an insurer to cancel the policy?

2011-01-01T00:01:00Z

Learn what to do in the event you miss your car insurance payment. Insurance.com answers your frequently asked insurance questions with this helpful online guide.

Can I temporarily suspend my auto insurance coverage?

2011-01-01T00:01:00Z

Understand what coverage options you have if you only need car insurance for part of the year. Insurance.com answers your frequently asked insurance questions with this helpful online guide.

Does a car insurance policy's deductible apply to a broken windshield repair?

2011-01-01T00:01:00Z

Find out if your broken windshield will be covered under your auto insurance policy at Insurance.com. Explore answers to this question and more with our auto insurance FAQ guide.

What are the options when an insurer-recommended body shop does unsatisfactory repair work?

2011-01-01T00:01:00Z

If you're unhappy with body shop repairs after an accident, get steps to remedy the situation from Insurance.com. Learn more about this topic and more with the auto insurance FAQ guide.

What are the signs that a senior is too old to drive?

2011-01-01T00:01:00Z

Get help in determining if your parents should still be driving at older ages with advice from Insurance.com. Get answers your frequently asked insurance questions with Insurance.com's helpful online guide.

What are the insurance implications when a child takes a parent's car to college?

2011-01-01T00:01:00Z

Find out how to ensure your college student and your car have the necessary coverage while at college and how it can affect your policy.

What is comprehensive coverage?

2011-01-01T00:01:00Z

Learn about comprehensive coverage for your auto insurance policy from Insurance.com. Learn about this topic and more with auto insurance FAQs.