Credit card fraud insurance
Using your credit card to make purchases comes with risks. The credit card could get lost or stolen or the number could fall into the wrong hands. A handful of insurance companies offer protection from credit card fraud, but it's not necessary.
"Credit cards already come with an amazing amount of protection under the federal rules," says Anthony Giorgianni, associate finance editor for Consumer Reports Money Adviser.
For example, if you are a victim of credit card fraud, you will not be liable for fraudulent charges to your account.
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