Airline life insurance
Flying on a commercial airline is typically safe, but skittish fliers may take out airline life insurance just in case. Airline life insurance pays a lump sum in the event of an accident or death on a normally scheduled flight.
While this type of insurance could put a traveler at ease it's probably not necessary, Worters says.
"If you already have life insurance, you might not need this coverage," she says, noting that people may want additional coverage anyway.
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