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You have options

By Posted : 07/01/2015

Driver's license (Photo: iStockPhoto)You have options

The best way to avoid a premium increase is to avoid the ticket in the first place.

Your next best bet is to keep the citation from hitting your driving record by making a deal. You have two things working in your favor: Trials are expensive, and the state usually just wants your money, not revenge.

Finally, you can roll the dice by going to court.

“You'll almost always have a better outcome if you fight your ticket,” says John Bowman with the National Motorists Association (NMA). “When you fight, you have the chance of getting a dismissal, or at least reduced penalties,” he says.

The NMA estimates that only 5 percent of people fight a ticket.

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