American Family Insurance Review

• Accident-free discount:  In certain states, you’re eligible for a 5 percent discount if you’ve insured your vehicle with American Family Insurance for three consecutive years without an accident. Auto customers who’ve insured with American Family for six years or more without an accident are eligible for a 10 percent discount.
• Air bag discount: You're eligible for this insurance discount if your vehicle is equipped with factory-installed air bags. Discount rates range from 10 to 30 percent depending on the state.
• Defensive driver discount: In certain states, you're eligible for a 5 to 10 percent discount if you meet specific age requirements and have completed an approved defensive driving course.
• Early bird discount: May be eligible if you're an auto customer holding an active policy with another carrier and receive a quote from American Family at least seven days before it goes into effect. Discount percentages vary.
• Good driver discount: Drive safely and save money, too. Drivers without accidents, violations or claims may be eligible for 5 to 10 percent discount.
• Good student discount: Discount for student receiving a “B” average or above. Discount percentages will vary based on certain factors.
• Time away discount: This auto insurance discount is designed for existing customers with drivers up to 24 years old, who attend school without the insured vehicles and are 100 or more miles away from their homes. Discount percentages vary.
• Multiple-vehicle discount: If you insure two or more vehicles, you may qualify for a reduced auto insurance premium on your cars and trucks. Discount percentages vary.
• Auto and home advantage: Discount for bundling home and auto insurance policies.
• Steer into Savings Discount: If you come to American Family from one of its competitors, you could get a discount on your auto premium. Discount percentages vary.
• My Safety Valet: Usage-based discount.  When you sign up, there is a 5 percent discount.  After six months in the program you may earn up to 30 percent discount, based on your driving performance.
• Loyalty discount
• Paperless discount
• Low-mileage discount

Offerings can vary by state. Some features may be optional