Traditional insurance isn’t fair to low-mileage drivers. The No. 1 risk indicator for drivers is how often they’re on the road. MetroMile per-mile insurance means you never get charged for miles that you don’t drive. It’s that simple.

With MetroMile per-mile insurance you pay a low monthly base rate plus just a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate.

You get all the same coverages you can buy at any other insurance carrier -- including coverage for Uber drivers -- but you'll pay less.

Per-mile insurance is currently available in California, Illinois, Oregon, Pennsylvania, Virginia and Washington.

MetroMile policies are underwritten by the National General Insurance Group. National General and its affiliated companies claimed 0.74 percent of the private passenger auto insurance market as of June 2015, the most recent data available from data analyst A.M. Best. That makes National General the 20th-largest auto insurance carrier among the more than 1,400 tracked by Best.

Types of coverage available from MetroMile

Offerings can vary by state.

  • Auto
  • Ridesharing endorsement (California, Illinois and Washington)

MetroMile auto insurance discounts

Offerings can vary by state. Some features are optional.

  • Pay per mile
  • Anti-theft discount
  • Multi-vehicle discount
  • Defensive driving discount

MetroMile claims and contact information

Website: MetroMile.com

Claims telephone number: (888) 215-9176

Twitter: @MetroMile

Facebook: https://www.facebook.com/Metromile

Mobile app: https://www.metromile.com/technology/

Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

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