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Auto Insurance Savings Basics

Typically, you can trim costs on auto insurance by doing some or all of the following: you can drop collision and comprehensive coverage on older cars, you can bundle your homeowners insurance with your car insurance, you can raise your deductible, you can get low-mileage and group membership discounts.

For example, increasing your deductible from $250 to $500 on collision and comprehensive coverage could reduce that portion of your premium by 15 to 30 percent, so this is a way to obtain more affordable car insurance. Increasing it to $1,000 can you save you up to 40 percent or more, according to the Insurance Information Institute (III). Just make sure you can pay the higher deductible should you need to make a claim. Find out more about how to save on car insurance with these articles: