That'll cost ya: 7 deadly insurance sins

You're kind and charitable. You always say "please" and "thank you," and you make it a point to recycle. You never hesitate to help a friend in need, and you even attend services at your church, synagogue or mosque regularly.

But are you making a deal with the devil when it comes to your homeowner and car insurance policies and premiums?

Following are seven deadly -- and somewhat common -- insurance sins. The moral, according to Carole Walker, executive director of the Rocky Mountain Insurance Information Association, is "know the insurance costs before you sell your soul."

Read on to learn if you are guilty of insurance debauchery.