That's a bit unfair to the Garden State and the Nation's Capitol-those are considered entirely urban and probably shouldn't be compared to rural states. Leaving those two alone would then give Massachusetts and New York the dubious distinction of being the most premium-heavy jurisdictions. Natives won't be surprised-all over the Union these states' streets (or at least the drivers on them) are reputed to be especially mean. When was the last time you heard of a New York cabbie pleasantly yielding the right-of-way with a wave and a smile?
Here are the most expensive states for auto insurance:
1. District of Columbia
2. New Jersey
4. New York
8. Rhode Island
Please note that this description/explanation is intended only as a guideline.
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