The Most Expensive States for Auto Insurance

Good drivers out there who feel that they're paying too much for the bad drivers take heed. Good drivers in New Jersey and DC are paying through the nose to cover the costs of the less careful, while bad drivers in South and North Dakota live in auto insurance heaven despite their wanton ways.

That's a bit unfair to the Garden State and the Nation's Capitol-those are considered entirely urban and probably shouldn't be compared to rural states. Leaving those two alone would then give Massachusetts and New York the dubious distinction of being the most premium-heavy jurisdictions. Natives won't be surprised-all over the Union these states' streets (or at least the drivers on them) are reputed to be especially mean. When was the last time you heard of a New York cabbie pleasantly yielding the right-of-way with a wave and a smile?

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Here are the most expensive states for auto insurance:

1. District of Columbia
2. New Jersey
3. Massachusetts
4. New York
5. Connecticut
6. Delaware
7. Nevada
8. Rhode Island
9. Louisiana
10. Arizona

Please note that this description/explanation is intended only as a guideline.