Beverly Hills Chihuahua: New dog-bite data

By , Posted on 15 May 2013

2012 dog-bite home insurance liability claim dataLos Angeles is top dog when it comes to the number of dog attacks on postal carriers, according to the U.S. Postal Service.

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The ranking of the top cities for dog attacks on letter carriers was released to kick off National Dog Bite Prevention Week, which starts May 20.

Fiscal Year 2012 U.S. Postal Service Dog Attack City Ranking


Ranking

City, State

Attacks

1

Los Angeles, CA

69

2

San Antonio, TX and Seattle, WA

42

3

Chicago, IL

41

4

San Francisco, CA

38

5

Philadelphia, PA

34

6

Detroit, MI

33

7

St. Louis, MO

32

8

Baltimore, MD and Sacramento, CA

29

9

Houston, TX and Minneapolis, MN

27

10

Cleveland and Dayton, OH

26

11

Buffalo and Brooklyn, NY

24

12

Denver, CO

23

13

Dallas, TX and Tacoma, WA

21

14

Wichita, KS

20

Perhaps more common are home insurance claims for dog bites, which have accounted for more than one-third of all homeowners insurance liability claims -- in terms of dollars paid out  -- for several years in a row, according to the Insurance Information Institute (III).

The latest data show the trend is not changing any time soon. Dog-bite claims cost more than $489 million in 2012, comprising more than one-third of all home liability claim payouts, according to the III. The average cost paid out for dog bite claims was $29,752 in 2012 compared to $29,396 in 2011.

While the costs of settling dog-bite claims jumped by 1.2 percent last year, the number of claims dropped by 1.4 percent in 2012, the first dip since 2010. The increase in claim costs was offset by the slight decrease in the number of claims. The total costs associated with dog-bite claims in 2012 were basically unchanged from the prior year, just .2 percent lower.

Meanwhile, State Farm's annual list of states with the most dog-bite claims is out, with California again taking the No. 1 spot, and Georgia making the rankings after being a no-show last year.

Top 10 States for State Farm Dog Bite Claims in 2012

State

Number of claims

Claims paid (estimated)

1.

California

451

$17.1 million

2.

Illinois

337

$9.0 million

3.

Texas

236

$4.3 million

4.

Ohio

235

$5.0 million

5.

Pennsylvania

165

$4.5 million

6.

Michigan

151

$4.6 million

7.

Indiana

148

$2.7 million

8.

Florida

123

$7.1 million

9.

Georgia

121

$3.3 million

10.

New York

116

$6.4 million

For more details on home insurance and dog ownership, read our related articles:

Farmers Insurance unleashes dog-breed ban

The $30,000 dog: How a biting pooch costs you

Man's best friend, your insurer's worst enemy

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About

Des Toups

Des Toups

Managing editor

Des Toups is a writer, editor and expert on insurance, cars and personal finance. He has written extensively about all three for national publications such as MSN and major newspapers such as the Seattle Times. He has been quoted about insurance issues in The New York Times, USA Today and Kiplinger's.

Email: dtoups@quinstreet.com

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