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Home, Renters and Condo Insurance Questions & Answers

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Homeowners

I'm purchasing an expensive mountain bike. Will it be covered under my homeowners insurance policy?
My child is heading off to college this fall. What insurance issues does this raise?
My neighbor's tree fell across my fence. Will their insurance cover the damage?
I just got engaged and I'm worried about losing my diamond ring. Can I buy insurance to protect it?
I just bought two hunting rifles. Will they be covered under my homeowners insurance?
I don't live near water—is there any reason why I would need flood insurance?
Do I need special insurance if I own a historic home?
Will my homeowner's insurance company cancel my policy if I file a single claim?
I'm building a new home. Do I need to insure it while it's under construction? How do I insure it?
My home was completely destroyed in a hurricane. Will my insurance company pay my living expenses until I can rebuild?
My house contains an in-law apartment. Does this raise any issues with my homeowners insurance?
Can you get specific insurance for jewelry or art? Would that be covered under a homeowners policy? If so, why do people buy additional insurance for these items?
Is it true that manufactured homes are safer than they used to be?
How much of the exterior of my property is covered by homeowners insurance—fencing, driveway, etc.?
I want to rent out my home. Are there insurance issues to consider?
If I install a home security system, will my insurance premium go down?
How long does an insurance company have to pay on a claim (such as a theft under my renters insurance)? Are there laws stating a certain period of time that a company would have?
I am buying a home and there is a creek in the backyard. Does this mean I need flood insurance?
I purchased several expensive shrubs and trees to plant in my yard. Are these covered under my homeowners insurance?

Condominium

Renters

My friend and I share an apartment. Will her renters policy cover my possessions?

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Home, Renters and Condo Insurance Questions & Answers

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