Stormy weather: Would a lawn furniture fiasco be covered?

By Sheryl Nance-Nash Posted : 05/24/2012

lawn furniture insuranceStormy weather: Would a lawn furniture fiasco be covered?

 

When "chill-axin" in your yard, be sure you've got adequate coverage for your spiffy outdoor furniture. What if a hailstorm or high winds damage your lounge gear? No worries here. Your homeowners policy covers you.

The dollar amount of your loss and your deductible should factor into the decision to file a claim. Most homeowners insurance or renters insurance policies carry deductibles that range from $250 to $1,000. If the damaged lawn gear is valued at $2,000 and you have a $500 deductible, a claim might make sense.

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