Decks: What's the deal with insurance?

By Sheryl Nance-Nash Posted : 05/24/2012

deck insuranceDecks: What's the deal with insurance?

You've decided to finally put build that deck. Don't forget to let your insurance company know that you're making an addition. For one thing, it changes the value of your house. Secondly, you want to be sure you're protected. If the deck is attached to your home, it becomes part of the structure and is covered accordingly.

Contact your agent about any improvements to be sure coverage is adequate. In addition, be mindful of any local building codes, such as the height of railings or space between posts. Get all required permits from the outset.

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