You have the right coverage. Your castle is protected. But it doesn't make sense to hope disaster never happens. Here are some simple ways you can protect your property from Mother Nature - and maybe save a little money along the way.

• 5 ways flood insurance may soak you
  

  Hurricane Irene may cause massive flooding on the East Coast this weekend. Here are five circumstances where insurance might not protect you.

• The $5,000 gap in your hurricane coverage
  

  Hurricane deductibles can cost a lot more than the standard $500 or $1,000 of home insurance claims.