You have the right coverage. Your castle is protected. But it doesn't make sense to hope disaster never happens. Here are some simple ways you can protect your property from Mother Nature - and maybe save a little money along the way.
Standard homeowners insurance doesn't cover earthquake damage. See what home insurance earthquake coverage costs and what it covers.
Take certain steps can help mitigate your risks and reduce homeowners insurance rates
After a wreck, a fire or a storm, watch out for unsolicited offers of help. Let your insurance company earn its money instead.