You have the right coverage. Your castle is protected. But it doesn't make sense to hope disaster never happens. Here are some simple ways you can protect your property from Mother Nature - and maybe save a little money along the way.
Building codes are better and residents are a little wiser about homeowners insurance -- but risks have grown, too.
Take certain steps can help mitigate your risks and reduce homeowners insurance rates
Standard homeowners insurance doesn't cover earthquake damage. See what earthquake insurance costs in California, Seattle, Oklahoma and elsewhere.