Insurance Terms

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Joint Life Expectancy
Joint Tenancy
Judgment
Judgment Foreclosure
Joint Life Expectancy
The probability that two people will live to specific ages according to a mortality table.
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Joint Tenancy
Ownership of property by two or more individuals with equal interest in the property. Upon death, a joint tenant's interest passes to the other joint tenant(s) and does not pass into the estate.
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Judgment
- Decision by a court of law ordering someone to pay a certain amount of money. The term also refers to the condemnation awards by government entities in payment for private property taken for public use.
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Judgment Foreclosure
A court judgment that terminates all interest and rights of a mortgagor (borrower) in the property covered by the mortgage. Such a judgment usually results from the mortgagor defaulting on the mortgage loan, exposing the mortgaged property to the enforceable lien held by the lender (usually a bank). When a judgment foreclosure occurs, the mortgaged property is generally sold under court supervision and the proceeds are used to satisfy the outstanding mortgage debt.
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