Most people don't even think about life insurance until something makes them think about it. Something like a spouse or a child. Or an illness.

• Study: Nearly two-thirds of working single moms own life insurance
  

  A recent report shows that although most single mothers have life insurance, often they are underinsured.

• Waiver of premium life insurance riders provide disability safety net
  

  What happens to your life insurance policy if you become injured or sick? With this type of rider, you'll never have to find out.