Let`s face it. Auto insurance in South Carolina can be expensive and it seems from year to year that it`s only getting worse. But where you live can dramatically affect your auto insurance rate - and not only by the state you live in, but where you live within that state too. A simple move from a rural to suburban community could cost you an increase of hundreds or more a year on auto insurance.
Our "2004 Auto Insurance Pricing Report" below shows the average change in auto insurance premium quotes on a state-by-state basis. According to the report, consumers in South Carolina were paying an average of $1,930 annual auto insurance premium, a 16% increase over the previous year. The average U.S. household is paying $2,343 for auto insurance a year - a 6% increase over the average annual premium quote from last year.
If you`re trying to save money on auto insurance like most consumers are, but you`re not exactly willing to move to Camden, South Carolina to do so, remember that the easiest way to save is to shop around. It`s extremely important to compare rates from multiple companies because rates can vary by hundreds or more from one company to another - for the exact same coverage.p>
2004 Auto Insurance Pricing Report* - Complete Breakdown by State:
State |
2003 |
2004 |
% Difference |
Dollar Change |
AL |
$1,772.48 |
$1,908.74 |
7.7% |
$136.26 |
| AR |
$1,928.25 |
$2,188.55 |
13.5% |
$260.30 |
AZ |
$2,410.17 |
$2,473.20 |
2.6% |
$63.03 |
| CA |
$2,122.00 |
$2,243.08 |
5.7% |
$121.07 |
CO |
$2,447.62 |
$2,365.93 |
-3.3% |
$(81.69) |
| CT |
$2,331.37 |
$2,578.42 |
10.6% |
$247.04 |
DC |
$2,290.17 |
$2,366.66 |
3.3% |
$76.49 |
| DE |
$1,994.38 |
$2,073.66 |
4.0% |
$79.28
|
FL |
$2,238.79 |
$2,477.01 |
10.6% |
$238.21 |
| GA |
$2,010.22 |
$2,131.47 |
6.0% |
$121.25 |
| IA |
$1,492.17 |
$1,536.80 |
3.0% |
$44.63 |
ID |
$1,553.92 |
$1,678.68 |
8.0% |
$124.76 |
| IL |
$2,177.62 |
$2,093.56 |
-3.9% |
$(84.06) |
IN |
$2,041.12 |
$1,915.77 |
-6.1% |
$(125.35) |
| KS |
$2,158.71 |
$2,027.15 |
-6.1% |
$(131.56) |
KY |
$2,389.38 |
$2,483.06 |
3.9% |
$93.68 |
| LA |
$2,677.71 |
$3,256.29 |
21.6% |
$578.58 |
MD |
$2,539.79 |
$2,757.83 |
8.6% |
$218.04 |
| ME |
$1,447.75 |
$1,433.81 |
-1.0% |
$(13.94) |
MI |
$2,556.89 |
$2,562.48 |
0.2% |
$5.59 |
| MN |
$2,223.01 |
$2,326.08 |
4.6% |
$103.07 |
MO |
$2,173.64 |
$2,081.56 |
-4.2% |
$(92.07)
|
| MS |
$2,088.66 |
$2,230.17 |
6.8% |
$141.51 |
MT |
$1,627.92 |
$1,834.27 |
12.7% |
$206.36 |
| NC |
$1,349.66 |
$1,222.22 |
-9.4% |
$(127.43) |
ND |
$1,684.24 |
$1,783.28 |
5.9% |
$99.04 |
| NE |
$1,680.72 |
$1,745.47 |
3.9% |
$64.75 |
NH |
$2,589.63 |
$2,228.85 |
-13.9% |
$(360.78) |
| NM |
$1,999.47 |
$2,138.48 |
7.0% |
$139.01 |
NV |
$2,275.38 |
$2,577.66 |
13.3% |
$302.28 |
| NY |
$3,286.70 |
$3,292.11 |
0.2% |
$5.41 |
OH |
$1,925.45 |
$1,884.41 |
-2.1% |
$(41.03) |
| OK |
$2,063.77 |
$2,202.70 |
6.7% |
$138.94
|
OR |
$1,738.63 |
$1,807.54 |
4.0% |
$68.91 |
| PA |
$2,607.86 |
$2,760.26 |
5.8% |
$152.41 |
RI |
$3,036.70 |
$2,810.74 |
-7.4% |
$(225.97) |
| SC |
$1,659.34 |
$1,930.81 |
16.4% |
$271.47 |
SD |
$1,737.15 |
$1,742.11 |
0.3% |
$4.95 |
| TN |
$1,811.24 |
$1,869.48 |
3.2% |
$58.23 |
TX |
$2,569.54 |
$2,625.37 |
2.2% |
$55.82 |
| UT |
$1,709.98 |
$1,811.16 |
5.9% |
$101.18 |
VA |
$1,637.48 |
$1,801.15 |
10.0% |
$163.67 |
| VT |
$1,492.60 |
$1,608.75 |
7.8% |
$116.15 |
WA |
$2,121.07 |
$2,179.79 |
2.8% |
$58.72 |
| WI |
$1,815.58 |
$1,806.67 |
-0.5% |
$(8.91) |
WV |
$2,456.90 |
$2,574.39 |
4.8% |
$117.50 |
| WY |
$1,868.74 |
$2,096.09 |
12.2% |
$227.35
|
*Note: This report is a broad indicator of pricing activity
in the personal auto insurance marketplace. It is not a comprehensive index
as it reflects only the pricing activity of carriers that have participated
in the ComparisonMarket auto insurance marketplace and the aggregate profile
of consumers who shop at ComparisonMarket.