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CAR INSURANCE INSIGHTS

A driver's license suspension has become a one-size-fits-all punishment for a variety of offenses that have nothing to do with driving.

CheckbookMany of the infractions that trigger a license suspension revolve around unpaid bills. Create a big enough carrot - in this case a driver’s license - and people will pay. So goes the thinking.

But try getting a job to pay those bills without a license, say opponents.

A survey by Rutgers University found that 42 percent of respondents lost their jobs after losing their driver's license. Of those, 45 percent were unable to land a new job. For those that did, 88 percent took a drop in pay.

"Even if you don't need to drive to get to work, driver's licenses are being used by employers as a screening method for employment," says  Yunk Todd, a founding director of the Center for Driver's License Recovery and Employability.