Go To Top

AAA (Automobile Club of Southern California) Insurance Reviews

Updated on :
| By : Michelle Megna
  • Loyalty discount
  • Policyholder savings dividend
Add to Compare
Consult with an agent


The Auto Club of Southern California is an affiliate of AAA, based in Los Angeles, and is an prominent advocate for auto and traffic safety.

The Automobile Club of Southern California started with 10 members in 1900 and today not only is one of California’s largest auto insurers but backs affiliated AAA clubs across the country.

AAA’s famed emergency roadside service plans today have 55 million subscribers.

Automobile Club of Southern California and its affiliated AAA clubs claimed 0.82 percent of the private passenger auto insurance market as of June 2015, the most recent data available from data analyst A.M. Best. That makes Auto Club the 18th-largest auto insurance carrier among the more than 1,400 tracked by Best.

Customer Satisfaction Ratings

(121 reviews)
Overall Score
84% Recommend to a Friend
85% Plan to Renew
A+ Financial Strength Ratings Mar 31, 2022
Ratings as of Mar 31, 2022 J.D. Power claims satisfaction rating, 2021 : 890/1000
Claims Processing 3.5/5
Customer Service 3.5/5
Value for Price 3.5/5
Website & Apps 3.5/5
Reviews are yet to be taken.

Types of coverage available from Automobile Club of Southern California

  • Auto
  • Homeowners
  • Renters
  • Boat / watercraft
  • Personal umbrella
  • Collector car
  • Mexico auto insurance

Offerings can vary by state.

Automobile Club of Southern California auto insurance discounts

  • Verified mileage discount: Save up to 18.7 percent (depending on vehicle's annual mileage) for supplying current odometer readings when requested
  • Passive restraint (air bag) discount: Save up to 10.2 percent on select coverages
  • Anti-theft device discount: Save up to 16.5 percent on comprehensive coverage
  • Garage parking discount: Save up to 5.8 percent on comprehensive coverage
  • Loyalty discount: Save up to 5.6 percent with continuous insurance coverage with AAA for at least one year
  • Auto + Home + Life: Save up to 17.5 percent on your auto insurance and up to 20 percent on your home insurance when you combine AAA home, auto and life Insurance policies
  • Auto + Home: Save up to 15.6 percent when you combine AAA home and auto insurance policies
  • Multi-vehicle:  Save up to 27.3 percent when you insure two or more automobiles on select coverages
  • Alumni association discount: Save up to 9.3 percent if you are a current member of a four-year college or university alumni association
  • Student away discount: Students away at school 100 miles+ from home and without a vehicle could save up to 27.9 percent-46.4 percent
  • Good student discount: Save up to 14.3 percent on select coverages
  • Driving course discount: Save up to 4.7 percent on completion of an approved course
  • Professional discount: Save up to 9.3 percent for qualifying professions
  • Good driver discount: Save 20 percent

Offerings can vary by state. Some features may be optional

What would make Auto Club of Southern California customers switch?

We surveyed more than 4,000 auto insurance customers about how much they would need to save before switching from their insurance companies.

2% Would never switch
NA% Would switch if savings were $1000 or more
28% Would switch if savings were $500 or less
28% Would switch if savings were $250 or less
19% Would switch if savings were $100 or less
See Similar Companies
21st Century Insurance Review Liberty Mutual Insurance Reviews Infinity Insurance Reviews MetLife Auto Insurance Reviews QBE Insurance Reviews Safeco Insurance Reviews The Hartford Insurance Reviews Travelers Insurance Reviews The General Auto Insurance Reviews Progressive Insurance Reviews Dairyland Auto Insurance Reviews Allstate Insurance Reviews CSAA Insurance Group Reviews American Family Insurance Reviews Elephant Insurance Reviews Farmers Insurance Reviews IFA Auto Insurance Reviews Geico Insurance Reviews Mercury Insurance Reviews Metromile Insurance Reviews Nationwide  Insurance Reviews USAA Insurance Reviews AAA Auto Insurance Reviews Erie Insurance Reviews

Not all companies/options/discounts available in all states/situations. This description is an example and is subject to change. Verify all details before purchase. Logos, trademarks and service marks are owned by the respective companies represented on this web page.

Automobile Club of Southern California claims and contact information

Compare companies to find the best fit for you!

All you need to do is find companies you like and click ,"Add to Compare."

When you’re ready to review, click the compare button that appears in this menu.