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Geico and Liberty Mutual have been around for a long time and are well known companies in the insurance industry. But when it comes down to which company is better, we found that Geico scored more than Liberty Mutual for most categories.

If you're looking for a company with better customer service, then Geico might be right for you. However, if you want more coverage options, then Liberty Mutual may be your best bet.

Regardless of which one you choose, make sure you compare quotes from both the companies and then select the one that best fits your unique needs.

Geico Vs Liberty Mutual: Average rates for full coverage

Geico offers cheap car insurance for full coverage than Liberty Mutual, based on Insurance.com’s analysis. The average cost of car insurance for full coverage from Geico is $1,304 per year. Whereas average cost for full coverage from Liberty Mutual is $2,082.

The state minimum coverage from Geico is also cheaper than Liberty Mutual. Geico provides liability coverage at about $368 a year and the cost of state minimum coverage from Liberty Mutual is $534 annually.

CompanyFull CoverageState Minimum Liability coverage
Geico$1,304$368
Liberty Mutual$2,082$534

Geico Vs Liberty Mutual: Rates by age

Liberty Mutual is the best insurance company for teen drivers. At about $2,137 a year, it is $1,905 less expensive than Geico, its average annual rate is $4,042 per year.

Your best bet for cheap insurance for young adults is Geico. Its average annual rate for young adult drivers is $1,913. Whereas Liberty Mutual offers insurance for an average of $2,082 annually.

Geico is also the cheapest option for adult and senior drivers. Its average annual cost for adult drivers is $1,298 and $1,359 per year for seniors.

Age GroupGeico average annual rateLiberty Mutual average annual rate
Teens$4,042$2,137
Young adults$1,913$2,082
Adults$1,298$2,082
Seniors$1,359$2,082

Geico Vs Liberty Mutual: Which is better for customer service?

Based on Insurance.com's analysis, Geico has a higher overall customer service rating compared to Liberty Mutual, which may make Geico a better option for you.

Geico Vs Liberty Mutual: Which is best for discounts?

Getting a good deal on insurance rates is a top priority for many. It makes sense, most of us want to save money on our premiums and still be adequately covered in case we need help.

Geico and Liberty Mutual both offer great discounts to their customers including multi vehicle, driver training, and multi policy. However, if we compare the two, Geico provides more auto insurance discounts than Liberty Mutual.

Geico Vs Liberty Mutual: Coverage Options

The two insurance companies offer similar coverage options, but we found that Liberty Mutual has more coverage options than Geico. Liberty Mutual provides Usage-based/Telematics while Geico doesn't.

Geico Vs Liberty Mutual: Online/mobile friendly

Both the insurance companies offer online tools and mobile apps to make things easy for you. You can use Geico's mobile app to file claims, add a vehicle to your policy, make payments and access ID cards. Likewise, Liberty Mutual makes it easy to get the right coverage at a price you can afford. You can make changes to your policy, pay your premiums and file claims online.

Geico Vs Liberty Mutual: Which has easy claims filing process?

Geico earns 3.5 stars out of 5 for claims processing, while Liberty Mutual gets three out of five stars for the same, based on Insurance.com's analysis.