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Press Release: New Insurance.com calculator reveals how much tickets raise your auto insurance rates

Jan. 9, 2019 (Foster City, CA) – A traffic ticket isn’t just a fine. It can also raise your auto insurance rates.

Insurance.com, the leading online resource for auto, home, health and life insurance expertise based on 20 years of helping consumers, today reveals a new ticket calculator that lets readers find the average percent increase to auto insurance rates for 18 tickets.

“Most drivers realize a ticket will raise their car insurance rates, but few have an idea of by how much, and won’t find out until their policy renewal,” says Penny Gusner, consumer analyst for Insurance.com. “Our ticket calculator lets you find out the average increase, so you know what to expect.”

Our analysis reveals that drunken driving is the most expensive violation among the infractions we surveyed, with an average rate increase of 79 percent. That’s followed by reckless driving, drag racing and speeding 30 miles over the limit.

Based on Insurance.com's analysis of rates, here's how much the common tickets will impact your rates, on average:


Percent increase

DUI/DWI first offense


Reckless driving


Operating a vehicle in a race (highway racing)


Speeding 30+ over limit


Careless driving




Distracted driving


Speeding 16-29 MPH over limit


Improper/illegal pass


Speeding 1-15 MPH over limit


Following too closely


Improper turn


Failure to yield


Failure to stop


Talking on cell phone


Driving without a license or permit


Driving without insurance


Seat belt infraction


Even if you’ve been ticketed, you can still save on car insurance by comparing rates. For example, the average driver can save about $800 comparison shopping after a speeding violation, Insurance.com data show.

“Insurance companies assess risk differently, so the price for a policy can differ by hundreds of dollars,” says Gusner. “It pays to comparison shop, at least upon renewal time, but especially after a ticket.”

See the full article and methodology here: “Ticket? How much auto insurance increases for 18 driving violations" at https://www.insurance.com/auto-insurance/traffic-ticket-calculator.aspx

About Insurance.com:

Insurance.com is a trusted online resource dedicated to educating consumers on auto, home, health and life insurance, developing relationships directly with carriers to offer consumers comparison rates from multiple companies. Since 2001, Insurance.com’s industry-first online tools, data-based reporting and experienced experts have helped consumers make informed insurance-related decisions, so they can choose the right insurance for their individual needs.

Insurance.com is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a pioneer in delivering online marketplace solutions to match searchers with brands in digital media.  QuinStreet is committed to providing consumers and businesses with the information and tools they need to research, find and select the products and brands that meet their needs.  Insurance.com is member of the company’s expert research and publishing division.

Press contact:

Penny Gusner



Liberty Communications for QuinStreet

Rick Judge, 415-429-5652