What health insurance plan should I get?
Our health insurance plan finder is designed to help you find an affordable health insurance plan with the coverage you need. The best health insurance for you depends on a lot of personal factors, including your anticipated medical needs and how much you want to pay in monthly premiums vs. how much you're okay with paying when you need care. This tool asks a series of questions to narrow your health plan choices. You can then request health insurance rates to compare and select what works for you.
If you're not sure how to choose health insurance, what options are available to you, or what steps to take when choosing health insurance coverage, this tool can help.
How to find health insurance.
To find the best health insurance for you, start by answering a few basic questions. First, what type of health insurance plans are available to you?
Are you employed? Does your job offer health insurance? Are you under 26 and can stay on a parent’s plan? Do you qualify for Medicaid in your state? Can you get subsidies for an Affordable Care Act (ACA) plan?
The health insurance plan tool will provide suggestions for health coverage based on your situation. It also provides information about types of health insurance plans, such as preferred provider organization (PPO), health maintenance organization (HMO) and high-deductible health plans (HDHPs) to help you make the best decision.
The tool will also help you compare ACA metal tier plans.
When choosing a health insurance plan, you need to think about your budget, anticipated health care needs and what you want from a health plan. Do you prefer health insurance with a higher premium but lower out-of-pocket costs when you need health care? Or would lower premiums and higher out-of-pocket costs work better for you? The range of available plans allow you to balance these two expenses in the way that suits you.