Where is Esurance car insurance available?

Esurance auto insurance is available in 43 states.

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Table
AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
Available
Not available
State
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin

*Some state rates will vary based on the addition of a hurricane deductibleThe deductible is the amount you pay out of pocket for a covered loss when you file a claim. and may be much higher when included.

Pros:
  • An Allstate company, which provides financial stability
  • Available in most states
Cons:
  • Higher-than-average complaint ratio with the NAIC
  • Limited coverages and discounts

What does Esurance auto insurance cover?

Esurance offers a full range of insurance policies to meet most drivers' needs.

All primary car insurance coverage options are available:

Additional offerings:

  • Roadside assistance
  • Rental car coverage
  • loan/lease gap coverage

How does Esurance rank?

Below, we’ve gathered some third-party ratings for Esurance Insurance to provide an overview of its reputation. Esurance has an AM Best rating of A (Excellent) and an average NAIC complaint ratio of 8.22.

Esurance ratings
AM BestJ.D. Power claims ratingNAIC
A+N/R8.22

How much is Esurance auto insurance?

Esurance doesn’t provide rates to our data provider, Quadrant Information Services, so we can’t compare the company’s pricing. 

Esurance auto insurance discounts

Discounts can help you save on Esurance car insurance. There is little information about discounts on the Esurance website, but it does mention the following:

  • DriveSense usage-based discount
  • Bundling (auto and renters)