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If you're looking for the best and cheapest car insurance in Evans, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Evans and prepared this guide for you.

The average cost of auto insurance in Evans for full coverage is $1,626 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Evans. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Evans

According to a study by Insurance.com, the cheapest car insurance companies in Evans for 2023 are Geico and USAA.

Geico is the cheapest option for most Evans drivers, with an average annual rate of $956.

Car insurance cost may vary in Evans based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Evans

CompaniesAverage Annual Rates
Geico$956
USAA$1,113
Nationwide$1,140
State Farm$1,393
Progressive$1,735
Kemper Insurance$1,767
Farmers$1,864
Auto-Owners$1,920
Allstate$2,077
American Family$2,290

Cheapest car insurance cost in Evans by Age Group

The cheapest auto insurance company in Evans for teen drivers is Geico. For full coverage, its average annual rate for Evans drivers is $3,448. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Evans at about $1,392 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Evans is the Geico. Its average rate for a full coverage car insurance policy is $962 per year.

If you are a senior driver in Evans and looking for a cheap car insurance company, then consider buying insurance from the Geico. It is the cheapest auto insurance company for senior drivers with an average premium of $1,025 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$2,064$1,905$5,976$2,774
American Family$2,324$2,166$4,196$2,989
Auto-Owners$1,970$1,936$5,411$3,255
Farmers$1,853$1,960$9,229$2,597
Geico$962$1,025$3,448$1,392
Kemper Insurance$1,806$2,026$6,813$3,385
Nationwide$1,170$1,102$4,328$2,064
Progressive$1,775$1,757$8,630$2,967
State Farm$1,434$1,300$4,244$2,440
USAA$1,151$1,155$3,827$1,824

Cheapest car insurance companies in Evans by driver profile

Car insurance rates in Evans vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Evans, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Evans based on driver profile.

Cheapest for a driver with poor credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Evans drivers at about $1,413 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,413
Nationwide$1,602
USAA$2,412
Kemper$2,803
State Farm$2,814
American Family$3,001
Progressive$3,067
Farmers$3,357
Allstate$3,451
Auto-Owners$3,731

Cheapest for drivers with a speeding ticket: USAA

USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Evans. It offers full coverage car insurance for drivers age 30 at about $1,360 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
USAA$1,360
Nationwide$1,365
State Farm$1,492
Geico$1,527
Auto-Owners$2,158
Progressive$2,200
Allstate$2,271
Kemper$2,312
American Family$2,569
Farmers$2,628

Cheapest auto insurance after an at-fault accident: USAA

USAA is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Evans is $1,590. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
USAA$1,590
State Farm$1,591
Geico$1,671
Nationwide$1,725
American Family$2,300
Kemper$2,385
Progressive$2,602
Auto-Owners$2,744
Farmers$2,886
Allstate$3,057

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Evans for drivers after a DUI. Its average annual rate for full coverage is $1,492.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
State Farm$1,492
Progressive$2,004
Geico$2,015
Nationwide$2,193
USAA$2,252
American Family$2,569
Allstate$2,671
Farmers$2,806
Auto-Owners$3,240
Kemper$3,857

Average car insurance cost in Evans

The average car insurance rate in Evans for full coverage is $1,626 per year or $136 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Evans is $421 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,626$421

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Colorado

Colorado Springs
$2,013/year
Englewood
$1,967/year
Lone Tree
$1,825/year
Sterling
$1,802/year
Vail
$1,631/year

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