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Most popular health insurance companies on Insurance.com

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Large health insurance companies like UnitedHealthcare, Anthem and Aetna dominate the health insurance market, but they’re not the only options for you.

There are dozens of smaller health insurance companies that might be a better fit for your needs. The individual and nongroup insurance market offers a wide range of insurers from mega companies to smaller insurers that focus on one state or one particular type of health insurance.

It’s critical to shop around when buying an individual health insurance plan. You might find a cheaper plan. You could find one with more protection.

 

Most popular health insurers

We dug through our data to see what our readers are choosing for health insurance companies through our site. 

These rankings were based on more than one million health insurance quotes for readers between October 2014 and October 2018 on Insurance.com and Insure.com. We’ve broken it down by age group and state to show you what individual and nongroup health insurance options our readers are choosing, so it gives you an idea of what avenues are available to you.

You’ll find UnitedHealthcare dominates this list. That makes sense considering that it’s the largest health insurer in the U.S.

You’ll see other major health insurance companies like Cigna and Aetna. You’ll also see an insurer like Oscar Health. The startup with a technology focus has expanded into new markets over the past two years.

Here’s what we found:

Age groups

Under 25

UnitedHealthcare

Oscar Health

 

25-34

UnitedHealthcare

Oscar Health

Blue Shield of California

 

35-44

UnitedHealthcare

Oscar Health

Blue Shield of California

 

45-54

UnitedHealthcare

Oscar Health

Blue Shield of California

Cigna Health

 

55-64

UnitedHealthcare

Oscar Health

Cigna Health

Blue Shield of California

 

65+

Physicians Mutual

UnitedHealthcare

Cigna Health

 

States

Alaska

UnitedHealthcare

Physicians Mutual

 

Alabama

UnitedHealthcare

Physicians Mutual

Aetna

 

Arkansas

UnitedHealthcare

Physicians Mutual

Aetna

 

Arizona

UnitedHealthcare

Physicians Mutual

Cigna Health

 

California

UnitedHealthcare

Oscar Health

Blue Shield of California

 

Colorado

UnitedHealthcare

Aetna

Cigna Health

 

Connecticut

UnitedHealthcare

Physicians Mutual

Cigna Health

 

District of Columbia

Physicians Mutual

Aetna

 

Delaware

UnitedHealthcare

Physicians Mutual

Aetna

 

Florida

UnitedHealthcare

Physicians Mutual

Aetna

 

Georgia

UnitedHealthcare

Cigna Health

Physicians Mutual

 

Hawaii

UnitedHealthcare

Physicians Mutual

 

Iowa

UnitedHealthcare

Physicians Mutual

Aetna

 

Idaho

UnitedHealthcare

Physicians Mutual

 

Illinois

UnitedHealthcare

Physicians Mutual

Cigna Health

Aetna

 

Indiana

UnitedHealthcare

Physicians Mutual

Cigna Health

 

Kansas

UnitedHealthcare

Physicians Mutual

Aetna

 

Kentucky

UnitedHealthcare

Physicians Mutual

Aetna

 

Louisiana

UnitedHealthcare

Physicians Mutual

Cigna Health

 

Massachusetts

Physicians Mutual

Aetna

 

Maryland

UnitedHealthcare

Physicians Mutual

Aetna

 

Maine

UnitedHealthcare

Physicians Mutual

Aetna

 

Michigan

UnitedHealthcare

Physicians Mutual

Aetna

 

Minnesota

UnitedHealthcare

Cigna Health

 

Missouri

UnitedHealthcare

Physicians Mutual

Aetna

 

Mississippi

UnitedHealthcare

Physicians Mutual

Aetna

 

Montana

UnitedHealthcare

 

North Carolina

UnitedHealthcare

Cigna Health

Physicians Mutual

 

North Dakota

Physicians Mutual

 

Nebraska

UnitedHealthcare

Physicians Mutual

Aetna

 

New Jersey

Oscar Health

Cigna Health

Physicians Mutual

 

New Mexico

UnitedHealthcare

 

Nevada

UnitedHealthcare

Physicians Mutual

Cigna Health

 

New York

Oscar Health

 

Ohio

UnitedHealthcare

Physicians Mutual

Oscar Health

 

Oklahoma

UnitedHealthcare

Physicians Mutual

Aetna

 

Oregon

UnitedHealthcare

Physicians Mutual

 

Pennsylvania

UnitedHealthcare

Cigna Health

Physicians Mutual

 

Rhode Island

UnitedHealthcare

 

South Carolina

UnitedHealthcare

Cigna Health

Physicians Mutual

 

South Dakota

Physicians Mutual

Aetna

 

Tennessee

UnitedHealthcare

Physicians Mutual

Oscar Health

 

Texas

UnitedHealthcare

Physicians Mutual

Cigna Health

 

Utah

UnitedHealthcare

Physicians Mutual

Aetna

 

Virginia

UnitedHealthcare

Physicians Mutual

Cigna Health

Aetna

 

Washington

Aetna

 

Wisconsin

UnitedHealthcare

Physicians Mutual

Aetna

 

West Virginia

UnitedHealthcare

Cigna Health

Physicians Mutual

 

Wyoming

UnitedHealthcare

Physicians Mutual

Aetna

 

Shopping for health insurance

No matter what you’re looking for in a health insurance plan, there’s an option out there for you. Find out more about specific types of plans like PPOs, HMOs and HDHPs

When choosing a health plan, here’s what to think about:

  • Would you rather pay higher premiums or out-of-pocket costs when you use health care services?
  • Would you be willing to get a plan with a restricted network like an HMO if it means lower rates or do you want more flexibility and willing to pay higher premiums?
  • Which health insurers does your health care providers accept?
  • How many times did you use health care services over the past year? What do you expect for the coming year?

 

Once you answer these questions, you can begin your health insurance buying process. Make sure to put in the effort so you can get a plan that best suits your needs.

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