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If you own a condo in Greenfield, IN, it's important to know what types of insurance coverage you need for your property. Condo insurance covers the cost of repairing or replacing personal property if it’s damaged or destroyed, as well as provides liability protection if you’re responsible for injuries or damage to someone else.

In this guide, we'll provide condo insurance costs by ZIP code and coverage level in Greenfield and help you determine which insurance policy is right for you.

Average cost of condo insurance in Greenfield

The average cost of condo insurance (HO6) in Greenfield is $481 per year, for a coverage level of $40,000 for personal property and liability protection of $100,000 with a $1,000 deductible. However, insurance rates vary depending on your location in the city, the value of your condo and the coverage limits you choose. The highest average rate for condo insurance in Greenfield is $744, it's $527 more than the lowest average rate of $217.

Average annual costAverage per month costHighest average rateLowest average rate
$481$40$744$217

Condo insurance cost in Greenfield compared with the state average

Condo insurance costs an average of $481 per year in Greenfield.

Greenfield, IN average costIndiana average cost
$481$481

Condo insurance cost in Greenfield with a liability limit of $100,000

Many factors affect the cost of your HO-6 insurance. One is the area you live in, and another important factor that influences your condo insurance rate is how much personal property coverage you choose. Generally, the higher you set your coverage limit, the more expensive your condo insurance will be.

For instance, the average annual rate for personal property coverage of $40,000 is $481 or $40 per month. Condo insurance costs $542 a year on average for $60,000 of dwelling coverage.

Dwelling coverageAverage annual rateAverage per month rate
$40,000$481$40
$60,000$542$45
$80,000$599$50
$100,000$656$55

Note: The deductible amount is $1,000 and the liability limit is $100,000.

Condo insurance cost in Greenfield for liability limit of $300,000

The following table shows the cost of condo insurance for four coverage levels. For the liability limit of $300,000 and $1,000 deductible, the average annual condo insurance rates for different personal property limits are shown below.-

Dwelling coverageAverage annual rateAverage per month rate
$40,000$493$41
$60,000$556$46
$80,000$613$51
$100,000$671$56

Methodology

Insurance.com compared condo insurance rates in 2022 provided by Quadrant Information Services for around 29,000 cities in all states including Washington D.C for $40,000 dwelling coverage with a $1,000 deductible and $100,000 liability coverage. The rates were analyzed for almost 34,000 ZIP codes for those with good credit ratings. The content has been updated in 2023.

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