Average cost of condo insurance in Yonkers

The average cost of condo insurance (HO6) in Yonkers is $640 per year, for a coverage level of $40,000 for personal property and liability protection of $100,000 with a $1,000 deductible. However, insurance rates vary depending on your location in the city, the value of your condo and the coverage limits you choose. The highest average rate for condo insurance in Yonkers is $956, it's $668 more than the lowest average rate of $288.

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Condo insurance cost in Yonkers compared with the state average

Condo insurance costs an average of $640 per year in Yonkers. It is $29 less expensive than the state average of $611.

Yonkers, NY average costNew York average cost

Condo insurance cost in Yonkers with a liability limit of $100,000

Many factors affect the cost of your HO-6 insurance. One is the area you live in, and another important factor that influences your condo insurance rate is how much personal property coverage you choose. Generally, the higher you set your coverage limit, the more expensive your condo insurance will be.

For instance, the average annual rate for personal property coverage of $40,000 is $523 or $44 per month. Condo insurance costs $612 a year on average for $60,000 of dwelling coverage.

Dwelling coverageAverage annual rateAverage per month rate

Note: The deductible amount is $1,000 and the liability limit is $100,000.

Condo insurance cost in Yonkers for liability limit of $300,000

The following table shows the cost of condo insurance for four coverage levels. For the liability limit of $300,000 and $1,000 deductible, the average annual condo insurance rates for different personal property limits are shown below.-

Dwelling coverageAverage annual rateAverage per month rate


Insurance.com compared condo insurance rates in 2022 provided by Quadrant Information Services for around 29,000 cities in all states including Washington D.C for $40,000 dwelling coverage with a $1,000 deductible and $100,000 liability coverage. The rates were analyzed for almost 34,000 ZIP codes for those with good credit ratings. The content has been updated in 2023.

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