Established by Honda in 1986, Acura specializes in producing high-end vehicles that offer premium performance and excellent safety ratings. Although Acura was initially designed as a more upscale version of the Honda brand, it has taken on its own identity over time. Today, it is one of the most sought-after cars with models like the MDX, RDX, and ILX.
Whether you own a new or used Acura, it's vital to purchase the right amount of insurance coverage to keep your vehicle protected at all times. Your Acura car insurance rate will depend on the model you drive, location, credit history, and driving record, among other factors.
Average Acura car insurance cost by model
According to a rate analysis by Insurance.com, the average car insurance rate for all the Acura models combined is $1,671 a year for a 40-year-old driver.
The model that costs the least on their list is the RDX SUV which costs $1,582 a year to insure for a 30-year-old driver. The most expensive model to insure is the RLX hybrid which costs an average of $2,274 a year.
Let's find out the average Acura car insurance rates for 2021
| Year and Model | Average Annual Cost for 30 year Old Driver | Average Annual Cost for 40 year Old Driver |
|---|---|---|
| 2021 Acura RLX | $2,274 | $2,175 |
| 2021 Acura TLX | $1,835 | $1,760 |
| 2021 Acura MDX | $1,704 | $1,638 |
| 2021 Acura ILX | $1,655 | $1,590 |
| 2021 Acura RDX | $1,582 | $1,519 |
Choose Your Vehicle Model
Acura ILX insurance cost
- MSRP range- $25,950 - $31,850
- Trims available- Premium, A-Spec and Technology
- Average annual insurance cost- $1,665
The Acura ILX is a new entry into the compact luxury sedan segment. It's one of the affordable models in the Acura lineup, equipped with lots of standard safety features.
You can save on your car insurance if you own an older Acura model. The average cost to insure a 2021 Acura ILX is $1,655 a year based on the profile of a 30-year-old driver. The 2015 Acura ILX is the third cheapest Acura model to insure, and it is $746 cheaper than the 2020 Acura ILX.
Find below the average Acura ILX car insurance rates by model year-
| Year and Model | Annual Average Cost |
|---|---|
| 2015 Acura ILX | $998 |
| 2016 Acura ILX | $1,005 |
| 2017 Acura ILX | $1,005 |
| 2018 Acura ILX | $1,017 |
| 2019 Acura ILX | $1,012 |
| 2020 Acura ILX | $1,744 |
2020 ILX received a 5-star overall score from National Highway Traffic Safety Administration (NHTSA) in terms of safety. Besides, Acura is named KBB's "lowest 5-year cost to own" for the "Entry-level luxury car" class.
Acura RLX insurance cost
- MSRP range- $54,900 - $61,900
- Trims available- RLX P-AWS & RLX Sport Hybrid SH-AWD
- Average annual insurance cost- $2,274
The Acura RLX is a luxury car that competes with other high-end sedanssuch as the Lexus GS, Mercedes E-Class, and BMW 5 Series. It's one of the expensive Acura models to insure. The average cost to insure Acura RLX is $2,274 a year for drivers aged 30.
In most cases, older car models are cheaper to insure. The 2015 Acura RLX is $1,189 cheaper to insure than the 2020 edition.
The table below details the average Acura RLX car insurance rates by model year-
| Year and Model | Annual Average Cost |
|---|---|
| 2015 Acura RLX | $1,087 |
| 2016 Acura RLX | $1,113 |
| 2017 Acura RLX | $1,144 |
| 2018 Acura RLX | $1,142 |
| 2019 Acura RLX | $1,175 |
| 2020 Acura RLX | $2,276 |
Acura MDX insurance cost
- MSRP range- $44,500 - $61,750
- Trims available- MDX, Technology, A-Spec and Advance
- Annual average insurance cost- $1,704
Acura MDX is a mid-size SUV. It is redesigned for 2022, with a more stylish exterior and numerous tech and interior upgrades. MDX competes with models like Audi Q7 and Mercedes-Benz GLE.
The average Acura MDX car insurance rate is $1,704 a year for a 30-year-old driver. It's the second cheapest Acura model to insure. The 2015 Acura is 59% less expensive to insure than the 2020 Acura edition. If you buy 2020 Acura MDX, you can expect to pay $1,724 for insurance annually.
| Year and Model | Annual Average Cost |
|---|---|
| 2015 Acura MDX | $938 |
| 2016 Acura MDX | $965 |
| 2017 Acura MDX | $963 |
| 2018 Acura MDX | $973 |
| 2019 Acura MDX | $978 |
| 2020 Acura MDX | $1,724 |
2022 Acura is value for money, and it offers many desirable features on its different trim levels.
Acura RDX insurance cost
- MSRP range- $38,400 - $51,000
- Trims available- It is available on one base level with three packages: Technology, A-Spec and Advance.
- Annual average insurance cost- $1,582
The 2021 Acura RDX is an excellent choice if you want to get the most of your money. Acura RDX delivers a combination of desirable features and performance and is one of the most affordable models in its class. The average cost to insure a 2021 Acura RDX is $1,582 a year for drivers aged 30.
This car offers everything we could want in a luxury SUV. The 2015 Acura RDX is the cheapest model year to insure among all the Acura models. It costs $896 a year on average to insure the 2015 edition.
| Year and Model | Annual Average Cost |
|---|---|
| 2015 Acura RDX | $896 |
| 2016 Acura RDX | $909 |
| 2017 Acura RDX | $918 |
| 2018 Acura RDX | $918 |
| 2019 Acura RDX | $931 |
| 2020 Acura RDX | $1,573 |
The 2021 Acura RDX is accorded with the 2021 Top Safety Pick + rating from Insurance Institute for Highway Safety. Also, U.S. News named Acura RDX the "2019 Best Luxury Compact SUVs for the money".
Acura TLX insurance cost
- MSRP range- $37,500 - $53,100
- Trims available- Base, Technology, A-Spec, Advance, and Type S
- Annual average insurance cost- $1,835
For those who love to drive, the 2021 Acura TLX is sure to satisfy. This small luxury sedan matches up well against Audi A4s, BMW 3 Series, and Mercedes C-Class.
The average cost to insure a 2021 Acura TLX is $1,835 a year for a 30-year-old driver.
When it comes to car insurance, there's no one-size-fits-all. Your Acura TLX car insurance rate will depend on the model year you want to insure, where you live, how much coverage you need, credit history, age, driving record, etc.
The 2015 Acura TLX is $816 cheaper to insure than the 2020 edition. Find out how much you can expect to pay to insure a newer model year.
| Year and Model | Annual Average Cost |
|---|---|
| 2015 Acura TLX | $1,029 |
| 2016 Acura TLX | $1,047 |
| 2017 Acura TLX | $1,054 |
| 2018 Acura TLX | $1,031 |
| 2019 Acura TLX | $1,049 |
| 2020 Acura TLX | $1,845 |
Acura TLX earned '2021 Best New Cars' Award from Autotrader. Besides, its new airbag technology is honored with the "Best of What's new" award.
The Sources
- 2020 ILX received a 5-star overall score from National Highway Traffic Safety Administration (NHTSA) in terms of safety.
- The 2019 and 2020 Acura RLX earned 5 stars overall crash test rating from National Highway Traffic Safety Administration (NHTSA).
- Acura MDX's latest edition (2022) earned the Top Safety Pick+ rating from the Insurance Institute for Highway Safety(IIHS).
- 2019 Acura RLX vs. its competition with high end sedan