Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Buick is an American automotive brand with a rich history. Buick has established itself as a premium automobile manufacturer, often positioned between mainstream and luxury segments. Known for its emphasis on comfort, style, and innovation, Buick has produced a range of vehicles over the years, including sedans, SUVs, and crossovers.

The average car insurance for a Buick, for a 40-year-old driver, costs $1,925 per year based on 2023 insurance rates. Of course, what drivers pay to insure a Buick varies depending on their insurance company, driving record, the state in which they live, and the model of their car.

But to help educate Buick owners on the type of rates they can expect, gathered data on insurance rates for some of the carmaker’s most popular models. Read on to learn about the average car insurance rates for these Buicks.


Buick car insurance cost by model: Most and least expensive

The Enclave is the most expensive Buick car to insure with an average yearly cost of $2,093 for a 40-year-old driver. Whereas the cheapest model to insure is the Buick Encore with an average annual premium of $1,807 for a 40-year-old driver.

How much does it cost to insure a Buick car?

As mentioned above, average auto insurance rates vary depending on a number of factors, including the make and model of the car. However, there are some general trends. For example, newer and more expensive cars tend to have higher insurance rates than older and less expensive models.

Ultimately, the best way to determine how much it costs to insure a Buick is to get quotes from multiple car insurance companies.

As a guide,’s editorial staff put together the following list based on 2023 insurance rates.

Year and modelAverage annual premium
2023 Buick Encore$1,807
2023 Buick Envision$1,999
2023 Buick Enclave$2,093

Choose your vehicle model

Buick Encore insurance cost

Buick Encore
Encore Highlights
  • The average cost of insuring a Buick Encore is $1,708 per year
  • MSRP- $25,900
  • Trim Level- Preferred, Select and Essence

One other vehicle the editors looked at is the Buick Encore. Launched in 2013, it is a compact luxury crossover SUV that has gained popularity for its stylish design and versatility. The cost of insuring a 2023 Encore is $369 more than that of insuring a 2016 Encore.

The table below provides the average insurance cost for the Buick Encore by model year, based on 2023 rates:

Year and modelAverage annual premium
2023 Buick Encore$1,807
2022 Buick Encore$1,565
2021 Buick Encore$1,469
2020 Buick Encore$1,464
2019 Buick Encore$1,543
2018 Buick Encore$1,485
2017 Buick Encore$1,456
2016 Buick Encore$1,438

Buick Envision insurance cost

Buick Envision
Envision Highlights
  • The average annual insurance rate for an Envision is $1,999 for a 40-year-old driver
  • MSRP- $33,400
  • Trim Level- Preferred, Essence, Avenir

For a 40-year-old driver, it costs about $1,999 a year to insure a Buick Envision. The Equinox competes in the competitive compact SUV niche against the Acura RDX, Volvo XC60, Audi Q5, and others.

The Buick Envision is a midsize luxury crossover SUV, launched in 2016. It combines features such as a refined interior, advanced technology, and a sleek design. The SUV often features a range of safety and convenience technologies, and its upscale trim levels emphasize luxurious amenities.

The table below provides average insurance costs for the Buick Envision by model year:

Year and modelAverage annual premium
2023 Buick Envision$1,999
2022 Buick Envision$1,629
2021 Buick Envision$1,510
2020 Buick Envision$1,614
2019 Buick Envision$1,721
2018 Buick Envision$1,652
2017 Buick Envision$1,616
2016 Buick Envision$1,627

Buick Enclave insurance cost

Buick Enclave
Enclave Highlights
  • For a 40-year-old driver, the average insurance cost for a Buick Enclave is $2,093 per year.
  • MSRP - $44,800
  • Trim Level- Essence, Premium and Avenir

The average cost of insuring a Buick Enclave for a 40-year-old driver is $2,093 per year or $174 per month, per a rate analysis by Moreover, the trim and model year of the Buick Enclave you choose may affect your annual car insurance premium.

The car offers a range of safety features including automatic emergency braking, forward collision alert, and front and rear park assist, according to Buick. The Buick Enclave competes with cars like the Acura MDX, Chevrolet Traverse, and Mazda CX-9.

The table below provides average insurance costs for the Buick Enclave by model year:

Year and modelAverage annual premium
2023 Buick Enclave$2,093
2022 Buick Enclave$1,711
2021 Buick Enclave$1,534
2020 Buick Enclave$1,676
2019 Buick Enclave$1,738
2018 Buick Enclave$1,692
2017 Buick Enclave$1,616
2016 Buick Enclave$1,615

Methodology, with the help of Quadrant Information Services, gathered rates for various Buick models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.

The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:

  • $100,000 coverage for bodily injury per person
  • $300,000 in bodily injury per accident
  • $100,000 for property damage

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