The average car insurance cost for Buick vehicles is $2,354 per year or $196 per month. Buick car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Buick cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Buick insurance cost?
On average, Buick drivers pay $2,354 per year or $196 per month for full coverage car insurance.
The average cost of insuring Buick vehicles is $309, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Enclave | $1,149 | $2,491 |
| Encore GX | $1,142 | $2,145 |
| Envision | $1,130 | $2,338 |
Tip
If you're shopping for a new or used Buick, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Buick car insurance cost by model
Here's a closer look at average monthly premiums for popular Buick models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Enclave | $208 |
| Encore GX | $179 |
| Envision | $195 |
Choose Your Vehicle Model
Buick Enclave insurance cost
- The average car insurance cost for Enclave is $2,505 per year.
- Trim Level - Enclave Avenir, Enclave Essence, Enclave Premium
The average cost to insure Buick Enclave is around $2,505 per year for full coverage, which is $209 per month.
For liability-only coverage, the cost is around $956 per year, or about $80 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Buick Enclave with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Buick models.
| Year and model | Average annual premium |
|---|---|
| 2024 Buick Enclave | $2,505 |
| 2023 Buick Enclave | $2,401 |
| 2022 Buick Enclave | $2,335 |
| 2021 Buick Enclave | $2,258 |
| 2020 Buick Enclave | $2,194 |
| 2019 Buick Enclave | $2,128 |
| 2018 Buick Enclave | $2,064 |
| 2017 Buick Enclave | $1,921 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,138 | $178 |
| Nationwide | $2,161 | $180 |
| GEICO | $2,234 | $186 |
| Progressive | $2,434 | $203 |
| Farmers | $3,011 | $251 |
| Allstate | $3,053 | $254 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,283 | 14% less |
| Alaska | $2,323 | 13% less |
| Arizona | $2,357 | 11% less |
| Arkansas | $2,601 | 2% less |
| California | $2,994 | 12% more |
| Colorado | $3,270 | 23% more |
| Connecticut | $2,668 | Equal |
| Delaware | $2,460 | 8% less |
| Florida | $2,966 | 11% more |
| Georgia | $3,235 | 21% more |
| Hawaii | $1,584 | 41% less |
| Idaho | $1,560 | 41% less |
| Illinois | $2,425 | 9% less |
| Indiana | $2,181 | 18% less |
| Iowa | $2,171 | 18% less |
| Kansas | $2,593 | 3% less |
| Kentucky | $3,093 | 16% more |
| Louisiana | $4,209 | 58% more |
| Maine | $1,781 | 33% less |
| Maryland | $2,386 | 10% less |
| Massachusetts | $2,281 | 14% less |
| Michigan | $3,272 | 23% more |
| Minnesota | $2,646 | 1% less |
| Mississippi | $2,575 | 3% less |
| Missouri | $3,232 | 21% more |
| Montana | $2,594 | 3% less |
| Nebraska | $2,680 | 1% more |
| Nevada | $2,320 | 13% less |
| New Hampshire | $1,904 | 29% less |
| New Jersey | $2,433 | 9% less |
| New Mexico | $2,512 | 6% less |
| New York | $1,837 | 31% less |
| North Carolina | $2,114 | 21% less |
| North Dakota | $2,188 | 18% less |
| Ohio | $1,712 | 36% less |
| Oklahoma | $2,647 | 1% less |
| Oregon | $2,249 | 16% less |
| Pennsylvania | $2,684 | 1% more |
| Rhode Island | $3,046 | 14% more |
| South Carolina | $2,384 | 10% less |
| South Dakota | $3,165 | 19% more |
| Tennessee | $2,602 | 2% less |
| Texas | $3,439 | 29% more |
| Utah | $2,030 | 24% less |
| Vermont | $1,871 | 30% less |
| Virginia | $1,819 | 32% less |
| Washington | $2,121 | 20% less |
| Washington, D.C. | $2,858 | 7% more |
| West Virginia | $2,353 | 12% less |
| Wisconsin | $1,859 | 30% less |
| Wyoming | $2,618 | 2% less |
Buick Envision insurance cost
- The average car insurance cost for Envision is $2,351 per year.
- Trim Level - Envision Avenir, Envision Preferred
The average cost to insure Buick Envision is around $2,351 per year for full coverage, which is $196 per month.
For liability-only coverage, the cost is around $933 per year, or about $78 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Buick Envision with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Buick models.
| Year and model | Average annual premium |
|---|---|
| 2024 Buick Envision | $2,352 |
| 2023 Buick Envision | $2,250 |
| 2022 Buick Envision | $2,208 |
| 2021 Buick Envision | $2,140 |
| 2020 Buick Envision | $2,133 |
| 2019 Buick Envision | $2,077 |
| 2018 Buick Envision | $1,998 |
| 2017 Buick Envision | $1,881 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,818 | $152 |
| Nationwide | $1,866 | $156 |
| GEICO | $2,070 | $172 |
| Progressive | $2,587 | $216 |
| Allstate | $2,862 | $238 |
| Farmers | $2,906 | $242 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,269 | 15% less |
| Alaska | $2,297 | 14% less |
| Arizona | $2,276 | 15% less |
| Arkansas | $2,372 | 11% less |
| California | $2,708 | 2% more |
| Colorado | $3,147 | 18% more |
| Connecticut | $2,498 | 6% less |
| Delaware | $2,203 | 17% less |
| Florida | $2,746 | 3% more |
| Georgia | $3,162 | 19% more |
| Hawaii | $1,491 | 44% less |
| Idaho | $1,502 | 44% less |
| Illinois | $2,355 | 12% less |
| Indiana | $2,150 | 19% less |
| Iowa | $1,918 | 28% less |
| Kansas | $2,253 | 15% less |
| Kentucky | $2,685 | 1% more |
| Louisiana | $3,941 | 48% more |
| Maine | $1,688 | 37% less |
| Maryland | $2,138 | 20% less |
| Massachusetts | $2,095 | 21% less |
| Michigan | $3,185 | 20% more |
| Minnesota | $2,458 | 8% less |
| Mississippi | $2,289 | 14% less |
| Missouri | $3,055 | 15% more |
| Montana | $2,370 | 11% less |
| Nebraska | $2,595 | 3% less |
| Nevada | $2,121 | 20% less |
| New Hampshire | $1,630 | 39% less |
| New Jersey | $2,395 | 10% less |
| New Mexico | $2,437 | 8% less |
| New York | $1,702 | 36% less |
| North Carolina | $2,049 | 23% less |
| North Dakota | $2,120 | 20% less |
| Ohio | $1,757 | 34% less |
| Oklahoma | $2,659 | Equal |
| Oregon | $2,148 | 19% less |
| Pennsylvania | $2,418 | 9% less |
| Rhode Island | $2,823 | 6% more |
| South Carolina | $2,195 | 18% less |
| South Dakota | $3,066 | 15% more |
| Tennessee | $2,372 | 11% less |
| Texas | $3,436 | 29% more |
| Utah | $2,019 | 24% less |
| Vermont | $1,772 | 33% less |
| Virginia | $1,817 | 32% less |
| Washington | $2,077 | 22% less |
| Washington, D.C. | $2,427 | 9% less |
| West Virginia | $2,289 | 14% less |
| Wisconsin | $1,653 | 38% less |
| Wyoming | $2,081 | 22% less |
Cheapest Buick models to insure
If you are looking for the most economical Buick vehicles to insure, these models have the lowest auto insurance rates:
- Encore GX Preferred - $2,105
- Encore GX Sport Touring - $2,182
- Encore GX Avenir - $2,235
- Envision Preferred - $2,301
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Buick models to insure
Some Buick vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Enclave Avenir - $2,565
- Enclave Premium - $2,523
- Enclave Essence - $2,436
- Envision Avenir - $2,402
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Buick?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Buick
Car insurance can be a big expense, but there are ways to save money. If you drive a Buick, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Buick:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Buick offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Buick car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage