Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Buick cars are known for their reliability, safety, and luxurious features. While these qualities are important to consider when purchasing a vehicle, it's also vital to factor in the cost of car insurance.

Buick models tend to have higher insurance rates due to their reputation as a premium brand. The average car insurance cost for a Buick is $1,925 per year, based on the data analysis by  

This guide will help you find Buick car insurance rates for different model years. Let's learn more about Buick car insurance to make sure your prized possession is well-protected on the road.

How much does a Buick car insurance cost? 

According to’s in-depth data analysis, full coverage car insurance rates for Buick is $1,925 annually with coverage limits of 100/300/100 for a 40-year-old driver. However, the average auto insurance rates vary depending on a number of factors, including the make and model of the car and driving history. Newer and more expensive cars tend to have high insurance rates as they have higher replacement costs, advanced technology, and increased repair expenses. The best way to determine how much it costs to insure a Buick is to get quotes from multiple car insurance companies.


Buick car insurance cost by model: Most and least expensive 

Buick Enclave is the most expensive model to insure, with an average annual cost of $2,093 per year. On the other hand, Encore is the cheapest Buick model to insure at $1,807 annually. 

Below are the car insurance costs for different Buick models 

Year and modelAverage annual premium
2023 Buick Encore$1,807
2023 Buick Envision$1,999
2023 Buick Enclave$2,093

Choose your vehicle model

Buick Encore insurance cost

Buick Encore
Encore Highlights
  • The average cost of insuring a Buick Encore is $1,708 per year
  • MSRP- $25,900
  • Trim Level- Preferred, Select and Essence

The Buick Encore, a subcompact SUV known for its comfort and safety features, comes with an insurance cost slightly lower than the national average ($1,925) for its class. It costs $1,807 a year to insure a Buick Encore. However, the exact amount you'll pay depends on various factors, including your driving history, location, and coverage options.

Find below Buick Encore car insurance costs by model year.

Year and modelAverage annual premium
2023 Buick Encore$1,807
2022 Buick Encore$1,565
2021 Buick Encore$1,469
2020 Buick Encore$1,464
2019 Buick Encore$1,543
2018 Buick Encore$1,485
2017 Buick Encore$1,456
2016 Buick Encore$1,438

Buick Envision insurance cost

Buick Envision
Envision Highlights
  • The average annual insurance rate for an Envision is $1,999 for a 40-year-old driver
  • MSRP- $33,400
  • Trim Level- Preferred, Essence, Avenir

Buick Envision insurance cost ranges from $1,627 to $1,999 per year for a 40-year-old driver. It competes in the competitive compact SUV niche against the Acura RDX, Volvo XC60, Audi Q5, and others.

Buick Envision's higher value and potentially expensive repairs contribute to increased insurance premiums. But you may find lower insurance rates if you shop around and compare quotes from multiple carriers.

The table below shows Envision car insurance costs by model year. 

Year and modelAverage annual premium
2023 Buick Envision$1,999
2022 Buick Envision$1,629
2021 Buick Envision$1,510
2020 Buick Envision$1,614
2019 Buick Envision$1,721
2018 Buick Envision$1,652
2017 Buick Envision$1,616
2016 Buick Envision$1,627

Buick Enclave insurance cost

Buick Enclave
Enclave Highlights
  • For a 40-year-old driver, the average insurance cost for a Buick Enclave is $2,093 per year.
  • MSRP - $44,800
  • Trim Level- Essence, Premium and Avenir

Buick Enclave insurance costs $2,093 per year or $174 per month, based on a data study by The trim and model year of the Buick Enclave you choose may affect your annual car insurance premium. It competes with cars like the Acura MDX, Chevrolet Traverse, and Mazda CX-9.

 Below are the average car insurance rates for Buick Enclave by model year

Year and modelAverage annual premium
2023 Buick Enclave$2,093
2022 Buick Enclave$1,711
2021 Buick Enclave$1,534
2020 Buick Enclave$1,676
2019 Buick Enclave$1,738
2018 Buick Enclave$1,692
2017 Buick Enclave$1,616
2016 Buick Enclave$1,615

Methodology, with the help of Quadrant Information Services, gathered rates for various Buick models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.

The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:

  • $100,000 coverage for bodily injury per person
  • $300,000 in bodily injury per accident
  • $100,000 for property damage

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