Fiat is a well-known Italian brand that has been in business since 1899. The company has an extensive range of cars and SUVs, including the popular 500 and Panda models. If you are thinking about buying one of these vehicles, then it is important to know how much your monthly premiums will be.
Even the best auto insurance companies charge insurance premiums differently, based on the make and model of your car. It is important to shop around and compare rates from different car insurance companies before deciding which insurance is best for you. Our goal is to help you find affordable car insurance policies without having to spend hours searching online or calling agents.
Here in this guide, we provide all the information you need to know about Fiat car insurance rates based on its make and model. To give a glimpse into the guide, the average annual fiat car insurance rates for 2021 are $1,450 per year and $1,395 per year for drivers age 30 and drivers age 40, respectively.
Average Fiat car insurance cost by model
Apart from the well-known factors affecting car insurance rates, like credit history, age, driving record, etc., insurance premiums are also affected by the trim levels, make, and model of the cars. Different companies charge differently based on the model of the car you own.
Amongst all the models of Fiat, the most expensive model to insure is Fiat 500L at $1,463 per year for drivers aged 30 and $1,409 per year for drivers aged 40. Whereas the cheapest model to insure is Fiat 500X at $1,429 per year for drivers aged 30 and $1,379 per year for drivers aged 40.
The table below depicts the average annual rates for of Fiat car insurance, for drivers age 30 and drivers age 40 respectively, of the other known models.
| Year and Model | Average annual rate for drivers age 30 | Average annual rate for drivers age 40 |
|---|---|---|
| 2021 Fiat 124 Spider | $1,458 | $1,398 |
| 2021 Fiat 500L | $1,463 | $1,409 |
| 2021 Fiat 500X | $1,429 | $1,379 |
Choose Your Vehicle Model
Fiat 124 Spider Insurance cost
- The average annual rate of insurance - $1,501
- Starting MSRP range - $26,885 – $30,885
- Trim levels – Classica, Urbana edition, Lusso, Abarth
The Fiat 124 spider comes with an excellent brake and steering feel, along with an easy-to-use convertible top. Due to its available features, it has been the contender for the 2017 Motor Trend Car of the year award.
The average rate of insurance of Fiat 124 Spider is $1,501 per year or $125 per month. Out of all the trim levels of Fiat 124 Spider, the cheapest trim to insure is Classica. According to the experts at Edmunds, the most preferred car basis the comfort and ease of driving is the Fiat Abarth.
| Year and Model | Average annual rate |
|---|---|
| 2017 Fiat 124 Spider | $1,467 |
| 2018 Fiat 124 Spider | $1,502 |
| 2019 Fiat 124 Spider | $1,536 |
| 2020 Fiat 124 Spider | $1,501 |
Compare Fiat 124 Spider car insurance rates by state
Fiat 500 Insurance cost
- The average annual rate of insurance - $1,455
- Starting MSRP range - $19,990 - $25,990
- Trim levels – Hatchback, Lounge, Abarth, Convertible, C Abarth
Fiat 500, a subcompact car, with easy maneuverability and an easy infotainment system. It is well known for its compact size, which makes it one of the easiest cars to park.
How much does Fiat 500 insurance cost?
The average annual rate of insurance for Fiat 500 is $1,455 per year or $121 per month. The NHTSA (National Highway Traffic Safety Administration) gives Fiat 500 an overall rating of 4 out of 5. The trim level Hatchback is the cheapest to insure amongst all the trim levels of Fiat 500 that are available.
The table below depicts the auto insurance rates for all the various models of Fiat 500.
The Fiat 124 insurance costs for the other available models are listed in the table below.
| Year and Model | Average annual rate |
|---|---|
| 2015 Fiat 500 | $1,392 |
| 2016 Fiat 500 | $1,412 |
| 2017 Fiat 500 | $1,388 |
| 2018 Fiat 500 | $1,496 |
| 2019 Fiat 500 | $1,534 |
| 2020 Fiat 500 | $1,455 |
Fiat 500L Insurance cost
- The average annual rate of insurance - $1,479
- Starting MSRP - $21,900
- Trim levels –Pop, Lounge, Abarth, C Abarth, t Turbo
Competing against a small number of similar wagons and hatchbacks, the 2019 Fiat 500L is a four-door compact wagon. It is the improved version of the Fiat 500, with better cargo space, charm like that of 500, and greater utility.
The insurance costs for Fiat 500L can be covered at $1,479 per year or $123 per month. It comes in 5 different trim levels. The experts at Edmunds suggest the top trim Lounge for buyers on a budget because of its low starting price and generous features lists.
The average annual rates of other available models of Fiat 500L are listed in the table below:
| Year and Model | Average annual rate |
|---|---|
| 2015 Fiat 500L | $1,469 |
| 2016 Fiat 500L | $1,482 |
| 2017 Fiat 500L | $1,509 |
| 2018 Fiat 500L | $1,519 |
| 2019 Fiat 500L | $1,563 |
| 2020 Fiat 500L | $1,479 |
Compare Fiat 500L car insurance rates by state
Fiat 500X Insurance cost
- The average annual rate of insurance - $1,424
- Starting MSRP - $26,215
- Trim levels – Pop, Trekking, Sport, Trekking Plus
With 75 safety features including a full-speed forward-collision warning system, active braking, and available blind-spot monitoring, the Fiat 500X provides superior safety to its riders, every time they hit the roads.
The average rate of insurance for Fiat 500X is $1,424 per year or $118 per month. It comes in 4 different trims. However, amongst the available trim levels the cheapest one to insure is the pop trim. The table below shows average annual rates of other available models of Fiat 500X.
| Year and Model | Average annual rate |
|---|---|
| 2016 Fiat 500X | $1,334 |
| 2017 Fiat 500X | $1,401 |
| 2018 Fiat 500X | $1,431 |
| 2019 Fiat 500X | $1,454 |
| 2020 Fiat 500X | $1,424 |
Compare Fiat 500X car insurance rates by state
The Sources
- Look out for more information on ratings and cheapest trim levels
- For awards and safety ratings of cars, check IIHS and NHTSA
- Get to know the expert opinions on various Fiat models on Edmunds