Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Why you can trust Insurance.com
At Insurance.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Gensis, being a luxury car brand, has higher insurance rates. Luxury cars are more expensive to insure because of higher theft risk, increased repair costs, and high-end safety features. Based on an in-depth analysis by Insurance.com, Genesis insurance costs $229 per month for a full coverage policy. However, factors like the insurance company, driving record, location, and model of your car may impact your Genesis car insurance rates. 

This guide covers the average car insurance rates of all the popular models to help Genesis owners know the rates they can expect to pay to protect their expensive cars.

car-icon

How much does a Genesis car insurance cost? 

According to Insurance.com’s analyzed data, car insurance rates for Genesis is $2,752 annually for full coverage with limits of 100/300/100 for a 40-year-old driver.  

Newer and more expensive cars tend to have higher insurance rates than older, cheaper models. The best way to determine how much it costs to insure Genesis is to get quotes from multiple car insurance companies.

Genesis car insurance cost by model: Most and least expensive 

Genesis G90 is the most expensive car model to insure at an average annual rate of $4,585. Meanwhile, Genesis GV70 is the cheapest model to insure at $2,362 annually.

Below are the 2023 car insurance rates for the most popular Genesis models.  

Year and modelAverage annual premium
2023 Genesis GV70$2,362
2023 Genesis GV80$2,545
2023 Genesis G70$2,664
2023 Genesis GV60$2,863
2023 Genesis G80$2,988
2023 Genesis G90$4,585

Choose your vehicle model

Genesis GV70Genesis GV70
Genesis GV80Genesis GV80
Genesis G70Genesis G70
Genesis GV60Genesis GV60
Genesis G80Genesis G80
Genesis G90Genesis G90

Genesis GV70 insurance cost

Genesis GV70
GV70 Highlights
  • The average cost of insuring a Genesis GV70 is $2,362 per year
  • MSRP- $44,900
  • Trim Level- 2.5T AWD and 3.5T AWD

Genesis GV70 is a compact luxury crossover SUV and it costs $2,362 per year to insure a Genesis GV70. The Volvo XC60, Audi Q5 and Acura RDX are its competitors in this segment. GV70 has been named IIHS’s 2023 Top Safety Pick and is a Kelly Blue Book (KBB.com) Best Buy award winner.

The table below provides the average insurance cost for the Genesis GV70 by model year, based on 2023 rates:

Year and modelAverage annual premium
2023 Genesis GV70$2,362
2022 Genesis GV70$2,209

Genesis GV80 insurance cost

Genesis GV80
GV80 Highlights
  • The average annual insurance rate for a GV80 is $2,545 for a 40-year-old driver
  • MSRP- $57,450
  • Trim Levels- 2.5T I4 AWD, 3.5T V6 AWD, and 3.5T V6 AWD Prestige Signature

The Genesis GV80 car insurance costs $2,545 per year for a 40-year-old driver.  It competes in the competitive compact SUV niche against the Audi Q8, BMW X5, and Infiniti QX50. The NHTSA has awarded GV80 a five-star overall safety rating in 2023.

The table below shows average insurance costs for the Genesis GV80 by model year.

Year and modelAverage annual premium
2023 Genesis GV80$2,545
2022 Genesis GV80$2,147

Genesis G70 insurance cost

Genesis G70
G70 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G70 is $2,664 per year.
  • MSRP - $39,400
  • Trim Levels- 2.0T RWD, 2.0T AWD, 3.3T RWD, 3.3T AWD

The G70 insurance cost ranges from $2,045 to $2,664 per year.  But the trim and model year of the Genesis G70 you choose may affect your annual car insurance premium. It competes with cars like the Audi A4 and Cadillac CT4.

Below are the average insurance costs for the Genesis G70 by model year.

Year and modelAverage annual premium
2023 Genesis G70$2,664
2022 Genesis G70$2,318
2021 Genesis G70$2,121
2020 Genesis G70$2,417
2019 Genesis G70$2,045

Genesis GV60 insurance cost

Genesis GV60
GV60 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis GV60 is $2,863 per year.
  • MSRP - $59,290
  • Trim Level- Advanced AWD, Performance AWD

Genesis GV60 insurance costs around $238 per month, on average. The trim and model year of the GV60 you choose may affect your annual car insurance premium. Genesis GV60 has been rated #1 for driver satisfaction among small premium SUVs as per the 2023 JD Power US Automotive Performance Execution and Layout Study.

Find below the Genesis GV60 car insurance costs by model year:

Year and modelAverage annual premium
2023 Genesis GV60$2,863

Genesis G80 insurance cost

Genesis G80
G80 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G80 is $2,988 per year.
  • MSRP - $54,150
  • Trim Level- 2.5T AWD, and 3.5T AWD

The Genesis G80 insurance costs $2,988 per year or $249 per month for a 40-year-old driver, according to a data analysis by Insurance.com. The NHTSA has awarded a five-star overall safety rating to the 2023 Genesis G80 model.

The table below shows the average insurance costs for the Genesis G80 by model year.

Year and modelAverage annual premium
2023 Genesis G80$2,988
2022 Genesis G80$2,408
2021 Genesis G80$2,272
2020 Genesis G80$2,324
2019 Genesis G80$2,334
2018 Genesis G80$2,293
2017 Genesis G80$2,131

Genesis G90 insurance cost

Genesis G90
G90 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G90 is $4,585 per year.
  • MSRP - $89,200
  • Trim Level- 3.5T AWD, and 3.5T E-Supercharged AWD

Genesis G90 insurance costs $4,585 per year or $382 per month for a 40-year-old driver for a full coverage policy. A number of factors, including car value, high-end safety features, and higher repair costs impact the Genesis G90 insurance rates.  

Compare average insurance costs for the Genesis G90 by model year.

Year and modelAverage annual premium
2023 Genesis G90$4,585
2022 Genesis G90$3,206
2021 Genesis G90$2,723
2020 Genesis G90$2,887
2019 Genesis G90$2,970
2018 Genesis G90$2,860
2017 Genesis G90$2,638

Methodology

Insurance.com, with the help of Quadrant Information Services, gathered rates for various Genesis models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.

The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:

  • $100,000 coverage for bodily injury per person
  • $300,000 in bodily injury per accident
  • $100,000 for property damage

Insurance.com analyzed 28,561,720 insurance quotes from 58 different insurers. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ. 

The Sources

x
What can we help you find?