Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


Leslie Kasperowicz Reviewed by Leslie Kasperowicz
Executive Editor

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.


Why you can trust Insurance.com

The average car insurance cost for Mercedes-Benz vehicles is $3,270 per year or $272 per month. Mercedes-Benz car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.

Below, we look at the average car insurance cost for Mercedes-Benz cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.

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How much does Mercedes-Benz insurance cost?

On average, Mercedes-Benz drivers pay $3,270 per year or $272 per month for full coverage car insurance.

The average cost of insuring Mercedes-Benz vehicles is $607, which is more than the national average, though some models cost much less or much more than others.

Vehicle modelLiability-only (50/100/50)Full coverage (100/300/100, $500 ded.)
C-Class$1,097$2,947
CLA-Class$1,124$2,890
E-Class$1,121$3,587
E-Class All-Terrain$1,077$3,513
EQB$1,179$2,879
EQE$1,174$3,862
EQE SUV$1,154$3,639
EQS$1,168$4,786
EQS SUV$1,148$4,663
G-Class$1,172$4,385
GLA-Class$1,125$2,488
GLB-Class$1,180$2,611
GLC-Class$1,100$2,709
GLC-Class Coupe$1,051$2,947
GLE-Class$1,155$3,166
GLS-Class$1,136$3,628
S-Class$1,185$5,211
Sprinter$1,197$2,606

tip iconTip If you're shopping for a new or used Mercedes-Benz, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.

Mercedes-Benz car insurance cost by model

Here's a closer look at average monthly premiums for popular Mercedes-Benz models. Rates are based on a 40-year-old driver with a clean record and full coverage.

Vehicle modelMonthly premium
C-Class$246
CLA-Class$241
E-Class$299
E-Class All-Terrain$293
EQB$240
EQE$322
EQE SUV$303
EQS$399
EQS SUV$389
G-Class$365
GLA-Class$207
GLB-Class$218
GLC-Class$226
GLC-Class Coupe$246
GLE-Class$264
GLS-Class$302
S-Class$434
Sprinter$217

Choose Your Vehicle Model

Cheapest Mercedes-Benz models to insure

If you are looking for the most economical Mercedes-Benz vehicles to insure, these models have the lowest auto insurance rates:

  • GLA-Class - $2,524
  • Sprinter - $2,625
  • GLB-Class - $2,649
  • GLC-Class - $2,740

Why are these models cheaper to insure?

These models may be cheaper to insure for a few reasons:

  • Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
  • Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
  • Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.

Most expensive Mercedes-Benz models to insure

Some Mercedes-Benz vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.

  • S-Class - $5,201
  • EQS - $4,839
  • EQS SUV - $4,637
  • G-Class - $4,435

Why are these models expensive to insure?

These models may be more expensive to insure because:

  • They cost more to repair or replace if damaged or stolen.
  • They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
  • Thieves target them more often.
  • They often have expensive parts and advanced tech that are costly to fix.

What factors affect car insurance rates for Mercedes-Benz?

Several factors influence your insurance rate—some related to the car, others to you as the driver.

  • Model and trim level: Performance features and size impact pricing.
  • Vehicle age: Newer cars often cost more to insure.
  • Safety ratings: Vehicles with more safety tech often earn discounts.
  • Driver profile: Your age, ZIP code, credit score and driving history play a big role.
  • Coverage level: Full coverage costs more than minimum liability, but provides better protection.

How to save on car insurance if you own Mercedes-Benz

Car insurance can be a big expense, but there are ways to save money. If you drive a Mercedes-Benz, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Mercedes-Benz:

  • Shop around - Compare quotes from multiple insurers annually
  • Increase deductibles - Opt for a higher deductible to lower premiums
  • Bundle policies - Combine auto and home or renters insurance
  • Ask about discounts - Safe driver, low mileage, good student and more
  • Use telematics - Usage-based programs reward good driving habits

Bottom line

Mercedes-Benz offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.

Want the best rate on Mercedes-Benz car insurance? Start by comparing quotes today and see how much you could save.

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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