Combined single limit (CSL) auto insurance policies have a single amount for liability payment limits for both property damage and bodily injury. This is in contrast to a split limit policy that has separate limits for bodily injury per person, bodily injury per accident, and property damage per accident.
Claims history database created by ChoicePoint. Insurance companies can access your claims information when underwriting or rating a policy. Includes information such as date of loss, type of loss and amounts paid, and vehicle description.
The section of an insurance contract containing such information as the name, description, and location of insured property; the name and address of the policholders; the period for which the policy is in force; premiums payable; and the amount of coverage. Also know as a "dec page" or "dec sheet."
An insurance professional who represents different insurance companies, is not an employee of any one of those companes, and earns commissions from policies sold.
Record of moving violations and license status. Not every traffic incident actually appears on your MVR. Some states only record 75 percent of incidents on an average MVR.
Personal injury protection (PIP) is a coverage in which your own insurance company pays you for medical, hospital and funeral expenses resulting from a car accident, regardless of who's at fault. It can sometimes also cover your passengers and/or other types of expenses.
Time period during which an insurance policy is in force. Auto insurance policy periods begin and end at 12:01 am in the local time zone.
Split limit policies have three separate amounts for liability payment limits: one for bodily injury per person, one for bodily injury per accident, and one for property damage per accident, usually in that order. Often expressed in the form $100/$300/$100, with the amounts referring to thousands of dollars.
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