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*Average savings self reported by consumers during period from Oct 2011 through Sept 2013.

Car Insurance: Learn about auto insurance rates, coverage and companies

Get the Right coverage at the Right Price

Use the free tools, guides, and other resources below to learn more about coverage requirements, discounts, and more.

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Handling an accident on your own

Not all accidents require the help of your insurer. Here's how to handle an accident on your own.

How much insurance do I need?

Wondering how much car insurance you need? Don't guess. Insurance.com's "What Insurance Do Drivers Like You Buy?" tool shows you how your car insurance choices compare to those of similar drivers.

When your life changes, your insurance should, too. We explain ways you can save on insurance when you move, buy a new car, add a teen driver, purchase your first home and more.

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Kids Off to College? Make Sure They're Protected

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Insurance rates may vary from state to state so it makes sense to understand what factors affect insurance costs where you live. Whether it's high minimum coverage requirements or tough uninsured motorist coverage mandates, it pays to understand what makes your state unique.

We've gathered the information to help you navigate through the insurance purchase process. Click on your state to learn more.

What insurance do drivers like you buy

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"Uh-Oh!" Calculator

See how much a ticket could raise your insurance rates.

  • Careless Driving
  • Driving Without a License or Permit
  • DWI First Offense
  • Failure to Stop
  • Failure to Yield
  • Following too Closely (Tailgating)
  • Improper Pass
  • Improper Turn
  • No Insurance on Auto
  • Reckless Driving
  • Seatbelt Infractions
  • Speeding 1-14 MPH Over Limit
  • Speeding 15-29 MPH Over Limit
  • Speeding 30+ MPH Over Limit