Auto insurance coverage calculator

If you’re unsure about where to start as you look at types of car insurance, you may find value in seeing what drivers like you buy to get an idea of how much auto insurance coverage you need. You may be paying too much for your car insurance because of the coverage and/or limits you have on your current car insurance policy.

Insurance.com's coverage calculator below looked at coverage selections made by more than 550,000 drivers who compared auto insurance quotes through its free online quoting tool. Here are the most common choices made overall.

Most common bodily injury liability coverage: $50,000 per person, $100,000 per accident, selected by 46 percent of all drivers.
Most common property damage liability coverage: $50,000, selected by 59 percent of all drivers.
Collision coverage, selected by 60 percent of all drivers.
Comprehensive coverage, selected by 61 percent of all drivers.
$500 deductible, selected by 74 percent of drivers who buy comprehensive and collision.
Towing and emergency road service, selected by 16 percent of all drivers.
Rental reimbursement coverage, selected by 16 percent of all drivers.

See how your choices compare with others in your state who have a similar coverage profile.

Car Insurance Coverage Calculator
Not all car insurance coverage is the same. Many people overpay for coverages they don’t need, while others don’t have enough coverage but don’t know until it’s too late. This tool will help you decide what coverage options you need. It will make shopping around for the best insurance rates a lot easier, and it only takes two minutes!
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