Home Insurance Basics

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If you've never owned a home before or are moving into your first apartment, start off on the right foot by purchasing home or renters insurance. Home insurance protects more than four walls and a roof - you're protecting just about everything in it, as well.

• After Sandy: Out in the cold on mold insurance coverage?
  

  Mold can cause property damage and affect your health, but most standard homeowner insurance policies don't cover it.

• The problem with having people over
  

  Guests increase your chances for a home insurance liability claim, but we offer steps to mitigate risks.

• False alarms changing home security system landscape
  

  Installing a video-based home alarm may mean better chances of the cops responding.