If you've never owned a home before or are moving into your first apartment, start off on the right foot by purchasing home or renters insurance. Home insurance protects more than four walls and a roof - you're protecting just about everything in it, as well.
Knowing what HO-2, HO-3 and other similar policies cover can steer you to the right home insurance plan for your needs.
Here's how to protect the biggest investment you'll likely ever make: Your new house. We explain the basics of homeowners insurance.
Everything from your previous claims history to your home's distance to a fire station can spark higher rates.
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