Auto Insurance Rates Increase in 23 states in June

Insurance.com RateWatch reports trends in car insurance rates, based on more than a million comparison quotes a year. In June, rates quoted were higher than May's rates in 23 states and the District of Columbia, essentially unchanged in 15 states and lower in 9 states. See all states for a full list.

After 4 Months of Decline, Auto Insurance Rates Start to Increase

North Dakota	9.1%
District of Columbia	6.0%
Vermont	6.0%
Delaware	5.1%
Louisiana	4.7%

South Carolina	-5.6%
New Mexico	-5.3%
Iowa	-4.4%
Connecticut	-3.5%
Alabama	-3.5%

Auto insurance rates increased less than 1% nationally in June. The lowest average annual car insurance quotes increased from $1,872 per year to $1,884 annually and rates are still lower than January's average of $1,908. Rates increased 8% in total in 2008.

Car Insurance Rates Expected to Hold Steady

"It’s unlikely rates will change significantly in the second half of the year. Insurance rates tend to be cyclical, so it's smart to spend time researching car insurance now while rates are at a low point. Switching can save thousands of dollars over the next 3 years."

- Sam Belden
VP, Strategic Alliances

About RateWatch for Car Insurance

RateWatch reports the lowest average annual car insurance rates quoted to consumers who compared rates at Insurance.com.
The rates in this study came from more than a dozen leading auto insurance companies in 46 states and the District of Columbia.
More than 1 million drivers get comparison quotes from Insurance.com each year.

Insurance.com offers these tips about car insurance myths

Myth: If your policy cancels at 12:01 AM, you can drive all day.
Fact: Car insurance policies always start and end at 12:01 AM local time. If you receive a cancel notice, buy a new policy a few days before your coverage expires, so that you have continuous coverage.
Myth: An accident causes more pain than a DUI.
Fact: Not so. Your rate might increase after an accident, but a DUI almost always costs more. Your company may cancel your policy, increase your rate or move you to a company for higher risk drivers.
Myth: Full Coverage means you're covered for everything.
Fact: After you get a quote, ask about what's not covered. Are other drivers in your household covered? Will you have rental car coverage when you travel? Can you add a car on the weekend and be covered? Better safe than sorry.

New Customer Savings: June 2009

Drivers who reported savings after switching car insurance companies at Insurance.com showed annual savings of $535. Savings vary by state.

Savings reported by new customers in June, 2009.