Cheapest car insurance companies in Bixby 

After an in-depth analysis, Insurance.com found that Progressive and Geico are the cheapest car insurance companies in Bixby for 2023. 

The car insurance company in Bixby that provides the cheapest car insurance premiums is Progressive, with an average annual rate of $1,220 .

Car insurance prices in Bixby can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bixby drivers.

CompaniesAverage annual rates
Progressive$1,220
USAA$1,525
Geico$1,759
State Farm$1,864
Shelter Insurance$2,153
Mercury Insurance$2,181
AFR Insurance$2,520
Allstate$2,751
Farmers$2,945
Oklahoma Farm Bureau$3,448

Cheapest car insurance cost in Bixby by Age Group 

AFR Insurance stands out as Bixby's cheapest auto insurance company for teen drivers at an average annual of $4,274. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

Progressive provides the cheapest car insurance coverage for young drivers in Bixby, with an annual premium of $2,110 on average.

For Bixby drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Progressive provides the cheapest car insurance premiums, offering full coverage policies at $1,227 annually

With an average annual premium of $1,096, Progressive offers Bixby's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel. 

CompanyTeensYoung AdultsAdultsSeniors
AFR Insurance$4,274$3,079$2,539$2,647
USAA$4,527$2,308$1,542$1,584
State Farm$5,140$3,031$1,873$1,799
Geico$6,200$2,607$1,751$1,871
Shelter Insurance$6,310$4,020$2,229$2,019
Progressive$6,422$2,110$1,227$1,096
Farmers$6,813$5,292$2,794$3,012
Oklahoma Farm Bureau$9,218$5,175$3,365$3,049
Mercury Insurance$9,550$3,938$2,212$2,125
Allstate$10,319$4,179$2,730$2,827

Cheapest car insurance companies in Bixby by driver profile 

Car insurance rates in Bixby vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

When it comes to finding the cheapest car insurance rates in Bixby, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Bixby drivers based on driver profile.

Geico has the cheapest rates for Bixby drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,567, Geico offers substantial savings among the insurers analyzed.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Geico$1,567
USAA$2,100
Allstate$2,714
Farmers$2,962
Progressive$4,242
State Farm$6,620

USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Bixby. It offers full coverage car insurance for drivers aged 30 at about $1,467 per year

Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.

CompanyAverage annual premium
USAA$1,467
State Farm$1,494
Geico$1,846
Allstate$2,047
Farmers$2,471
Progressive$3,458

Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.

Drivers in Bixby with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $1,590 annually.

CompanyAverage annual rates
State Farm$1,590
USAA$1,866
Geico$2,287
Allstate$2,605
Farmers$2,866
Progressive$4,671

In Bixby, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,494 a year

A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums. 

CompanyAverage annual rates
State Farm$1,494
USAA$2,195
Allstate$2,753
Farmers$2,972
Geico$3,128
Progressive$3,498

Average car insurance cost in Bixby 

On average, Bixby drivers pay $2,236 annually, or $186 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Bixby is $536.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$2,236$536

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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