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United Svcs Automobile offers the cheapest car insurance rates in Oklahoma for full coverage, at $891 annually, or $74 per month. Whereas Allstate is rated as the best car insurance company in Oklahoma, based on Insurance.com's analysis.

There are a lot of different car insurance companies in Oklahoma, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?

To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.

Best car insurance companies in Oklahoma

Allstate is the best car insurance company in Oklahoma with a 4.7 auto star rating, highest among the companies surveyed.

Experts at Insurance.com have analyzed the companies and compiled data from across Oklahoma to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Oklahoma.

CompanyAuto star ratings
Allstate4.7
Geico4.3
Farmers4.0
Hartford3.7
Travelers3.7
Mercury3.6
USAA3.3
Safeco3.2
Progressive3.1

Cheapest car insurance companies in Oklahoma

United Svcs Automobile is the cheapest car insurance company in Oklahoma that offers full coverage car insurance at an average rate of $891 annually or $74 a month.

CompanyAverage annual premiumAverage monthly premium
United Svcs Automobile Assn$891$74
GEICO Casualty Co$1,060$88
State Farm Mutl Automobile Ins$1,350$113
American Mercury$1,359$113
Allstate F&C$1,795$150
Farmers$1,917$160
Metropolitan P&C$2,367$197
Progressive Northern$2,651$221

Cheapest car insurance for teens in Oklahoma

State Farm offers the cheapest car insurance for teens in Oklahoma at about $3,413 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.

Find below average annual premium of cheapest auto insurance companies in Oklahoma for teens.

CompanyAverage annual premium
State Farm Mut Auto$3,413
Geico Cas Co$4,805
Oklahoma Farm Bureau Mut$6,001
Allstate Fire & Cas$6,250
Progressive Northern$7,183
Farmers Inc$8,502

Cheapest car insurance for young drivers in Oklahoma

Geico is the cheapest car insurance company for young drivers in Oklahoma. Its average annual premium is $1,832 annually or $153 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.

CompanyAverage annual premium
Geico Cas Co$1,832
Progressive Northern$2,204
State Farm Mut Auto$2,207
Farmers Inc$2,685
Allstate Fire & Cas$2,834
Oklahoma Farm Bureau Mut$3,908

Cheapest car insurance for adults in Oklahoma

Progressive Northern offers the cheapest car insurance for adults in Oklahoma for a full coverage policy with an average annual premium of $1,376 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.

CompanyAverage annual premium
Progressive Northern$1,376
Geico Cas Co$1,393
State Farm Mut Auto$1,494
Farmers Inc$1,914
Allstate Fire & Cas$2,105
Oklahoma Farm Bureau Mut$2,400

Cheapest car insurance for seniors in Oklahoma

Progressive Northern is the cheapest car insurance company for seniors in Oklahoma. Its average annual premium is $1,147 a year or about $96 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.

CompanyAverage annual premium
Progressive Northern$1,147
State Farm Mut Auto$1,382
Geico Cas Co$1,410
Farmers Inc$1,755
Oklahoma Farm Bureau Mut$2,073
Allstate Fire & Cas$2,084

Cheapest car insurance rates in Oklahoma by driving record

Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.

The best way to find affordable coverage in Oklahoma is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Oklahoma.

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Oklahoma drivers at an average of $1,637 a year.

Compare average annual premium of cheapest car insurance companies in Oklahoma for drivers with poor credit.

CompanyAverage annual premium
Geico$1,637
United$2,047
Allstate$2,714
Farmers Ins$2,753
American Mercury$2,760
Progressive$4,646
Metropolitan$5,990
State Farm$6,551

Cheapest auto insurance for drivers with a speeding ticket: State Farm

State Farm offers the cheapest car insurance for drivers with a speeding ticket at about $1,465 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.

CompanyAverage annual premium
State Farm$1,465
United$1,470
Geico$1,888
Allstate$2,003
Farmers Ins$2,217
American Mercury$2,518
Metropolitan$3,368
Progressive$3,603

Cheapest auto insurance after an at-fault accident: State Farm

State Farm has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $1,543 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.

CompanyAverage annual premium
State Farm$1,543
United$1,655
Geico$2,029
Farmers Ins$2,399
Allstate$2,441
American Mercury$3,543
Progressive$4,608
Metropolitan$5,589

Cheapest auto insurance after a DUI: State Farm

The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $1,465 a year or $122 a month.

If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.

CompanyAverage annual premium
State Farm$1,465
United$2,147
Geico$2,176
Farmers Ins$2,309
Allstate$2,311
American Mercury$2,383
Progressive$3,091
Metropolitan$5,795

Average cost of car insurance in Oklahoma

The average annual cost of car insurance in Oklahoma for a full coverage policy is $1,674. For full coverage, the recommended coverage limits for Oklahoma drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

For the state minimum coverage, the average annual cost in Oklahoma is $333.

State minimum average annual rateFull coverage average annual rate
$333$1,674