Go To Top
Why you should trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

Geico offers the cheapest car insurance rates in Oklahoma for full coverage, at $1,087 annually, or $91 per month. Whereas Progressive is rated as the best car insurance company in Oklahoma, based on Insurance.com's analysis.

There are a lot of different car insurance companies in Oklahoma, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?

To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.

Key takeaways

  • Progressive offers the best car insurance rates in Oklahoma among the companies analyzed by Insurance.com.
  • In Oklahoma, Geico provides the cheapest car insurance at $1,087 per year.
  • Car insurance rates differ with various driving profiles. Geico offers the cheapest car insurance prices for drivers with poor credit.
  • State Farm has the cheapest car insurance rates for any driver with a DUI in Oklahoma. The insurance premium is $2,628 per year.

Best car insurance companies in Oklahoma

Progressive is the best car insurance company in Oklahoma with a 4.4 auto star rating, highest among the companies surveyed.

Experts at Insurance.com have analyzed the companies and compiled data from across Oklahoma to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Oklahoma.

CompanyAuto star ratings
Allstate4.7
Geico4.3
Farmers4.0
Hartford3.7
Travelers3.7
Mercury3.6
USAA3.3
Safeco3.2
Progressive3.1

Cheapest car insurance companies in Oklahoma

Geico is the cheapest car insurance company in Oklahoma that offers full coverage car insurance at an average rate of $1,087 annually or $91 a month.

CompanyAverage annual premiumAverage monthly premium
Geico$1,087$91
USAA$1,101$92
State Farm$1,378$115
Mercury Insurance$1,518$127
Farmers$1,534$128
Shelter Insurance$1,707$142
Allstate$1,814$151
Progressive$2,446$204
Oklahoma Farm Bureau$2,642$220

Cheapest car insurance for teens in Oklahoma

USAA offers the cheapest car insurance for teens in Oklahoma at about $3,655 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.

Find below average annual premium of cheapest auto insurance companies in Oklahoma for teens.

CompanyAverage annual premium
USAA$3,655
State Farm$3,658
Geico$4,152
Shelter Insurance$5,184
Allstate$5,263
Farmers$6,608
Oklahoma Farm Bureau$7,957
Mercury Insurance$8,680
Progressive$11,740

Cheapest car insurance for young drivers in Oklahoma

Geico is the cheapest car insurance company for young drivers in Oklahoma. Its average annual premium is $1,674 annually or $140 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.

CompanyAverage annual premium
Geico$1,674
USAA$1,715
Farmers$2,123
State Farm$2,230
Allstate$2,593
Shelter Insurance$3,264
Mercury Insurance$3,501
Progressive$4,101
Oklahoma Farm Bureau$4,827

Cheapest car insurance for adults in Oklahoma

Geico offers the cheapest car insurance for adults in Oklahoma for a full coverage policy with an average annual premium of $1,094 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.

CompanyAverage annual premium
Geico$1,094
USAA$1,131
State Farm$1,405
Farmers$1,524
Mercury Insurance$1,662
Shelter Insurance$1,800
Allstate$1,829
Progressive$2,510
Oklahoma Farm Bureau$2,695

Cheapest car insurance for seniors in Oklahoma

USAA is the cheapest car insurance company for seniors in Oklahoma. Its average annual premium is $1,096 a year or about $91 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.

CompanyAverage annual premium
USAA$1,096
Geico$1,147
State Farm$1,277
Farmers$1,519
Shelter Insurance$1,521
Allstate$1,816
Mercury Insurance$1,819
Progressive$2,239
Oklahoma Farm Bureau$2,293

Cheapest car insurance rates in Oklahoma by driving record

Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.

The best way to find affordable coverage in Oklahoma is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Oklahoma.

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Oklahoma drivers at an average of $3,296 a year.

Compare average annual premium of cheapest car insurance companies in Oklahoma for drivers with poor credit.

CompanyAverage annual premium
Geico$1,600
USAA$2,254
Mercury$2,410
Farmers$2,595
Oklahoma Farm Bureau$2,876
Allstate$3,012
Shelter$3,383
Progressive$4,700
State Farm$6,793

Cheapest auto insurance for drivers with a speeding ticket: USAA

USAA offers the cheapest car insurance for drivers with a speeding ticket at about $2,320 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.

CompanyAverage annual premium
USAA$1,502
State Farm$1,526
Geico$1,757
Farmers$2,153
Allstate$2,223
Mercury$2,355
Shelter$2,716
Oklahoma Farm Bureau$3,080
Progressive$3,713

Cheapest auto insurance after an at-fault accident: State Farm

State Farm has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $2,794 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.

CompanyAverage annual premium
State Farm$1,621
USAA$1,764
Geico$2,026
Farmers$2,339
Allstate$2,719
Oklahoma Farm Bureau$3,130
Shelter$3,381
Mercury$3,419
Progressive$4,855

Cheapest auto insurance after a DUI: State Farm

The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $2,628 a year or $219 a month.

If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.

CompanyAverage annual premium
State Farm$1,526
USAA$2,188
Mercury$2,201
Farmers$2,245
Geico$2,268
Allstate$2,578
Progressive$3,155
Shelter$3,278
Oklahoma Farm Bureau$4,516

Average cost of car insurance in Oklahoma

The average annual cost of car insurance in Oklahoma for a full coverage policy is $1,692. For full coverage, the recommended coverage limits for Oklahoma drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

For the state minimum coverage, the average annual cost in Oklahoma is $329.

State minimum average annual rateFull coverage average annual rate
$333$1,674

Compare car insurance by city in Oklahoma

Car Insurance inBixby, OK
Car Insurance inCleveland, OK