The cost of car insurance in Connecticut can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Connecticut is $1,436 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- Cheapest car insurance companies in Connecticut
- Cheapest car insurance for teens in Connecticut
- Cheapest car insurance for young drivers in Connecticut
- Cheapest car insurance for adults in Connecticut
- Cheapest car insurance for seniors in Connecticut
- Cheapest car insurance rates in Connecticut by driving record
- Average cost of car insurance in Connecticut
Cheapest car insurance companies in Connecticut
GEICO General is the cheapest car insurance company in Connecticut that offers full coverage policy at about $928 per year or $77 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Connecticut.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO General | $928 | $77 |
| USAA Casualty | $1,017 | $85 |
| Kemper Independence | $1,217 | $101 |
| Progressive Direct | $1,381 | $115 |
| State Farm Mutl Automobile Ins | $1,428 | $119 |
| Nationwide of Am | $1,619 | $135 |
| Metropolitan Group P&C | $1,810 | $151 |
| Allstate F&C | $2,091 | $174 |
Cheapest car insurance for teens in Connecticut
Geico Gen is the cheapest car insurance provider for teen drivers in Connecticut. It offers insurance at about $3,228 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| Geico Gen | $3,228 |
| State Farm Mut Auto | $4,244 |
| Nationwide Of Amer | $7,678 |
| Allstate Fire & Cas | $10,667 |
| Safeco Of IL | $12,028 |
| Progressive Cas | $12,310 |
Cheapest car insurance for young drivers in Connecticut
The cheapest car insurance company for young drivers in Connecticut is Geico at about $1,407 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Geico Gen | $1,407 |
| State Farm Mut Auto | $2,388 |
| Nationwide Of Amer | $3,178 |
| Safeco Of IL | $3,553 |
| Progressive Cas | $4,025 |
| Allstate Fire & Cas | $4,371 |
Cheapest car insurance for adults in Connecticut
According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Connecticut. Its average rate is $868 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Connecticut.
| Company | Average annual premium |
|---|---|
| Geico Gen | $868 |
| State Farm Mut Auto | $1,457 |
| Nationwide Of Amer | $1,739 |
| Safeco Of IL | $2,154 |
| Progressive Cas | $2,195 |
| Allstate Fire & Cas | $3,021 |
Cheapest car insurance for seniors in Connecticut
Geico offers the cheapest car insurance for seniors in Connecticut. The average annual premium offered is $980. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Connecticut:
| Company | Average annual premium |
|---|---|
| Geico Gen | $980 |
| State Farm Mut Auto | $1,405 |
| Nationwide Of Amer | $1,665 |
| Progressive Cas | $1,933 |
| Safeco Of IL | $2,014 |
| Allstate Fire & Cas | $3,198 |
Cheapest car insurance rates in Connecticut by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: Geico
Geico has the cheapest auto insurance for drivers with poor credit at about $1,460 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| Geico | $1,460 |
| Kemper Independence | $1,877 |
| Progressive | $2,221 |
| USAA | $2,336 |
| Nationwide | $2,520 |
| State Farm | $2,957 |
| Allstate | $3,907 |
| Metropolitan | $5,066 |
Cheapest auto insurance for drivers with a speeding ticket: Geico
If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,140 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| Geico | $1,140 |
| USAA | $1,579 |
| State Farm | $1,582 |
| Progressive | $1,890 |
| Kemper Independence | $2,006 |
| Nationwide | $2,331 |
| Allstate | $2,397 |
| Metropolitan | $2,757 |
Cheapest auto insurance after an at-fault accident : Geico
Geico offers the cheapest car insurance after an at-fault accident. Its average cost for Connecticut drivers is $1,421 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| Geico | $1,421 |
| State Farm | $1,582 |
| USAA | $1,938 |
| Kemper Independence | $2,079 |
| Progressive | $2,618 |
| Nationwide | $2,843 |
| Allstate | $3,886 |
| Metropolitan | $5,047 |
Cheapest auto insurance after a DUI : State Farm
If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Connecticut at $1,582 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Connecticut, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| State Farm | $1,582 |
| Progressive | $1,751 |
| Kemper Independence | $2,673 |
| USAA | $2,794 |
| Geico | $3,163 |
| Allstate | $3,424 |
| Nationwide | $3,527 |
| Metropolitan | $5,274 |
Average cost of car insurance in Connecticut
The average car insurance rate for full coverage in Connecticut is $1,436 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Connecticut is $682 annually.