Go To Top
Why you should trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

The cost of car insurance in Connecticut can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Connecticut is $1,741 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

KEY TAKEAWAYS
  • The average cost of auto insurance in Connecticut is $1,741 per year for a 30-year-old driver.
  • Geico is the cheapest car insurance company in Connecticut that offers full coverage policy at about $935 per year or $78 monthly.
  • In Connecticut, Kemper Insurance is the cheapest company for teens, Geico is the cheapest company for young drivers. On the other hand, Geico is the cheapest company for adults, and Geico is the cheapest company for seniors.
  • Based on the driving history of a driver in Connecticut, the cheapest company for drivers with a speeding ticket is Geico, and State Farm is the cheapest for drivers with DUI.

Cheapest car insurance companies in Connecticut

Geico is the cheapest car insurance company in Connecticut that offers full coverage policy at about $935 per year or $78 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Connecticut.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
Geico$935$78
Kemper Insurance$1,172$98
USAA$1,208$101
Amica Mutual$1,220$102
State Farm$1,340$112
Progressive$1,368$114
Nationwide$1,577$131
Allstate$2,013$168
The Hanover$4,839$403

Cheapest car insurance for teens in Connecticut

Kemper Insurance is the cheapest car insurance provider for teen drivers in Connecticut. It offers insurance at about $3,526 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
Kemper Insurance$3,526
Geico$3,581
State Farm$4,417
USAA$4,694
Progressive$6,841
Allstate$7,072
Nationwide$7,131
Amica Mutual$7,970
The Hanover$21,689

Cheapest car insurance for young drivers in Connecticut

The cheapest car insurance company for young drivers in Connecticut is Geico at about $1,617 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico$1,617
USAA$2,077
Amica Mutual$2,201
Kemper Insurance$2,284
Progressive$2,326
State Farm$2,453
Allstate$2,909
Nationwide$2,980
The Hanover$9,990

Cheapest car insurance for adults in Connecticut

According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Connecticut. Its average rate is $909 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Connecticut.

CompanyAverage annual premium
Geico$909
Amica Mutual$1,218
Kemper Insurance$1,227
USAA$1,260
State Farm$1,381
Progressive$1,386
Nationwide$1,601
Allstate$2,115
The Hanover$4,968

Cheapest car insurance for seniors in Connecticut

Geico offers the cheapest car insurance for seniors in Connecticut. The average annual premium offered is $1,026. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Connecticut:

CompanyAverage annual premium
Geico$1,026
USAA$1,236
Kemper Insurance$1,283
State Farm$1,309
Amica Mutual$1,456
Progressive$1,463
Nationwide$1,610
Allstate$2,061
The Hanover$4,697

Cheapest car insurance rates in Connecticut by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $2,322 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Geico$1,446
Kemper$1,733
Progressive$2,102
USAA$2,139
Nationwide$2,427
State Farm$2,903
Allstate$3,507

Cheapest auto insurance for drivers with a speeding ticket: Geico

If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,658 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
Geico$1,129
USAA$1,446
State Farm$1,555
Nationwide$1,674
Progressive$1,808
Kemper$1,842
Allstate$2,152

Cheapest auto insurance after an at-fault accident : Geico

Geico offers the cheapest car insurance after an at-fault accident. Its average cost for Connecticut drivers is $2,200 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
Geico$1,407
State Farm$1,555
USAA$1,867
Kemper$1,941
Progressive$2,379
Nationwide$2,774
Allstate$3,477

Cheapest auto insurance after a DUI : State Farm

If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Connecticut at $2,587 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Connecticut, along with their average annual premium.

CompanyAverage annual premium
State Farm$1,555
Progressive$1,668
USAA$2,557
Kemper$2,686
Allstate$3,059
Geico$3,128
Nationwide$3,458

Average cost of car insurance in Connecticut

The average car insurance rate for full coverage in Connecticut is $1,741 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Connecticut is $751 annually.

Compare car insurance by city in Connecticut

Car Insurance inBristol, CT
Car Insurance inDerby, CT
Car Insurance inBridgeport, CT
Car Insurance inHartford, CT
Car Insurance inStamford, CT