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The cost of car insurance in Connecticut can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Connecticut is $1,436 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Connecticut

GEICO General is the cheapest car insurance company in Connecticut that offers full coverage policy at about $928 per year or $77 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Connecticut.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
GEICO General$928$77
USAA Casualty$1,017$85
Kemper Independence$1,217$101
Progressive Direct$1,381$115
State Farm Mutl Automobile Ins$1,428$119
Nationwide of Am$1,619$135
Metropolitan Group P&C$1,810$151
Allstate F&C$2,091$174

Cheapest car insurance for teens in Connecticut

Geico Gen is the cheapest car insurance provider for teen drivers in Connecticut. It offers insurance at about $3,228 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
Geico Gen$3,228
State Farm Mut Auto$4,244
Nationwide Of Amer$7,678
Allstate Fire & Cas$10,667
Safeco Of IL$12,028
Progressive Cas$12,310

Cheapest car insurance for young drivers in Connecticut

The cheapest car insurance company for young drivers in Connecticut is Geico at about $1,407 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico Gen$1,407
State Farm Mut Auto$2,388
Nationwide Of Amer$3,178
Safeco Of IL$3,553
Progressive Cas$4,025
Allstate Fire & Cas$4,371

Cheapest car insurance for adults in Connecticut

According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Connecticut. Its average rate is $868 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Connecticut.

CompanyAverage annual premium
Geico Gen$868
State Farm Mut Auto$1,457
Nationwide Of Amer$1,739
Safeco Of IL$2,154
Progressive Cas$2,195
Allstate Fire & Cas$3,021

Cheapest car insurance for seniors in Connecticut

Geico offers the cheapest car insurance for seniors in Connecticut. The average annual premium offered is $980. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Connecticut:

CompanyAverage annual premium
Geico Gen$980
State Farm Mut Auto$1,405
Nationwide Of Amer$1,665
Progressive Cas$1,933
Safeco Of IL$2,014
Allstate Fire & Cas$3,198

Cheapest car insurance rates in Connecticut by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $1,460 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Geico$1,460
Kemper Independence$1,877
Progressive$2,221
USAA$2,336
Nationwide$2,520
State Farm$2,957
Allstate$3,907
Metropolitan$5,066

Cheapest auto insurance for drivers with a speeding ticket: Geico

If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,140 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
Geico$1,140
USAA$1,579
State Farm$1,582
Progressive$1,890
Kemper Independence$2,006
Nationwide$2,331
Allstate$2,397
Metropolitan$2,757

Cheapest auto insurance after an at-fault accident : Geico

Geico offers the cheapest car insurance after an at-fault accident. Its average cost for Connecticut drivers is $1,421 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
Geico$1,421
State Farm$1,582
USAA$1,938
Kemper Independence$2,079
Progressive$2,618
Nationwide$2,843
Allstate$3,886
Metropolitan$5,047

Cheapest auto insurance after a DUI : State Farm

If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Connecticut at $1,582 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Connecticut, along with their average annual premium.

CompanyAverage annual premium
State Farm$1,582
Progressive$1,751
Kemper Independence$2,673
USAA$2,794
Geico$3,163
Allstate$3,424
Nationwide$3,527
Metropolitan$5,274

Average cost of car insurance in Connecticut

The average car insurance rate for full coverage in Connecticut is $1,436 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Connecticut is $682 annually.