Go To Top

The cost of car insurance in Alaska can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Alaska is $1,236 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Alaska

United Svcs Automobile is the cheapest car insurance company in Alaska that offers full coverage policy at about $816 per year or $68 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Alaska.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
United Svcs Automobile Assn$816$68
GEICO Advantage$1,122$94
Progressive Direct$1,236$103
State Farm Mutl Automobile Ins$1,262$105
Allstate F&C$1,742$145

Cheapest car insurance for teens in Alaska

State Farm is the cheapest car insurance provider for teen drivers in Alaska. It offers insurance at about $3,323 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
State Farm Mut Auto$3,323
Umialik$3,324
Geico Gen$3,400
Allstate Fire & Cas$5,148
Progressive Direct$6,737

Cheapest car insurance for young drivers in Alaska

The cheapest car insurance company for young drivers in Alaska is Geico at about $1,984 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico Gen$1,984
State Farm Mut Auto$1,996
Umialik$2,366
Progressive Direct$2,741
Allstate Fire & Cas$3,097

Cheapest car insurance for adults in Alaska

According to Insurance.com's rate analysis, State Farm offers the cheapest car insurance for adults in Alaska. Its average rate is $1,203 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Alaska.

CompanyAverage annual premium
State Farm Mut Auto$1,203
Geico Gen$1,293
Umialik$1,410
Progressive Direct$1,575
Allstate Fire & Cas$1,888

Cheapest car insurance for seniors in Alaska

State Farm offers the cheapest car insurance for seniors in Alaska. The average annual premium offered is $1,149. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Alaska:

CompanyAverage annual premium
State Farm Mut Auto$1,149
Geico Gen$1,223
Umialik$1,331
Progressive Direct$1,408
Allstate Fire & Cas$2,069

Cheapest car insurance rates in Alaska by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Progressive

Progressive has the cheapest auto insurance for drivers with poor credit at about $1,635 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Progressive$1,635
United$1,919
Geico$2,282
State Farm$2,457
Allstate$2,547

Cheapest auto insurance for drivers with a speeding ticket: United

If you have a speeding ticket on your record, United offers the cheapest car insurance at about $1,410 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
United$1,410
State Farm$1,412
Progressive$1,430
Geico$2,149
Allstate$2,312

Cheapest auto insurance after an at-fault accident : State Farm

State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Alaska drivers is $1,524 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,524
United$1,566
Progressive$1,835
Geico$1,908
Allstate$2,848

Cheapest auto insurance after a DUI : Progressive

If there exists DUI on your driving record, Progressive offers the cheapest auto insurance in Alaska at $1,329 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Alaska, along with their average annual premium.

CompanyAverage annual premium
Progressive$1,329
State Farm$1,412
United$2,029
Geico$2,161
Allstate$2,715

Average cost of car insurance in Alaska

The average car insurance rate for full coverage in Alaska is $1,236 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Alaska is $338 annually.

Shop car insurance in top cities of Alaska

Car Insurance inCordova, AK
Car Insurance inCraig, AK
Car Insurance inAllakaket, AK
Car Insurance inAnchorage, AK
Car Insurance inHouston, AK