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The cost of car insurance in Alaska can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Alaska is $1,359 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Key takeaways

  • The average cost of auto insurance in Alaska is $1,359 per year for a 30-year-old driver.
  • USAA is the cheapest car insurance company in Alaska that offers full coverage policy at about $1,051 per year or $88 monthly.
  • In Alaska, USAA is the cheapest company for teens, Geico is the cheapest company for young drivers. On the other hand, USAA is the cheapest company for adults, and Geico is the cheapest company for seniors.
  • Based on the driving history of a driver in Alaska, the cheapest company for drivers with a speeding ticket is USAA, and Progressive is the cheapest for drivers with DUI. 

Cheapest car insurance companies in Alaska

USAA is the cheapest car insurance company in Alaska that offers full coverage policy at about $1,051 per year or $88 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Alaska.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
USAA$1,051$88
Progressive$1,117$93
Geico$1,136$95
State Farm$1,224$102
Western National Mutual$1,517$126
Allstate$2,107$176

Cheapest car insurance for teens in Alaska

USAA is the cheapest car insurance provider for teen drivers in Alaska. It offers insurance at about $3,399 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
USAA$3,399
Western National Mutual$3,914
Geico$3,974
State Farm$4,069
Progressive$5,796
Allstate$6,444

Cheapest car insurance for young drivers in Alaska

The cheapest car insurance company for young drivers in Alaska is Geico at about $1,457 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico$1,457
USAA$1,629
Progressive$1,982
State Farm$2,297
Western National Mutual$2,772
Allstate$3,721

Cheapest car insurance for adults in Alaska

According to Insurance.com's rate analysis, USAA offers the cheapest car insurance for adults in Alaska. Its average rate is $1,076 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Alaska.

CompanyAverage annual premium
USAA$1,076
Geico$1,117
Progressive$1,126
State Farm$1,250
Western National Mutual$1,586
Allstate$2,071

Cheapest car insurance for seniors in Alaska

Geico offers the cheapest car insurance for seniors in Alaska. The average annual premium offered is $983. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Alaska:

CompanyAverage annual premium
Geico$983
USAA$1,053
Progressive$1,163
State Farm$1,188
Western National Mutual$1,484
Allstate$2,191

Cheapest car insurance rates in Alaska by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Progressive

Progressive has the cheapest auto insurance for drivers with poor credit at about $2,111 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Progressive$1,561
USAA$1,908
Geico$2,156
State Farm$2,381
Allstate$2,547

Cheapest auto insurance for drivers with a speeding ticket: USAA

If you have a speeding ticket on your record, USAA offers the cheapest car insurance at about $1,644 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
USAA$1,303
Progressive$1,370
State Farm$1,372
Geico$1,865
Allstate$2,312

Cheapest auto insurance after an at-fault accident : State Farm

State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Alaska drivers is $1,880 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,480
USAA$1,513
Progressive$1,763
Geico$1,793
Allstate$2,848

Cheapest auto insurance after a DUI : Progressive

If there exists DUI on your driving record, Progressive offers the cheapest auto insurance in Alaska at $1,855 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Alaska, along with their average annual premium.

CompanyAverage annual premium
Progressive$1,269
State Farm$1,372
USAA$1,869
Geico$2,050
Allstate$2,715

Average cost of car insurance in Alaska

The average car insurance rate for full coverage in Alaska is $1,359 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Alaska is $336 annually.

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