The cost of car insurance in Alaska can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Alaska is $1,359 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
Key takeaways
- The average cost of auto insurance in Alaska is $1,359 per year for a 30-year-old driver.
- USAA is the cheapest car insurance company in Alaska that offers full coverage policy at about $1,051 per year or $88 monthly.
- In Alaska, USAA is the cheapest company for teens, Geico is the cheapest company for young drivers. On the other hand, USAA is the cheapest company for adults, and Geico is the cheapest company for seniors.
- Based on the driving history of a driver in Alaska, the cheapest company for drivers with a speeding ticket is USAA, and Progressive is the cheapest for drivers with DUI.
- Cheapest car insurance companies in Alaska
- Cheapest car insurance for teens in Alaska
- Cheapest car insurance for young drivers in Alaska
- Cheapest car insurance for adults in Alaska
- Cheapest car insurance for seniors in Alaska
- Cheapest car insurance rates in Alaska by driving record
- Compare car insurance by city in Alaska
Cheapest car insurance companies in Alaska
USAA is the cheapest car insurance company in Alaska that offers full coverage policy at about $1,051 per year or $88 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Alaska.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| USAA | $1,051 | $88 |
| Progressive | $1,117 | $93 |
| Geico | $1,136 | $95 |
| State Farm | $1,224 | $102 |
| Western National Mutual | $1,517 | $126 |
| Allstate | $2,107 | $176 |
Cheapest car insurance for teens in Alaska
USAA is the cheapest car insurance provider for teen drivers in Alaska. It offers insurance at about $3,399 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| USAA | $3,399 |
| Western National Mutual | $3,914 |
| Geico | $3,974 |
| State Farm | $4,069 |
| Progressive | $5,796 |
| Allstate | $6,444 |
Cheapest car insurance for young drivers in Alaska
The cheapest car insurance company for young drivers in Alaska is Geico at about $1,457 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Geico | $1,457 |
| USAA | $1,629 |
| Progressive | $1,982 |
| State Farm | $2,297 |
| Western National Mutual | $2,772 |
| Allstate | $3,721 |
Cheapest car insurance for adults in Alaska
According to Insurance.com's rate analysis, USAA offers the cheapest car insurance for adults in Alaska. Its average rate is $1,076 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Alaska.
| Company | Average annual premium |
|---|---|
| USAA | $1,076 |
| Geico | $1,117 |
| Progressive | $1,126 |
| State Farm | $1,250 |
| Western National Mutual | $1,586 |
| Allstate | $2,071 |
Cheapest car insurance for seniors in Alaska
Geico offers the cheapest car insurance for seniors in Alaska. The average annual premium offered is $983. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Alaska:
| Company | Average annual premium |
|---|---|
| Geico | $983 |
| USAA | $1,053 |
| Progressive | $1,163 |
| State Farm | $1,188 |
| Western National Mutual | $1,484 |
| Allstate | $2,191 |
Cheapest car insurance rates in Alaska by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: Progressive
Progressive has the cheapest auto insurance for drivers with poor credit at about $2,111 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| Progressive | $1,561 |
| USAA | $1,908 |
| Geico | $2,156 |
| State Farm | $2,381 |
| Allstate | $2,547 |
Cheapest auto insurance for drivers with a speeding ticket: USAA
If you have a speeding ticket on your record, USAA offers the cheapest car insurance at about $1,644 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| USAA | $1,303 |
| Progressive | $1,370 |
| State Farm | $1,372 |
| Geico | $1,865 |
| Allstate | $2,312 |
Cheapest auto insurance after an at-fault accident : State Farm
State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Alaska drivers is $1,880 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| State Farm | $1,480 |
| USAA | $1,513 |
| Progressive | $1,763 |
| Geico | $1,793 |
| Allstate | $2,848 |
Cheapest auto insurance after a DUI : Progressive
If there exists DUI on your driving record, Progressive offers the cheapest auto insurance in Alaska at $1,855 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Alaska, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| Progressive | $1,269 |
| State Farm | $1,372 |
| USAA | $1,869 |
| Geico | $2,050 |
| Allstate | $2,715 |
Average cost of car insurance in Alaska
The average car insurance rate for full coverage in Alaska is $1,359 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Alaska is $336 annually.
Compare car insurance by city in Alaska
| Car Insurance in | Cordova, AK |
| Car Insurance in | Craig, AK |
| Car Insurance in | Anchorage, AK |
| Car Insurance in | Allakaket, AK |
| Car Insurance in | Houston, AK |
Compare other states
| Alaska | Hawaii |
| Arizona | Utah |
| Nevada | Florida |
| Texas | California |
| Show all states |
