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The cost of car insurance in Delaware can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Delaware is $1,560 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Delaware

USAA General is the cheapest car insurance company in Delaware that offers full coverage policy at about $889 per year or $74 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Delaware.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
USAA General Ind Co$889$74
GEICO Advantage$1,000$83
Travelers Home & Marine$1,188$99
Nationwide P&C$1,285$107
State Farm Mutl Automobile Ins$1,346$112
Progressive Direct$1,354$113
Metropolitan P&C$2,146$179
Allstate P&C$2,583$215

Cheapest car insurance for teens in Delaware

GEICO Advantage is the cheapest car insurance provider for teen drivers in Delaware. It offers insurance at about $4,029 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
GEICO Advantage$4,029
State Farm Mut Auto$4,405
Nationwide Prop & Cas$6,328
Progressive Direct$9,957
Travelers Home & Marine$11,346
Allstate Prop & Cas$14,145

Cheapest car insurance for young drivers in Delaware

The cheapest car insurance company for young drivers in Delaware is Geico at about $1,873 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
GEICO Advantage$1,873
State Farm Mut Auto$2,594
Travelers Home & Marine$2,671
Progressive Direct$2,817
Nationwide Prop & Cas$3,251
Allstate Prop & Cas$5,279

Cheapest car insurance for adults in Delaware

According to Insurance.com's rate analysis, Travelers Home & Marine offers the cheapest car insurance for adults in Delaware. Its average rate is $1,307 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Delaware.

CompanyAverage annual premium
Travelers Home & Marine$1,307
GEICO Advantage$1,457
State Farm Mut Auto$1,572
Progressive Direct$1,644
Nationwide Prop & Cas$1,863
Allstate Prop & Cas$3,710

Cheapest car insurance for seniors in Delaware

Travelers Home & Marine offers the cheapest car insurance for seniors in Delaware. The average annual premium offered is $1,388. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Delaware:

CompanyAverage annual premium
Travelers Home & Marine$1,388
Progressive Direct$1,510
GEICO Advantage$1,518
State Farm Mut Auto$1,527
Nationwide Prop & Cas$1,763
Allstate Prop & Cas$3,644

Cheapest car insurance rates in Delaware by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $1,642 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
State Farm$4,248

Cheapest auto insurance for drivers with a speeding ticket: State Farm

If you have a speeding ticket on your record, State Farm offers the cheapest car insurance at about $1,491 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
State Farm$1,491

Cheapest auto insurance after an at-fault accident : USAA

USAA offers the cheapest car insurance after an at-fault accident. Its average cost for Delaware drivers is $1,486 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,616

Cheapest auto insurance after a DUI : State Farm

If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Delaware at $1,491 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Delaware, along with their average annual premium.

CompanyAverage annual premium
State Farm$1,491

Average cost of car insurance in Delaware

The average car insurance rate for full coverage in Delaware is $1,560 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Delaware is $541 annually.

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