The cost of car insurance in Louisiana can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Louisiana is $2,969 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- Cheapest car insurance companies in Louisiana
- Cheapest car insurance for teens in Louisiana
- Cheapest car insurance for young drivers in Louisiana
- Cheapest car insurance for adults in Louisiana
- Cheapest car insurance for seniors in Louisiana
- Cheapest car insurance rates in Louisiana by driving record
- Average cost of car insurance in Louisiana
- Shop car insurance in top cities of Louisiana
Cheapest car insurance companies in Louisiana
United Svcs Automobile is the cheapest car insurance company in Louisiana that offers full coverage policy at about $1,364 per year or $114 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Louisiana.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| United Svcs Automobile Assn | $1,364 | $114 |
| State Farm Mutl Automobile Ins | $2,270 | $189 |
| Progressive Security | $2,838 | $236 |
| Metropolitan P&C | $2,859 | $238 |
| Automobile Club Inter-Ins | $4,094 | $341 |
| GEICO Casualty Co | $4,387 | $366 |
Cheapest car insurance for teens in Louisiana
Louisiana Farm Bureau Cas is the cheapest car insurance provider for teen drivers in Louisiana. It offers insurance at about $5,657 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| Louisiana Farm Bureau Cas | $5,657 |
| State Farm Mut Auto | $6,461 |
| Allstate Prop & Cas | $6,848 |
| Geico Cas Co | $7,778 |
| Safeway Of LA | $8,024 |
| Progressive Security | $14,274 |
Cheapest car insurance for young drivers in Louisiana
The cheapest car insurance company for young drivers in Louisiana is Geico at about $2,644 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $2,644 |
| State Farm Mut Auto | $3,933 |
| Louisiana Farm Bureau Cas | $4,077 |
| Allstate Prop & Cas | $4,127 |
| Progressive Security | $4,130 |
| Safeway Of LA | $4,853 |
Cheapest car insurance for adults in Louisiana
According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Louisiana. Its average rate is $1,998 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Louisiana.
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $1,998 |
| Louisiana Farm Bureau Cas | $2,241 |
| State Farm Mut Auto | $2,499 |
| Progressive Security | $2,559 |
| Safeway Of LA | $2,890 |
| Allstate Prop & Cas | $2,903 |
Cheapest car insurance for seniors in Louisiana
Geico offers the cheapest car insurance for seniors in Louisiana. The average annual premium offered is $2,026. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Louisiana:
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $2,026 |
| Louisiana Farm Bureau Cas | $2,105 |
| Progressive Security | $2,312 |
| State Farm Mut Auto | $2,471 |
| Safeway Of LA | $2,504 |
| Allstate Prop & Cas | $2,925 |
Cheapest car insurance rates in Louisiana by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: United
United has the cheapest auto insurance for drivers with poor credit at about $3,005 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| United | $3,005 |
| Progressive | $6,232 |
| Metropolitan | $7,283 |
| Geico | $7,512 |
| State Farm | $10,449 |
| Automobile Club Inter-Ins | $11,046 |
Cheapest auto insurance for drivers with a speeding ticket: United
If you have a speeding ticket on your record, United offers the cheapest car insurance at about $2,384 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| United | $2,384 |
| State Farm | $2,462 |
| Progressive | $4,362 |
| Automobile Club Inter-Ins | $5,799 |
| Metropolitan | $6,851 |
| Geico | $8,547 |
Cheapest auto insurance after an at-fault accident : State Farm
State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Louisiana drivers is $2,619 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| State Farm | $2,619 |
| United | $2,708 |
| Progressive | $5,758 |
| Metropolitan | $5,852 |
| Automobile Club Inter-Ins | $6,483 |
| Geico | $9,407 |
Cheapest auto insurance after a DUI : State Farm
If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Louisiana at $2,462 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Louisiana, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| State Farm | $2,462 |
| United | $2,954 |
| Progressive | $4,833 |
| Automobile Club Inter-Ins | $6,024 |
| Metropolitan | $8,094 |
| Geico | $9,616 |
Average cost of car insurance in Louisiana
The average car insurance rate for full coverage in Louisiana is $2,969 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Louisiana is $693 annually.
Shop car insurance in top cities of Louisiana
| Car Insurance in | Alexandria, LA |
| Car Insurance in | Atlanta, LA |