Cheapest car insurance companies in Alexandria 

After an in-depth analysis, Insurance.com found that Southern Farm Bureau and Geico are the cheapest car insurance companies in Alexandria for 2023. 

The car insurance company in Alexandria that provides the cheapest car insurance premiums is Southern Farm Bureau, with an average annual rate of $2,517 .

In Alexandria, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates. 

CompaniesAverage annual rates
USAA$2,004
Southern Farm Bureau$2,517
Geico$3,223
Farmers$3,373
LA Farm Bureau$3,387
Safeway Insurance$3,768
Progressive$3,770
State Farm$4,096
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance cost in Alexandria by Age Group 

In Alexandria, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $5,116 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

Among the carriers analyzed, USAA is the cheapest car insurance option for young drivers in Alexandria, at $2,900 a year for a full coverage policy.

Drivers in Alexandria stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $2,031 a year

USAA is the cheapest option for senior drivers in Alexandria, with an average premium of $2,085 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
ProgressiveN/A$5,779$3,705$3,720
USAA$5,116$2,900$2,031$2,085
Southern Farm Bureau$5,663$3,798$2,654$2,817
Safeway Insurance$8,868$5,491$3,642$3,230
LA Farm Bureau$9,159$5,730$3,189$3,093
Geico$10,922$4,950$3,178$3,138
State Farm$11,425$6,291$4,208$4,142
Farmers$11,486$6,091$3,360$2,864
Allstate$14,518N/AN/AN/A
Data refreshed as of May 2024
Read our full methodology

Cheapest car insurance companies in Alexandria by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Alexandria. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

To find the cheapest car insurance company in Alexandria, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Below are some of the cheapest car insurance companies in Alexandria by driver profile.

The cheapest car insurance company for a driver with poor credit is USAA. It offers auto insurance for Alexandria drivers at about $3,173 per year

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Alexandria.

CompanyAverage annual rates
USAA$3,173
Geico$6,964
Progressive$7,231
State Farm$10,858
Data refreshed as of May 2024
Read our full methodology

Based on recent data analysis, 30-year-old drivers in Alexandria with speeding tickets on their driving record can get the cheapest car insurance rates from USAA at an annual cost of $2,470.

Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors. 

Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price. 

CompanyAverage annual premium
USAA$2,470
State Farm$2,588
Progressive$5,210
Geico$8,304
Data refreshed as of May 2024
Read our full methodology

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Alexandria drivers with at-fault accidents. It provides coverage at an average annual cost of $2,762.

CompanyAverage annual rates
State Farm$2,762
USAA$3,201
Progressive$7,372
Geico$8,916
Data refreshed as of May 2024
Read our full methodology

In Alexandria, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $2,588 a year

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
State Farm$2,588
USAA$3,295
Progressive$6,934
Geico$10,207
Data refreshed as of May 2024
Read our full methodology

Average car insurance cost in Alexandria 

The average car insurance rate in Alexandria for full coverage is $3,256 per year or $271 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Alexandria is $875 per year. 

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$3,256$875
Data refreshed as of May 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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