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If you're looking for the best and cheapest car insurance in Atlanta, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Atlanta and prepared this guide for you.

The average auto insurance cost in Atlanta for full coverage is $2,469 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Atlanta. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Atlanta

According to a study by Insurance.com, the cheapest car insurance companies in Atlanta for 2022 are United Svcs Automobile Assn and State Farm Mutl Automobile Ins.

United Svcs Automobile Assn is the cheapest option for most Atlanta drivers, with an average annual rate of $1,246.

Car insurance cost may vary in Atlanta based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Atlanta

CompaniesAverage Annual Rates
United Svcs Automobile Assn$1,246
State Farm Mutl Automobile Ins$1,828
Progressive Security$2,140
Metropolitan P&C$2,155
Automobile Club Inter-Ins$3,498
GEICO Casualty Co$3,945

Cheapest car insurance cost in Atlanta by Age Group

The cheapest auto insurance company in Atlanta for teen drivers is Louisiana Farm Bureau Cas Ins Co. For full coverage, its average annual rate for Atlanta drivers is $4,424. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Cas Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Atlanta at about $2,345 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Atlanta is the Louisiana Farm Bureau Cas Ins Co. Its average rate for a full coverage car insurance policy is $1,686 per year.

If you are a senior driver in Atlanta and looking for a cheap car insurance company, then consider buying insurance from the Louisiana Farm Bureau Cas Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,578 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Louisiana Farm Bureau Cas$1,686$1,578$4,424$3,158
Geico Cas Co$1,750$1,759$6,986$2,345
Safeway Of LA$1,995$1,732$5,465$3,335
State Farm Mut Auto$2,073$2,032$5,348$3,278
Progressive Security$2,144$1,936$12,121$3,512
Allstate Prop & Cas$2,686$2,698$6,498$3,881

Cheapest car insurance companies in Atlanta by driver profile

Car insurance rates in Atlanta vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Atlanta, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Atlanta based on driver profile.

  • Cheapest for a driver with Poor Credit: United
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: State Farm
  • Cheapest for DUI: State Farm

Cheapest for a driver with Poor Credit: United

The cheapest car insurance company for a driver with poor credit is United. It offers auto insurance for Atlanta drivers at about $3,022 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
United$3,022
Progressive$6,191
Metropolitan$7,087
Geico$8,196
State Farm$10,622
Automobile Club Inter-Ins$12,643

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Atlanta. It offers full coverage car insurance for drivers age 30 at about $2,394 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$2,394
State Farm$2,409
Progressive$4,159
Metropolitan$6,517
Automobile Club Inter-Ins$6,920
Geico$9,296

Cheapest auto insurance after an at-fault accident: State Farm

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Atlanta is $2,572. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
State Farm$2,572
United$2,772
Progressive$5,100
Metropolitan$5,659
Automobile Club Inter-Ins$7,801
Geico$8,767

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Atlanta for drivers after a DUI. Its average annual rate for full coverage is $2,409.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
State Farm$2,409
United$2,993
Progressive$4,485
Automobile Club Inter-Ins$7,210
Metropolitan$7,686
Geico$9,927

Average car insurance cost in Atlanta

The average car insurance rate in Atlanta for full coverage is $2,469 per year or $206 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Atlanta is $513 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$2,469$513

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