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The cost of car insurance in Nebraska can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Nebraska is $1,761 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Nebraska

AMCO is the cheapest car insurance company in Nebraska that offers full coverage policy at about $877 per year or $73 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Nebraska.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
AMCO$877$73
United Svcs Automobile Assn$903$75
Owners$1,151$96
GEICO General$1,338$112
Allstate F&C$1,485$124
State Farm Mutl Automobile Ins$1,652$138
Progressive Northern$1,790$149
Mid-Century$1,823$152
Metropolitan Casualty$2,012$168
Auto Club Group$4,575$381

Cheapest car insurance for teens in Nebraska

State Farm is the cheapest car insurance provider for teen drivers in Nebraska. It offers insurance at about $3,099 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
State Farm Mut Auto$3,099
Amco$3,802
Allstate Fire & Cas$4,899
Geico Gen$4,916
Progressive Northern$5,689
Mid Century$8,006

Cheapest car insurance for young drivers in Nebraska

The cheapest car insurance company for young drivers in Nebraska is Amco at about $1,820 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Amco$1,820
Progressive Northern$1,843
State Farm Mut Auto$1,936
Geico Gen$2,214
Allstate Fire & Cas$2,436
Mid Century$2,507

Cheapest car insurance for adults in Nebraska

According to Insurance.com's rate analysis, Amco offers the cheapest car insurance for adults in Nebraska. Its average rate is $1,014 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Nebraska.

CompanyAverage annual premium
Amco$1,014
Progressive Northern$1,114
State Farm Mut Auto$1,263
Geico Gen$1,615
Mid Century$1,763
Allstate Fire & Cas$1,888

Cheapest car insurance for seniors in Nebraska

Progressive Northern offers the cheapest car insurance for seniors in Nebraska. The average annual premium offered is $896. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Nebraska:

CompanyAverage annual premium
Progressive Northern$896
Amco$913
State Farm Mut Auto$1,126
Mid Century$1,610
Allstate Fire & Cas$1,779
Geico Gen$1,912

Cheapest car insurance rates in Nebraska by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: AMCO

AMCO has the cheapest auto insurance for drivers with poor credit at about $1,352 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
AMCO$1,352
United$2,109
Geico$2,260
Allstate$2,824
Mid-Century$2,843
Owners$3,645
Progressive$4,715
Metropolitan$5,220
Auto Club$6,269
State Farm$7,731

Cheapest auto insurance for drivers with a speeding ticket: AMCO

If you have a speeding ticket on your record, AMCO offers the cheapest car insurance at about $1,158 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
AMCO$1,158
United$1,542
Owners$1,578
Geico$1,661
State Farm$1,884
Allstate$1,998
Mid-Century$2,382
Progressive$2,764
Metropolitan$4,120
Auto Club$6,873

Cheapest auto insurance after an at-fault accident : Owners

Owners offers the cheapest car insurance after an at-fault accident. Its average cost for Nebraska drivers is $1,472 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
Owners$1,472
AMCO$1,613
United$1,763
State Farm$1,997
Allstate$2,526
Mid-Century$2,573
Geico$2,980
Progressive$3,366
Metropolitan$5,277
Auto Club$6,036

Cheapest auto insurance after a DUI : State Farm

If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Nebraska at $1,884 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Nebraska, along with their average annual premium.

CompanyAverage annual premium
AMCO$1,884
State Farm$1,884
Allstate$2,332
Owners$2,354
Mid-Century$2,470
Progressive$2,502
United$2,552
Geico$4,485
Metropolitan$6,478
Auto Club$8,783

Average cost of car insurance in Nebraska

The average car insurance rate for full coverage in Nebraska is $1,761 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Nebraska is $386 annually.

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