The cost of car insurance in Nebraska can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Nebraska is $1,761 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- Cheapest car insurance companies in Nebraska
- Cheapest car insurance for teens in Nebraska
- Cheapest car insurance for young drivers in Nebraska
- Cheapest car insurance for adults in Nebraska
- Cheapest car insurance for seniors in Nebraska
- Cheapest car insurance rates in Nebraska by driving record
- Average cost of car insurance in Nebraska
- Shop car insurance in top cities of Nebraska
Cheapest car insurance companies in Nebraska
AMCO is the cheapest car insurance company in Nebraska that offers full coverage policy at about $877 per year or $73 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Nebraska.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| AMCO | $877 | $73 |
| United Svcs Automobile Assn | $903 | $75 |
| Owners | $1,151 | $96 |
| GEICO General | $1,338 | $112 |
| Allstate F&C | $1,485 | $124 |
| State Farm Mutl Automobile Ins | $1,652 | $138 |
| Progressive Northern | $1,790 | $149 |
| Mid-Century | $1,823 | $152 |
| Metropolitan Casualty | $2,012 | $168 |
| Auto Club Group | $4,575 | $381 |
Cheapest car insurance for teens in Nebraska
State Farm is the cheapest car insurance provider for teen drivers in Nebraska. It offers insurance at about $3,099 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $3,099 |
| Amco | $3,802 |
| Allstate Fire & Cas | $4,899 |
| Geico Gen | $4,916 |
| Progressive Northern | $5,689 |
| Mid Century | $8,006 |
Cheapest car insurance for young drivers in Nebraska
The cheapest car insurance company for young drivers in Nebraska is Amco at about $1,820 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Amco | $1,820 |
| Progressive Northern | $1,843 |
| State Farm Mut Auto | $1,936 |
| Geico Gen | $2,214 |
| Allstate Fire & Cas | $2,436 |
| Mid Century | $2,507 |
Cheapest car insurance for adults in Nebraska
According to Insurance.com's rate analysis, Amco offers the cheapest car insurance for adults in Nebraska. Its average rate is $1,014 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Nebraska.
| Company | Average annual premium |
|---|---|
| Amco | $1,014 |
| Progressive Northern | $1,114 |
| State Farm Mut Auto | $1,263 |
| Geico Gen | $1,615 |
| Mid Century | $1,763 |
| Allstate Fire & Cas | $1,888 |
Cheapest car insurance for seniors in Nebraska
Progressive Northern offers the cheapest car insurance for seniors in Nebraska. The average annual premium offered is $896. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Nebraska:
| Company | Average annual premium |
|---|---|
| Progressive Northern | $896 |
| Amco | $913 |
| State Farm Mut Auto | $1,126 |
| Mid Century | $1,610 |
| Allstate Fire & Cas | $1,779 |
| Geico Gen | $1,912 |
Cheapest car insurance rates in Nebraska by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: AMCO
AMCO has the cheapest auto insurance for drivers with poor credit at about $1,352 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| AMCO | $1,352 |
| United | $2,109 |
| Geico | $2,260 |
| Allstate | $2,824 |
| Mid-Century | $2,843 |
| Owners | $3,645 |
| Progressive | $4,715 |
| Metropolitan | $5,220 |
| Auto Club | $6,269 |
| State Farm | $7,731 |
Cheapest auto insurance for drivers with a speeding ticket: AMCO
If you have a speeding ticket on your record, AMCO offers the cheapest car insurance at about $1,158 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| AMCO | $1,158 |
| United | $1,542 |
| Owners | $1,578 |
| Geico | $1,661 |
| State Farm | $1,884 |
| Allstate | $1,998 |
| Mid-Century | $2,382 |
| Progressive | $2,764 |
| Metropolitan | $4,120 |
| Auto Club | $6,873 |
Cheapest auto insurance after an at-fault accident : Owners
Owners offers the cheapest car insurance after an at-fault accident. Its average cost for Nebraska drivers is $1,472 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| Owners | $1,472 |
| AMCO | $1,613 |
| United | $1,763 |
| State Farm | $1,997 |
| Allstate | $2,526 |
| Mid-Century | $2,573 |
| Geico | $2,980 |
| Progressive | $3,366 |
| Metropolitan | $5,277 |
| Auto Club | $6,036 |
Cheapest auto insurance after a DUI : State Farm
If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Nebraska at $1,884 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Nebraska, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| AMCO | $1,884 |
| State Farm | $1,884 |
| Allstate | $2,332 |
| Owners | $2,354 |
| Mid-Century | $2,470 |
| Progressive | $2,502 |
| United | $2,552 |
| Geico | $4,485 |
| Metropolitan | $6,478 |
| Auto Club | $8,783 |
Average cost of car insurance in Nebraska
The average car insurance rate for full coverage in Nebraska is $1,761 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Nebraska is $386 annually.
Shop car insurance in top cities of Nebraska
| Car Insurance in | Alliance, NE |
| Car Insurance in | Bellevue, NE |