USAA Casualty offers the cheapest car insurance rates in Oregon for full coverage, at $755 annually, or $63 per month. Whereas Liberty Mutual is rated as the best car insurance company in Oregon, based on Insurance.com's analysis.
There are a lot of different car insurance companies in Oregon, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?
To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.
- Best car insurance companies in Oregon
- Cheapest car insurance companies in Oregon
- Cheapest car insurance for teens in Oregon
- Cheapest car insurance for young drivers in Oregon
- Cheapest car insurance for adults in Oregon
- Cheapest car insurance for seniors in Oregon
- Cheapest car insurance rates in Oregon by driving record
- Average cost of car insurance in Oregon
Best car insurance companies in Oregon
Liberty Mutual is the best car insurance company in Oregon with a 4.1 auto star rating, highest among the companies surveyed.
Experts at Insurance.com have analyzed the companies and compiled data from across Oregon to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Oregon.
| Company | Auto star ratings |
|---|---|
| Liberty Mutual | 4.1 |
| American Family | 4.0 |
| Geico | 4.0 |
| Farmers | 3.7 |
| USAA | 3.2 |
Cheapest car insurance companies in Oregon
USAA Casualty is the cheapest car insurance company in Oregon that offers full coverage car insurance at an average rate of $755 annually or $63 a month.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| USAA Casualty | $755 | $63 |
| GEICO Casualty Co | $864 | $72 |
| Nationwide General | $912 | $76 |
| American Family | $962 | $80 |
| Eagle West | $979 | $82 |
| Standard Fire | $1,026 | $85 |
| State Farm Mutl Automobile Ins | $1,029 | $86 |
| Progressive Universal | $1,246 | $104 |
| Metropolitan Direct P&C | $1,305 | $109 |
| Unitrin Safeguard | $1,371 | $114 |
| Allstate F&C | $1,590 | $133 |
| Farmers of Oregon | $1,804 | $150 |
Cheapest car insurance for teens in Oregon
State Farm offers the cheapest car insurance for teens in Oregon at about $3,528 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.
Find below average annual premium of cheapest auto insurance companies in Oregon for teens.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $3,528 |
| Geico Cas Co | $3,835 |
| Nationwide Gen | $4,994 |
| Progressive Universal | $5,666 |
| Farmers Of OR | $7,826 |
| Allstate Fire & Cas | $8,170 |
Cheapest car insurance for young drivers in Oregon
Progressive Universal is the cheapest car insurance company for young drivers in Oregon. Its average annual premium is $1,719 annually or $143 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.
| Company | Average annual premium |
|---|---|
| Progressive Universal | $1,719 |
| Geico Cas Co | $1,823 |
| State Farm Mut Auto | $2,068 |
| Farmers Of OR | $2,249 |
| Nationwide Gen | $2,417 |
| Allstate Fire & Cas | $3,519 |
Cheapest car insurance for adults in Oregon
Progressive Universal offers the cheapest car insurance for adults in Oregon for a full coverage policy with an average annual premium of $1,009 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.
| Company | Average annual premium |
|---|---|
| Progressive Universal | $1,009 |
| State Farm Mut Auto | $1,234 |
| Geico Cas Co | $1,388 |
| Nationwide Gen | $1,413 |
| Farmers Of OR | $1,562 |
| Allstate Fire & Cas | $2,421 |
Cheapest car insurance for seniors in Oregon
Progressive Universal is the cheapest car insurance company for seniors in Oregon. Its average annual premium is $916 a year or about $76 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.
| Company | Average annual premium |
|---|---|
| Progressive Universal | $916 |
| State Farm Mut Auto | $1,177 |
| Geico Cas Co | $1,267 |
| Nationwide Gen | $1,301 |
| Farmers Of OR | $1,444 |
| Allstate Fire & Cas | $2,452 |
Cheapest car insurance rates in Oregon by driving record
Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.
The best way to find affordable coverage in Oregon is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Oregon.
Cheapest auto insurance for drivers with poor credit: Geico
Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Oregon drivers at an average of $1,496 a year.
Compare average annual premium of cheapest car insurance companies in Oregon for drivers with poor credit.
| Company | Average annual premium |
|---|---|
| Geico | $1,496 |
| Nationwide | $1,518 |
| Eagle West | $1,774 |
| Standard Fire | $2,289 |
| Unitrin | $2,300 |
| USAA | $2,369 |
| Progressive | $2,517 |
| State Farm | $2,567 |
| American Family | $2,737 |
| Allstate | $2,833 |
| Farmers Ins | $2,864 |
| Metropolitan | $3,351 |
Cheapest auto insurance for drivers with a speeding ticket: State Farm
State Farm offers the cheapest car insurance for drivers with a speeding ticket at about $1,147 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.
| Company | Average annual premium |
|---|---|
| State Farm | $1,147 |
| USAA | $1,423 |
| Eagle West | $1,665 |
| Nationwide | $1,666 |
| Standard Fire | $1,887 |
| Progressive | $1,935 |
| Geico | $1,945 |
| Unitrin | $1,956 |
| American Family | $2,023 |
| Allstate | $2,059 |
| Metropolitan | $2,151 |
| Farmers Ins | $2,260 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $1,344 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.
| Company | Average annual premium |
|---|---|
| State Farm | $1,344 |
| American Family | $1,547 |
| USAA | $1,660 |
| Nationwide | $1,770 |
| Eagle West | $1,799 |
| Standard Fire | $1,873 |
| Geico | $1,939 |
| Unitrin | $2,152 |
| Progressive | $2,406 |
| Farmers Ins | $2,459 |
| Allstate | $2,812 |
| Metropolitan | $4,284 |
Cheapest auto insurance after a DUI: State Farm
The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $1,147 a year or $96 a month.
If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.
| Company | Average annual premium |
|---|---|
| State Farm | $1,147 |
| Progressive | $1,692 |
| USAA | $1,845 |
| Eagle West | $1,886 |
| Standard Fire | $1,980 |
| American Family | $2,023 |
| Geico | $2,215 |
| Nationwide | $2,240 |
| Allstate | $2,309 |
| Farmers Ins | $2,367 |
| Unitrin | $2,994 |
| Metropolitan | $3,674 |
Average cost of car insurance in Oregon
The average annual cost of car insurance in Oregon for a full coverage policy is $1,153. For full coverage, the recommended coverage limits for Oregon drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
For the state minimum coverage, the average annual cost in Oregon is $497.
| State minimum average annual rate | Full coverage average annual rate |
|---|---|
| $497 | $1,153 |