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The cost of car insurance in Arkansas can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Arkansas is $1,485 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Arkansas

United Svcs Automobile is the cheapest car insurance company in Arkansas that offers full coverage policy at about $895 per year or $75 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Arkansas.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
United Svcs Automobile Assn$895$75
GEICO Advantage$1,000$83
Standard Fire$1,110$92
Nationwide General$1,200$100
State Farm Mutl Automobile Ins$1,250$104
Progressive Northwestern Ins$1,366$114
Automobile Club Inter-Ins$1,502$125
Farmers$1,504$125
Auto-Owners$1,612$134
Allstate P&C$1,943$162
Metropolitan P&C$2,951$246

Cheapest car insurance for teens in Arkansas

State Farm is the cheapest car insurance provider for teen drivers in Arkansas. It offers insurance at about $3,430 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
State Farm Mut Auto$3,430
Geico Gen$4,067
Nationwide Prop & Cas$5,650
Progressive Northwestern$7,770
Allstate Prop & Cas$9,324
Farmers Inc$9,425

Cheapest car insurance for young drivers in Arkansas

The cheapest car insurance company for young drivers in Arkansas is Geico at about $2,029 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico Gen$2,029
State Farm Mut Auto$2,113
Progressive Northwestern$2,347
Farmers Inc$2,713
Nationwide Prop & Cas$2,860
Allstate Prop & Cas$3,589

Cheapest car insurance for adults in Arkansas

According to Insurance.com's rate analysis, State Farm offers the cheapest car insurance for adults in Arkansas. Its average rate is $1,322 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Arkansas.

CompanyAverage annual premium
State Farm Mut Auto$1,322
Geico Gen$1,383
Progressive Northwestern$1,462
Nationwide Prop & Cas$1,593
Farmers Inc$1,860
Allstate Prop & Cas$2,402

Cheapest car insurance for seniors in Arkansas

State Farm offers the cheapest car insurance for seniors in Arkansas. The average annual premium offered is $1,223. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Arkansas:

CompanyAverage annual premium
State Farm Mut Auto$1,223
Progressive Northwestern$1,231
Geico Gen$1,610
Farmers Inc$1,688
Nationwide Prop & Cas$1,929
Allstate Prop & Cas$2,346

Cheapest car insurance rates in Arkansas by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $1,600 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Geico$1,600
United$2,023
Nationwide$2,222
Farmers Ins$2,436
Standard Fire$2,648
Automobile Club Inter-Ins$2,799
Progressive$3,222
Allstate$3,481
Auto-Owners$5,307
State Farm$7,071
Metropolitan$8,863

Cheapest auto insurance for drivers with a speeding ticket: Geico

If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,279 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
Geico$1,279
United$1,378
State Farm$1,461
Farmers Ins$2,041
Standard Fire$2,185
Auto-Owners$2,454
Nationwide$2,483
Automobile Club Inter-Ins$2,514
Progressive$2,544
Allstate$2,583
Metropolitan$8,427

Cheapest auto insurance after an at-fault accident : State Farm

State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Arkansas drivers is $1,567 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,567
United$1,629
Geico$1,805
Standard Fire$2,043
Farmers Ins$2,188
Nationwide$2,442
Automobile Club Inter-Ins$2,813
Auto-Owners$2,914
Progressive$3,266
Allstate$3,266
Metropolitan$7,787

Cheapest auto insurance after a DUI : Geico

If there exists DUI on your driving record, Geico offers the cheapest auto insurance in Arkansas at $1,250 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Arkansas, along with their average annual premium.

CompanyAverage annual premium
Geico$1,250
State Farm$1,461
Farmers Ins$2,107
Standard Fire$2,160
Progressive$2,211
United$2,228
Automobile Club Inter-Ins$2,797
Allstate$2,963
Auto-Owners$3,811
Nationwide$4,326
Metropolitan$9,377

Average cost of car insurance in Arkansas

The average car insurance rate for full coverage in Arkansas is $1,485 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Arkansas is $445 annually.

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