The cost of car insurance in Arkansas can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Arkansas is $1,485 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- Cheapest car insurance companies in Arkansas
- Cheapest car insurance for teens in Arkansas
- Cheapest car insurance for young drivers in Arkansas
- Cheapest car insurance for adults in Arkansas
- Cheapest car insurance for seniors in Arkansas
- Cheapest car insurance rates in Arkansas by driving record
- Average cost of car insurance in Arkansas
- Shop car insurance in top cities of Arkansas
Cheapest car insurance companies in Arkansas
United Svcs Automobile is the cheapest car insurance company in Arkansas that offers full coverage policy at about $895 per year or $75 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Arkansas.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| United Svcs Automobile Assn | $895 | $75 |
| GEICO Advantage | $1,000 | $83 |
| Standard Fire | $1,110 | $92 |
| Nationwide General | $1,200 | $100 |
| State Farm Mutl Automobile Ins | $1,250 | $104 |
| Progressive Northwestern Ins | $1,366 | $114 |
| Automobile Club Inter-Ins | $1,502 | $125 |
| Farmers | $1,504 | $125 |
| Auto-Owners | $1,612 | $134 |
| Allstate P&C | $1,943 | $162 |
| Metropolitan P&C | $2,951 | $246 |
Cheapest car insurance for teens in Arkansas
State Farm is the cheapest car insurance provider for teen drivers in Arkansas. It offers insurance at about $3,430 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $3,430 |
| Geico Gen | $4,067 |
| Nationwide Prop & Cas | $5,650 |
| Progressive Northwestern | $7,770 |
| Allstate Prop & Cas | $9,324 |
| Farmers Inc | $9,425 |
Cheapest car insurance for young drivers in Arkansas
The cheapest car insurance company for young drivers in Arkansas is Geico at about $2,029 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Geico Gen | $2,029 |
| State Farm Mut Auto | $2,113 |
| Progressive Northwestern | $2,347 |
| Farmers Inc | $2,713 |
| Nationwide Prop & Cas | $2,860 |
| Allstate Prop & Cas | $3,589 |
Cheapest car insurance for adults in Arkansas
According to Insurance.com's rate analysis, State Farm offers the cheapest car insurance for adults in Arkansas. Its average rate is $1,322 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Arkansas.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $1,322 |
| Geico Gen | $1,383 |
| Progressive Northwestern | $1,462 |
| Nationwide Prop & Cas | $1,593 |
| Farmers Inc | $1,860 |
| Allstate Prop & Cas | $2,402 |
Cheapest car insurance for seniors in Arkansas
State Farm offers the cheapest car insurance for seniors in Arkansas. The average annual premium offered is $1,223. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Arkansas:
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $1,223 |
| Progressive Northwestern | $1,231 |
| Geico Gen | $1,610 |
| Farmers Inc | $1,688 |
| Nationwide Prop & Cas | $1,929 |
| Allstate Prop & Cas | $2,346 |
Cheapest car insurance rates in Arkansas by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with poor credit: Geico
Geico has the cheapest auto insurance for drivers with poor credit at about $1,600 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.| Company | Average annual premium |
|---|---|
| Geico | $1,600 |
| United | $2,023 |
| Nationwide | $2,222 |
| Farmers Ins | $2,436 |
| Standard Fire | $2,648 |
| Automobile Club Inter-Ins | $2,799 |
| Progressive | $3,222 |
| Allstate | $3,481 |
| Auto-Owners | $5,307 |
| State Farm | $7,071 |
| Metropolitan | $8,863 |
Cheapest auto insurance for drivers with a speeding ticket: Geico
If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,279 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| Geico | $1,279 |
| United | $1,378 |
| State Farm | $1,461 |
| Farmers Ins | $2,041 |
| Standard Fire | $2,185 |
| Auto-Owners | $2,454 |
| Nationwide | $2,483 |
| Automobile Club Inter-Ins | $2,514 |
| Progressive | $2,544 |
| Allstate | $2,583 |
| Metropolitan | $8,427 |
Cheapest auto insurance after an at-fault accident : State Farm
State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Arkansas drivers is $1,567 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| State Farm | $1,567 |
| United | $1,629 |
| Geico | $1,805 |
| Standard Fire | $2,043 |
| Farmers Ins | $2,188 |
| Nationwide | $2,442 |
| Automobile Club Inter-Ins | $2,813 |
| Auto-Owners | $2,914 |
| Progressive | $3,266 |
| Allstate | $3,266 |
| Metropolitan | $7,787 |
Cheapest auto insurance after a DUI : Geico
If there exists DUI on your driving record, Geico offers the cheapest auto insurance in Arkansas at $1,250 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Arkansas, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| Geico | $1,250 |
| State Farm | $1,461 |
| Farmers Ins | $2,107 |
| Standard Fire | $2,160 |
| Progressive | $2,211 |
| United | $2,228 |
| Automobile Club Inter-Ins | $2,797 |
| Allstate | $2,963 |
| Auto-Owners | $3,811 |
| Nationwide | $4,326 |
| Metropolitan | $9,377 |
Average cost of car insurance in Arkansas
The average car insurance rate for full coverage in Arkansas is $1,485 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Arkansas is $445 annually.
Shop car insurance in top cities of Arkansas
| Car Insurance in | El dorado, AR |
| Car Insurance in | Elkins, AR |
| Car Insurance in | Fayetteville, AR |
| Car Insurance in | Jacksonville, AR |
| Car Insurance in | Little rock, AR |