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The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more.

Most insurance companies offer a cheaper price to drivers with good records. But if you have been cited or have tickets on your record, then your insurance premiums will likely go up.

However, comparison shopping can help you save money on your car insurance premiums. Our research for drivers with a clean record can help you save on car insurance. But if you have a bad driving record, then you'll have to pay more for car insurance.

Worry not! We are here to help. Our team of experts has analyzed hundreds of companies to find the cheapest rates available for drivers with less than perfect records.

Cheapest car insurance for high-risk drivers in Arkansas: At-fault accident

State Farm offers the cheapest car insurance rates for drivers with an accident record. With an average annual rate of $1,527 per year after the accident, State Farm rates are 36.32% cheaper than the Arkansas state average (rates after the accident) and $1,560 Less than the national average of $3,087 (rates after the accident).

However, you can save on your insurance by comparing price quotes from multiple insurers.

CompanyAvg Annual Premium
State Farm$1,527
Geico$1,841
Travelers$1,848
Farmers$2,125
Nationwide$2,347
Auto Club Enterprises Ins Grp$2,760
Auto-Owners$2,872

Arkansas auto insurance rates for high-risk drivers after a DUI

Geico offers the cheapest car insurance for high-risk drivers with a DUI in Arkansas. It costs $1,314 a year on average for a full coverage policy after a DUI. If you get pulled over for driving under the influence, your car insurance rates will likely skyrocket. Having a DUI on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of DUI as high-risk. The cost of auto insurance can vary widely after a DUI, depending on your state and the insurer. Based on our rate data analysis, we have put together a list of the companies that offer cheap car insurance for drivers with a DUI in Arkansas.

CompanyAvg Annual Premium
Geico$1,314
State Farm$1,423
Travelers$2,436
Farmers$2,459
Progressive$2,500
Auto Club Enterprises Ins Grp$3,333
Allstate$3,533

Car insurance in Arkansas for high-risk drivers with speeding tickets

The cheapest insurance carrier for drivers with speeding tickets on their record is State Farm. It offers full coverage insurance to Arkansas drivers for $1,423 per year or $119 monthly. If you get a speeding ticket, your car insurance company will likely raise your rates when it comes time to renew your policy. But comparison shopping can help you trim your insurance cost overall.

CompanyAvg Annual Premium
State Farm$1,423
Geico$1,485
Nationwide$1,509
Travelers$1,986
Farmers$2,097
Progressive$2,427
Auto Club Enterprises Ins Grp$2,451

Cheapest car insurance for high-risk drivers in Arkansas with poor credit

Geico is the cheapest insurance company for high-risk drivers with poor credit. On average, the cost $1,639 per year for a full coverage policy in Arkansas. Insurers use your credit score as one factor when deciding how much to charge for coverage. If you're paying too high because of this, switching companies could save money in the long run.

CompanyAvg Annual Premium
Geico$1,639
Nationwide$2,124
Travelers$2,331
Farmers$2,347
Auto Club Enterprises Ins Grp$2,747
Progressive$2,930
Allstate$3,478

Auto insurance rates for high-risk drivers in Arkansas with SR-22

The cheapest auto insurance in Arkansas with an SR-22 is Geico with an average annual cost of $1,206 or $101 per month.

If you have a DUI or DWI conviction on your driving record, you might need your insurance company to file an SR-22 form with the state DMV in your name. SR-22 is a guarantee from a car insurance company to the state that you have the legally mandated coverage.

CompanyAvg Annual Premium
Geico$1,206
State Farm$1,591
Travelers$1,647
Progressive$2,111
The Auto Club Group$2,172
Farmers$2,258
Allstate$2,701